AVI-A
ActiveAVI-A has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €45k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency50▼-26
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 2.25 in 2024; short-term debt: 67.1% and cash: 70.6% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
35.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16527 sector peers (2025).
NBB · sector comparisonPosition among 16527 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
135 d early
2024
73 d early
2023
54 d early
2022
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 38.0%
2024 · €50k
2022: €25k
2023: €24k
2024: €50k
2022 → 2025
Total assets
€124k▲ 26.5%
2024 · €98k
2022: €93k
2023: €84k
2024: €98k
2022 → 2025
Net result
€45k▲ 75.9%
2024 · €25k
2022: €19k
2023: €-580
2024: €25k
2022 → 2025
Working capital
€19k▼ 47.7%
2024 · €36k
2022: €6k
2023: €8k
2024: €36k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€24k▼ 2.3%€50k▲ 104%€31k▼ 38.0%
Operating result€27k-€2k▼ 93.0%€37k▲ 1,860%€57k▲ 55.5%
Net result€19k-€-580€25k€45k▲ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€22k▼ 33.5%
Current assets
€102k▲ 56.6%
Equity and liabilities €124k
Equity
€31k▼ 38.0%
Debt
€93k▲ 92.4%
The debt ratio rises from 49.5% to 75.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €49k
Cash flow
€56k▲
2024 · €37k
Solvency
24.8%▼
2024 · 50.5%
Current ratio
1.23▼
2024 · 2.25
Quick ratio
1.23▼
2024 · 2.25
Debt / equity
3.04▲
2024 · 0.98
ROE
144.9%▲
2024 · 51.0%
ROA
35.9%▲
2024 · 25.8%
Interest coverage
58.32▲
2024 · 28.98
Debt
€93k▲
2024 · €49k
Debt ≤ 1 year
€83k▲
2024 · €29k
Debt > 1 year
€10k▼
2024 · €20k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€124k▲
Fixed assets21/28€33k€22k▼
Tangible fixed assets22/27€33k€22k▼
Furniture and vehicles24€821€1k▲
Leasing and similar rights25€32k€21k▼
Current assets29/58€65k€102k▲
Amounts receivable within one year40/41€16k€13k▼
Trade receivables40€13k€5k▼
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€47k€88k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€98k€124k▲
Equity10/15€50k€31k▼
Contributions10/11€6k€6k=
Reserves13€44k€25k▼
Distributable reserves133€44k€25k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€49k€93k▲
Amounts payable after more than one year17€20k€10k▼
Financial debts170/4€20k€10k▼
Amounts payable within one year42/48€29k€83k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€9k€1k▼
Suppliers440/4€9k€1k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€4k€63k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€50k€72k▲
Operating profit (loss)9901€37k€57k▲
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€35k€56k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€25k€45k▲
Profit (loss) for the period to be appropriated9905€25k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€45k▲
Profit (loss) brought forward from the previous period14P€-580€0▲
Transfer from equity791/2-€19k
Transfer to equity691/2€25k€0▼
To other reserves6921€25k€0▼
Profit to be distributed694/7-€63k
Return on contributions (dividend)694-€63k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €45k ▲75.9%
Operating result €57k, net result €45k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-580 ▼103%
Net result drops to €-580, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalstraat 172520 RanstGround area
1,364 m²
Building footprint
187 m²
Volume, LiDAR
1,197 m³
Parcel 11015B0306/00G000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AVI-A
since 20212.318.803.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11015B0306/00G000 | Flanders | 1,364 m² | 1 · 187 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 869 EUR awarded · 869 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 405 EUR | 405 EUR |
| 2022 | 1 | 464 EUR | 464 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Ergotherapie Saskia
BE 0805.144.441
Maasmechelen · Eq €31k
EVKT
BE 1016.605.035
Diepenbeek · Eq €31k
LEMOSA
BE 0546.733.867
Zedelgem · Eq €31k
FAIS PAS TON MAROLLE
BE 0670.741.142
Brussel · Eq €31k
KINE ADAMS
BE 0805.987.153
Leuven · Eq €31k
Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2021
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.