EVA DE LAET

Active

Private limited companyfounded 20215 yrs activeTurnhoutsebaan 297, 2400 Mol, BelgiumKBO/BCE: BE 0761.549.572

Summary

EVA DE LAET has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,814 and a net result of €33,630. Its solvency ranks better than 82% of 20272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

EVA DE LAETActiveChecked score 98/100

Risk analysis Report Compare

Activity

Physiotherapy

NACE 86951NACE 86905

1 site

Size

€107,558total assets 2025

Equity: €95,814
Profit: €33,630

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 88 d early0 of 2 deeds read

Why 98- 1 change of registered office in 24 months+ Liquidity: current ratio 6.81, cash €77,710+ Sector Human health activities (NACE 86)+ Equity €95,814 (89.1% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 84% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 89.1% of total assets

Liquidity 99

short-term debt 10.9% · cash 72.2%

Profitability 100

return on assets 31.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,748 companies)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -5.7% vs 12-2024 02-2025: 0.5%▼ -3.4% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 1.0%▲ +78.4% vs 04-2025 06-2025: 1.0%▲ +2.7% vs 05-2025highest value 07-2025: 1.0%● 0.0% vs 06-2025highest value 08-2025: 1.0%● 0.0% vs 07-2025highest value 09-2025: 1.0%● 0.0% vs 08-2025highest value 10-2025: 1.0%● 0.0% vs 09-2025highest value 11-2025: 1.0%● 0.0% vs 10-2025highest value 12-2025: 1.0%● 0.0% vs 11-2025highest value 01-2026: 0.9%▼ -4.4% vs 12-2025 02-2026: 0.9%▼ -4.8% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 0.9%▼ -1.7% vs 03-2026 05-2026: 0.9%▼ -2.0% vs 04-2026 06-2026: < 0.1%▼ -96.5% vs 05-2026 07-2026: < 0.1%▼ -3.3% vs 06-2026lowest value 08-2026: < 0.1%▲ +3.4% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Liquidity: current ratio 6.81, cash €77,710 lowers the probability
Sector Human health activities (NACE 86) lowers the probability
1 change of registered office in 24 months raises the probability
Equity €95,814 (89.1% of total assets) lowers the probability

Credit up to €9,000 at 30 days acceptable

Liquidity ample (current ratio 6.81; short-term debt: 10.9% and cash: 72.2% of total assets), and 10.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 89%, profitability 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 6.81, cash €77,710

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Equity €95,814 (89.1% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

88 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

04-05-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 18% on solvencysector median 63.3% · 20,272 companies 89.1% View
Total assets 2025first fiscal year filed €107,558 View
Active since 2021founded 13-01-2021 5 years View