AVERTIM
ActiveSummary
AVERTIM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.32M and a net result of €1.23M. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-11
Solvency89▲+2
Growth72▼-4
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €950k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.5 in 2024; short-term debt: 34.4% and cash: 23% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
44 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
27 d late
2019
102 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€33.55M▼ 1.1%
2024 · €33.93M
2021: €24.09M
2022: €26.59M
2023: €31.37M
2024: €33.93M
2021 → 2025
EBIT margin
10.3%▲ 2.1pp
2024 · 8.2%
2021: 9.8%
2022: 11.8%
2023: 8.6%
2024: 8.2%
2021 → 2025
Net result
€1.23M▲ 2.1%
2024 · €1.21M
2018: €1.10M
2019: €706k
2020: €1.43M
2021: €1.73M
2022: €2.02M
2023: €1.66M
2024: €1.21M
2018 → 2025
Working capital
€11.18M▲ 13.6%
2024 · €9.84M
2018: €5.13M
2019: €4.74M
2020: €5.94M
2021: €6.66M
2022: €9.28M
2023: €8.43M
2024: €9.84M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€24.09M-€26.59M▲ 10.4%€31.37M▲ 18.0%€33.93M▲ 8.1%€33.55M▼ 1.1%
Equity€8.61M-€10.13M▲ 17.6%€11.28M▲ 11.4%€11.89M▲ 5.4%€12.32M▲ 3.6%
Operating result€2.36M-€3.14M▲ 33.0%€2.68M▼ 14.4%€2.78M▲ 3.8%€3.47M▲ 24.6%
Net result€1.73M-€2.02M▲ 16.4%€1.66M▼ 17.9%€1.21M▼ 27.1%€1.23M▲ 2.1%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.21M
Fixed assets
€1.42M ▼ 49.2%
Current assets
€17.79M ▲ 8.6%
Equity and liabilities €19.21M
Equity
€12.32M ▲ 3.6%
Provisions
€35k ▼ 81.2%
Debt
€6.85M ▼ 3.5%
Debt's share of the balance-sheet total falls from 37.0% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3.56M▲
2024 · €2.90M
Cash flow
€1.32M▼
2024 · €1.32M
Current ratio
2.69▲
2024 · 2.50
Debt to equity
0.56▼
2024 · 0.60
ROE
10.0%▼
2024 · 10.2%
ROA
6.4%▲
2024 · 6.3%
Debt ≤ 1 year
€6.62M▲
2024 · €6.55M
Income taxes
€805k▼
2024 · €861k
Staff costs
€17.49M▼
2024 · €18.50M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 77 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19.18M€19.21M▲
Fixed assets21/28€2.79M€1.42M▼
Intangible fixed assets21€2k€6k▲
Tangible fixed assets22/27€209k€182k▼
Plant, machinery and equipment23€769€626▼
Furniture and vehicles24€189k€176k▼
Other tangible fixed assets26€18k€6k▼
Financial fixed assets28€2.58M€1.23M▼
Affiliated companies280/1€2.56M€1.21M▼
Participating interests280€826k€826k=
Amounts receivable281€1.73M€386k▼
Other financial fixed assets284/8€16k€16k=
Amounts receivable and cash guarantees285/8€16k€16k=
Current assets29/58€16.39M€17.79M▲
Amounts receivable after more than one year29€4.55M€4.55M=
Other amounts receivable291€4.55M€4.55M=
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€8.74M€8.17M▼
Trade receivables40€8.59M€8.17M▼
Other amounts receivable41€151k€0▼
Cash at bank and in hand54/58€2.37M€4.42M▲
Deferred charges and accrued income490/1€731k€653k▼
Equity and liabilities
Total equity and liabilities10/49€19.18M€19.21M▲
Equity10/15€11.89M€12.32M▲
Contributions10/11€120k€120k=
Reserves13€4.64M€4.64M=
Non-distributable reserves130/1€4.56M€4.56M=
Reserves not available under the articles1311€4.56M€4.56M=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€7.13M€7.56M▲
Provisions and deferred taxes16€186k€35k▼
Provisions for liabilities and charges160/5€186k€35k▼
Other liabilities and charges164/5€186k€35k▼
Amounts payable17/49€7.11M€6.85M▼
Amounts payable within one year42/48€6.55M€6.62M▲
Trade debts44€2.43M€2.67M▲
Suppliers440/4€2.43M€2.67M▲
Taxes, remuneration and social security45€3.50M€3.12M▼
Taxes450/3€906k€784k▼
Remuneration and social security454/9€2.59M€2.34M▼
Other amounts payable47/48€621k€822k▲
Accrued charges and deferred income492/3€553k€239k▼
Income statement
Code20242025
Operating income70/76A€35.06M€34.64M▼
Turnover70€33.93M€33.55M▼
Other operating income74€1.13M€1.09M▼
Operating charges60/66A€32.27M€31.17M▼
Goods for resale, raw materials and consumables60€8.36M€7.98M▼
Purchases600/8€8.36M€7.98M▼
Services and other goods61€5.22M€5.70M▲
Remuneration, social security and pensions62€18.50M€17.49M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€90k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€35k€-151k▼
Other operating charges640/8€45k€43k▼
Non-recurring operating charges66A€1k€8k▲
Operating profit (loss)9901€2.78M€3.47M▲
Financial income75/76B€181k€253k▲
Recurring financial income75€181k€253k▲
Income from financial fixed assets750€69k€75k▲
Income from current assets751€112k€178k▲
Financial charges65/66B€897k€1.68M▲
Recurring financial charges65€97k€44k▼
Debt charges650€19k€0▼
Other financial charges652/9€78k€44k▼
Non-recurring financial charges66B€800k€1.64M▲
Profit (loss) for the period before taxes9903€2.07M€2.04M▼
Income taxes67/77€861k€805k▼
Taxes670/3€862k€806k▼
Tax adjustments and reversals of tax provisions77€1k€2k▲
Profit (loss) for the period9904€1.21M€1.23M▲
Profit (loss) for the period to be appropriated9905€1.21M€1.23M▲
Appropriation of the result
Profit (loss) to be appropriated9906€12.28M€8.36M▼
Profit (loss) brought forward from the previous period14P€11.07M€7.13M▼
Transfer to equity691/2€4.55M€0▼
To other reserves6921€4.55M€0▼
Profit to be distributed694/7€600k€800k▲
Return on contributions (dividend)694€600k€800k▲
Social balance
Average headcount (FTE)9087230.9219.4▼
The notes to these accounts (59 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial
Highest result since 2018net €2.02M ▲16.4%
Net result €2.02M, the highest in the series.
31-12
Financial
Equity above €10MEq €10.13M ▲17.6%
5 profitable years in a row build equity to €10.13M.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 102 days late
2019
31-12
Financial
Weakest financial yearnet €706k ▼35.6%
Net result drops to €706k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3261050 ElseneGround area
2,671 m²
Building footprint
2,036 m²
Volume, LiDAR
67,868 m³
Parcel 21807G0178/00E003, Brussels · tallest building 103.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
AVERTIM
since 20072.166.377.709
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0178/00E003 | Brussels | 2,671 m² | 1 · 2,036 m² | 103.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676000V29YWYCCTZV52
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 5,844 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:herve2210@hotmail.com
Phone:0473/187895