AT GROUP
ActiveSummary
AT GROUP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31,601 and a net result of €1,634. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability39▲+26
Solvency40▼-7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.28 in 2023; short-term debt: 84.8% of total assets), and 84.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.2%
Return on assets
0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
98 d late
2022
126 d late
2021
78 d late
2020
90 d late
2019
46 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 88 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€31,601▲ 5.5%
2023 · €29,967
Total assets
€207,631▲ 50.5%
2023 · €137,950
Net result
€1,634
2023 · -€13,611
Working capital
€28,501▼ 4.9%
2023 · €29,967
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€15,698▲ 63.1%€3,451▼ 78.0%€7,964▲ 131%-€15,404€2,967
Net result€15,558within the sector's middle half▲ 64.1%€3,311within the sector's middle half▼ 78.7%€5,249within the sector's middle half▲ 58.6%-€13,611below the sector's middle half€1,634within the sector's middle half
Equity€35,019within the sector's middle half▲ 24.2%€38,329within the sector's middle half▲ 9.5%€43,578within the sector's middle half▲ 13.7%€29,967within the sector's middle half▼ 31.2%€31,601within the sector's middle half▲ 5.5%
Total assets€141,417within the sector's middle half▲ 14.7%€198,314within the sector's middle half▲ 40.2%€162,061within the sector's middle half▼ 18.3%€137,950within the sector's middle half▼ 14.9%€207,631within the sector's middle half▲ 50.5%
Debt€106,398▲ 11.9%€159,984▲ 50.4%€118,483▼ 25.9%€107,983▼ 8.9%€176,029▲ 63.0%
Working capital€35,019within the sector's middle half▲ 24.2%€38,329within the sector's middle half▲ 9.5%€43,578within the sector's middle half▲ 13.7%€29,967within the sector's middle half▼ 31.2%€28,501within the sector's middle half▼ 4.9%
Solvency24.8%within the sector's middle half▲ 1.9pp19.3%within the sector's middle half▼ 5.4pp26.9%within the sector's middle half▲ 7.6pp21.7%within the sector's middle half▼ 5.2pp15.2%within the sector's middle half▼ 6.5pp
Current ratio1.33within the sector's middle half▲ 0.031.24within the sector's middle half▼ 0.091.37within the sector's middle half▲ 0.131.28within the sector's middle half▼ 0.091.16within the sector's middle half▼ 0.12
Return on assets (ROA)11.0%within the sector's middle half▲ 3.3pp1.7%within the sector's middle half▼ 9.3pp3.2%within the sector's middle half▲ 1.6pp-9.9%below the sector's middle half▼ 13.1pp0.8%within the sector's middle half▲ 10.7pp
Staff (FTE)3
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2,967 after a loss of €15,404 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €207,631
Fixed assets
€3,100
Current assets
€204,531
Equity and liabilities €207,631
Equity
€31,601 ▲ 5.5%
Debt
€176,029 ▲ 63.0%
Debt's share of the balance-sheet total rises from 78.3% to 84.8%. Equity and debt are higher.
Key figures and ratios
Quick ratio
0.26▲
2023 · 0.18
Debt to equity
5.57▲
2023 · 3.60
ROE
5.2%▲
2023 · -45.4%
Debt ≤ 1 year
€176,029▲
2023 · €107,983
Staff costs
€52,823▲
2023 · €32,309
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,504 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
1.6%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,504 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €20,693 | €21,569 | €32,309 | €52,823 | ▲ 63.5% |
| Other operating charges640/8 | - | €300 | €311 | - | €366 | - |
| Gross operating margin9900 | €30,987 | €24,444 | €29,844 | €16,905 | €56,156 | ▲ 232% |
| Operating profit (loss)9901 | €15,698 | €3,451 | €7,964 | -€15,404 | €2,967 | ▲ 119% |
| Financial income75/76B | - | - | - | €2,073 | €90 | ▼ 95.7% |
| Recurring financial income75 | - | - | - | €2,073 | €90 | ▼ 95.7% |
| Non-recurring financial income76B | - | - | - | - | €90 | - |
| Financial charges65/66B | - | €141 | €2,013 | €280 | €1,423 | ▲ 409% |
| Recurring financial charges65 | €140 | €141 | €2,013 | €280 | €1,423 | ▲ 409% |
| Profit (loss) for the period before taxes9903 | €15,558 | €3,311 | €5,951 | -€13,611 | €1,634 | ▲ 112% |
| Income taxes67/77 | - | - | €701 | - | - | - |
| Profit (loss) for the period9904 | €15,558 | €3,311 | €5,249 | -€13,611 | €1,634 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | €15,558 | €3,311 | €5,249 | -€13,611 | €1,634 | ▲ 112% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,417 | €198,314 | €162,061 | €137,950 | €207,631 | ▲ 50.5% |
| Fixed assets21/28 | - | - | - | - | €3,100 | - |
| Tangible fixed assets22/27 | - | - | - | - | €3,100 | - |
| Furniture and vehicles24 | - | - | - | - | €3,100 | - |
| Current assets29/58 | €141,417 | €198,314 | €162,061 | €137,950 | €204,531 | ▲ 48.3% |
| Stocks and contracts in progress3 | €72,608 | €76,853 | €78,864 | €118,864 | €158,442 | ▲ 33.3% |
| Stocks30/36 | - | €76,853 | €78,864 | €118,864 | €158,442 | ▲ 33.3% |
| Amounts receivable within one year40/41 | €59,504 | €101,062 | €50,436 | €17,006 | €44,249 | ▲ 160% |
| Trade receivables40 | - | €97,737 | €50,436 | €9,930 | €26,429 | ▲ 166% |
| Other amounts receivable41 | - | €3,325 | - | €7,076 | €17,819 | ▲ 152% |
| Current investments50/53 | - | - | - | €2,080 | €1,840 | ▼ 11.5% |
| Cash at bank and in hand54/58 | €9,305 | €20,399 | €32,761 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,417 | €198,314 | €162,061 | €137,950 | €207,631 | ▲ 50.5% |
| Equity10/15 | €35,019 | €38,329 | €43,578 | €29,967 | €31,601 | ▲ 5.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €14,559 | €17,869 | €23,118 | €9,507 | €11,141 | ▲ 17.2% |
| Amounts payable17/49 | €106,398 | €159,984 | €118,483 | €107,983 | €176,029 | ▲ 63.0% |
| Amounts payable within one year42/48 | €106,398 | €159,984 | €118,483 | €107,983 | €176,029 | ▲ 63.0% |
| Trade debts44 | €75,963 | €127,472 | €69,798 | €63,914 | €79,705 | ▲ 24.7% |
| Suppliers440/4 | - | €127,472 | €69,798 | €63,914 | €79,705 | ▲ 24.7% |
| Advances received on contracts in progress46 | - | €4,097 | €17,260 | €3,294 | €24,353 | ▲ 639% |
| Taxes, remuneration and social security45 | - | €10,062 | €13,130 | €23,488 | €34,685 | ▲ 47.7% |
| Taxes450/3 | - | €165 | €2,407 | - | €3,706 | - |
| Remuneration and social security454/9 | - | €9,897 | €10,723 | €23,488 | €30,979 | ▲ 31.9% |
| Other amounts payable47/48 | - | €18,354 | €18,294 | €17,286 | €37,286 | ▲ 116% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,558 | €3,311 | €5,249 | -€13,611 | €1,634 | ▲ 112% |
| Operating cash flow (approximation) | €15,558 | €3,311 | €5,249 | -€13,611 | €1,634 | ▲ 112% |
| Change in cash | - | €11,094 | €12,362 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Back to profitnet €1,634
Net result €1,634 after one loss-making year.
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
2023
31-12
Financial
Weakest financial yearnet -€13,611
Net result drops to -€13,611, the lowest in the series; recovery starts the following year.
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 126 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2018net €15,558 ▲64.1%
Operating result €15,698, net result €15,558, both a record.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Back to profitnet €9,481
Net result €9,481 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2011
Ground area
265 m²
Building footprint
265 m²
Volume, LiDAR
1,925 m³
Parcel 21526D0289/00C008, Brussels · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABK GROUP
since 20112.202.629.577
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0289/00C008 | Brussels | 265 m² | 1 · 265 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANI-DRIE
BE 0756.457.765
Beveren-Kruibeke-Zwijndrecht · Eq €32,392
DRC Sales & Consulting
BE 0463.963.470
Roosdaal · Eq €30,248
Solera Benelux
BE 0727.587.595
Antwerpen · Eq €33,598
ECOWELL
BE 0880.972.608
Bornem · Eq €29,482
Droeshout J.
BE 0658.761.147
Berlare · Eq €29,308
Of 380 companies in sector 47529 we hold annual accounts for 271. 176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47529Retail trade
47559Retail sale of other household articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0833565639
Registered
01-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.