AVERKO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €243k and a net result of €-33k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 45% of 8018 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-02-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
8 d late
2023
5 d late
2022
2 d early
2021
32 d early
2020
4 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€243k▼ 11.9%
2024 · €276k
2019: €239k
2021: €274k
2022: €278k
2023: €273k
2024: €276k
2019 → 2025
Net result
€-33k
2024 · €3k
2019: €7k
2021: €8k
2022: €4k
2023: €-5k
2024: €3k
2019 → 2025
Total assets
€532k▼ 0.4%
2024 · €534k
2019: €906k
2021: €481k
2022: €434k
2023: €576k
2024: €534k
2019 → 2025
Solvency
45.6%▼ 6.0pp
2024 · 51.6%
2019: 26.4%
2021: 57.1%
2022: 64.1%
2023: 47.3%
2024: 51.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€274k-€278k▲ 1.3%€273k▼ 1.8%€276k▲ 1.0%€243k▼ 11.9%
Operating result€20k-€11k▼ 45.4%€-9k€-15k▼ 73.1%€-38k▼ 154%
Net result€8k-€4k▼ 56.8%€-5k€3k€-33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €532k
Fixed assets
€213k▲ 782%
Current assets
€319k▼ 37.4%
Equity and liabilities €532k
Equity
€243k▼ 11.9%
Debt
€290k▲ 11.9%
The debt ratio rises from 48.4% to 54.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
45.6%▼
2024 · 51.6%
ROE
-13.5%▼
2024 · 1.0%
ROA
-6.2%▼
2024 · 0.5%
Debt
€290k▲
2024 · €259k
Debt ≤ 1 year
€290k▲
2024 · €129k
Income taxes
€181▼
2024 · €464
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€534k€532k▼
Fixed assets21/28€24k€213k▲
Tangible fixed assets22/27€24k€213k▲
Land and buildings22-€199k
Furniture and vehicles24€24k€14k▼
Financial fixed assets28€150€150=
Current assets29/58€510k€319k▼
Amounts receivable within one year40/41€15k€2k▼
Other amounts receivable41€15k€2k▼
Current investments50/53€490k€300k▼
Cash at bank and in hand54/58€4k€17k▲
Deferred charges and accrued income490/1€944€1k▲
Equity and liabilities
Total equity and liabilities10/49€534k€532k▼
Equity10/15€276k€243k▼
Contributions10/11€179k€179k=
Reserves13€97k€84k▼
Distributable reserves133€97k€84k▼
Profit (loss) carried forward14-€-20k
Amounts payable17/49€259k€290k▲
Amounts payable after more than one year17€130k-
Financial debts170/4€130k-
Amounts payable within one year42/48€129k€290k▲
Trade debts44-€219
Suppliers440/4-€219
Taxes, remuneration and social security45€724€648▼
Taxes450/3€724€648▼
Other amounts payable47/48€128k€289k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€38k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-4k€1k▲
Operating profit (loss)9901€-15k€-38k▼
Financial income75/76B€18k€6k▼
Recurring financial income75€18k€6k▼
Financial charges65/66B€225€45▼
Recurring financial charges65€225€45▼
Profit (loss) for the period before taxes9903€3k€-33k▼
Income taxes67/77€464€181▼
Profit (loss) for the period9904€3k€-33k▼
Profit (loss) for the period to be appropriated9905€3k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-33k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
30-06
Financial
Weakest financial yearnet €-33k ▼1331%
Net result drops to €-33k, the lowest in the series.
08-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 18.96
Current ratio from 6.95 to 18.96; short-term debt falls from €69k to €21k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €8k ▲16%
Net result €8k, the highest in the series.
30-06
Financial
Liquidity quadruplescurrent ratio 6.95
Current ratio from 1.94 to 6.95; short-term debt falls from €466k to €69k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diksmuidestraat(STA) 1668840 StadenGround area
1.7 ha
Building footprint
212 m²
Volume, LiDAR
968 m³
Parcel 36019E1390/00K000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AVERKO
since 20062.153.732.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019E1390/00K000 | Flanders | 1.7 ha | 1 · 212 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2006
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.