JOKRA
ActiveJOKRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €93k and a net result of €-48k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 20% of 7954 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7954 sector peers (2025).
NBB · sector comparisonPosition among 7954 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
16 d early
2023
23 d early
2022
14 d early
2021
12 d early
2020
2 d early
2019
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 33.9%
2024 · €141k
2018: €114k
2019: €68k
2020: €124k
2021: €91k
2022: €70k
2023: €49k
2024: €141k
2018 → 2025
Net result
€-48k
2024 · €92k
2018: €6k
2019: €-46k
2020: €57k
2021: €-33k
2022: €-21k
2023: €-21k
2024: €92k
2018 → 2025
Total assets
€606k▼ 1.4%
2024 · €614k
2018: €513k
2019: €400k
2020: €346k
2021: €262k
2022: €446k
2023: €781k
2024: €614k
2018 → 2025
Solvency
15.4%▼ 7.6pp
2024 · 23.0%
2018: 22.2%
2019: 16.9%
2020: 35.9%
2021: 34.7%
2022: 15.8%
2023: 6.3%
2024: 23.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€70k▼ 22.6%€49k▼ 30.3%€141k▲ 188%€93k▼ 33.9%
Operating result€-28k-€-12k▲ 58.2%€-8k▲ 36.5%€59k€-32k
Net result€-33k-€-21k▲ 38.6%€-21k▼ 3.8%€92k€-48k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €59k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €606k
Fixed assets
€501k▼ 5.2%
Current assets
€105k▲ 21.9%
Equity and liabilities €606k
Equity
€93k▼ 33.9%
Provisions
€29k▼ 5.5%
Debt
€484k▲ 9.2%
The debt ratio rises from 72.1% to 79.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
15.4%▼
2024 · 23.0%
ROE
-51.2%▼
2024 · 65.2%
ROA
-7.9%▼
2024 · 15.0%
Debt
€484k▲
2024 · €443k
Debt ≤ 1 year
€40k▲
2024 · €28k
Debt > 1 year
€444k▲
2024 · €415k
Income taxes
€205▼
2024 · €5k
Staff costs
€406▲
2024 · €368
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€614k€606k▼
Fixed assets21/28€528k€501k▼
Tangible fixed assets22/27€528k€499k▼
Land and buildings22€524k€496k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€755▼
Financial fixed assets28-€2k
Current assets29/58€86k€105k▲
Amounts receivable within one year40/41€14k€86k▲
Trade receivables40€10k€19k▲
Other amounts receivable41€4k€67k▲
Cash at bank and in hand54/58€70k€17k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€614k€606k▼
Equity10/15€141k€93k▼
Contributions10/11€6k€6k=
Reserves13€216k€210k▼
Tax-exempt reserves132€103k€97k▼
Distributable reserves133€114k€114k=
Profit (loss) carried forward14€-81k€-123k▼
Provisions and deferred taxes16€30k€29k▼
Deferred taxes168€30k€29k▼
Amounts payable17/49€443k€484k▲
Amounts payable after more than one year17€415k€444k▲
Financial debts170/4€415k€444k▲
Amounts payable within one year42/48€28k€40k▲
Current portion of amounts payable after more than one year42€22k€26k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Accrued charges and deferred income492/3€8€5▼
Income statement
Code20242025
Remuneration, social security and pensions62€368€406▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€92k€2k▼
Operating profit (loss)9901€59k€-32k▼
Financial income75/76B€60k€301▼
Recurring financial income75€60k€301▼
Financial charges65/66B€23k€17k▼
Recurring financial charges65€23k€17k▼
Profit (loss) for the period before taxes9903€95k€-49k▼
Transfer from deferred taxes780€2k€2k▼
Income taxes67/77€5k€205▼
Profit (loss) for the period9904€92k€-48k▼
Transfer from tax-exempt reserves789€6k€6k▼
Profit (loss) for the period to be appropriated9905€98k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-123k▼
Profit (loss) brought forward from the previous period14P€-129k€-81k▲
Transfer to equity691/2€50k-
To other reserves6921€50k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-48k ▼152%
Net result drops to €-48k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €92k
Net result €92k after 3 loss-making years.
31-12
Financial
Liquidity times 14current ratio 3.04
Current ratio from 0.22 to 3.04; short-term debt falls from €51k to €28k.
31-12
Financial
Equity above €100kEq €141k ▲188%
Equity rises from €49k to €141k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 8.10
Current ratio from 3.96 to 8.10; short-term debt falls from €32k to €10k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 3.96
Current ratio from 0.78 to 3.96; short-term debt falls from €47k to €32k.
31-12
Financial
Equity above €100kEq €124k ▲83.9%
Equity rises from €68k to €124k.
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 164 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boskant 433945 Tessenderlo-HamGround area
1,093 m²
Building footprint
206 m²
Volume, LiDAR
949 m³
Parcel 71046A0287/00A000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOKRA
since 20082.169.367.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A0287/00A000 | Flanders | 1,093 m² | 1 · 205 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEBACO
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LIBRANA
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Tessenderlo-Ham · Eq €93k
AGNES
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Genk · Eq €93k
Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 12,111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66210Activities auxiliary to financial services and insurance activities
66220Activities auxiliary to financial services and insurance activities
66290Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.