AVD Trading
ActiveThe computed 12-month bankruptcy probability of AVD Trading is 2.8% (moderate). The 2025 annual accounts show equity of €158k and a net result of €143k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 3614 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+15
Solvency34▲+13
Growth52▲+17
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.94 in 2024), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
21.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
27 d early
2023
44 d late
2022
9 d late
2021
19 d early
2020
86 d late
2019
217 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€495k▲ 50.7%
2020 · €329k
2019: €607k
2020: €329k
2019 → 2021
EBIT margin
2.5%▲ 4.9pp
2020 · -2.5%
2019: 9.8%
2020: -2.5%
2019 → 2021
Net result
€143k▲ 637%
2024 · €19k
2019: €56k
2020: €-10k
2021: €11k
2022: €97k
2023: €29k
2024: €19k
2019 → 2025
Working capital
€-10k▲ 67.9%
2024 · €-32k
2019: €-104k
2020: €-113k
2021: €-93k
2022: €20k
2023: €-66k
2024: €-32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€495k-
Equity€70k-€166k▲ 139%€95k▼ 42.8%€115k▲ 20.5%€158k▲ 37.8%
Operating result€12k-€120k▲ 882%€53k▼ 55.8%€157k▲ 197%€172k▲ 9.4%
Net result€11k-€97k▲ 781%€29k▼ 70.4%€19k▼ 32.2%€143k▲ 637%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €668k
Fixed assets
€200k▼ 5.4%
Current assets
€469k▼ 1.7%
Equity and liabilities €668k
Equity
€158k▲ 37.8%
Debt
€510k▼ 11.0%
The debt ratio falls from 83.3% to 76.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€223k▲
2024 · €207k
Cash flow
€194k▲
2024 · €69k
Solvency
23.6%▲
2024 · 16.7%
Current ratio
0.98▲
2024 · 0.94
Quick ratio
0.90▲
2024 · 0.85
Debt / equity
3.23▼
2024 · 5.00
ROE
90.7%▲
2024 · 17.0%
ROA
21.4%▲
2024 · 2.8%
Interest coverage
28.46▲
2024 · 15.70
Debt
€510k▼
2024 · €573k
Debt ≤ 1 year
€479k▼
2024 · €509k
Debt > 1 year
€31k▼
2024 · €64k
Income taxes
€21k▼
2024 · €125k
Staff costs
€466k▲
2024 · €348k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€688k€668k▼
Fixed assets21/28€211k€200k▼
Intangible fixed assets21€40k€30k▼
Tangible fixed assets22/27€170k€169k▼
Plant, machinery and equipment23€64k€50k▼
Furniture and vehicles24€13k€39k▲
Other tangible fixed assets26€94k€80k▼
Financial fixed assets28€500€500=
Current assets29/58€477k€469k▼
Stocks and contracts in progress3€44k€36k▼
Stocks30/36€44k€36k▼
Amounts receivable within one year40/41€225k€134k▼
Trade receivables40€20k€7k▼
Other amounts receivable41€205k€127k▼
Cash at bank and in hand54/58€207k€297k▲
Deferred charges and accrued income490/1€552€1k▲
Equity and liabilities
Total equity and liabilities10/49€688k€668k▼
Equity10/15€115k€158k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€100k€144k▲
Amounts payable17/49€573k€510k▼
Amounts payable after more than one year17€64k€31k▼
Financial debts170/4€62k€31k▼
Trade debts175€2k-
Amounts payable within one year42/48€509k€479k▼
Current portion of amounts payable after more than one year42€34k€33k▼
Trade debts44€192k€84k▼
Suppliers440/4€192k€84k▼
Advances received on contracts in progress46€36k-
Taxes, remuneration and social security45€247k€193k▼
Taxes450/3€157k€128k▼
Remuneration and social security454/9€90k€64k▼
Other amounts payable47/48-€170k
Accrued charges and deferred income492/3€74-
Income statement
Code20242025
Remuneration, social security and pensions62€348k€466k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€51k▲
Other operating charges640/8€26k€16k▼
Gross operating margin9900€580k€705k▲
Operating profit (loss)9901€157k€172k▲
Financial income75/76B€1€258▲
Recurring financial income75€1€258▲
Financial charges65/66B€13k€8k▼
Recurring financial charges65€13k€8k▼
Profit (loss) for the period before taxes9903€144k€164k▲
Income taxes67/77€125k€21k▼
Profit (loss) for the period9904€19k€143k▲
Profit (loss) for the period to be appropriated9905€19k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€100k€244k▲
Profit (loss) brought forward from the previous period14P€81k€100k▲
Profit to be distributed694/7-€100k
Directors or managers695-€100k
Social balance
Average headcount (FTE)90878.511.6▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €143k ▲637%
Operating result €172k, net result €143k, both a record.
31-12
Financial
Equity above €150kEq €158k ▲37.8%
5 profitable years in a row build equity to €158k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €115k ▲20.5%
4 profitable years in a row build equity to €115k.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 44 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
31-12
Financial
Equity above €150kEq €166k ▲139%
2 profitable years in a row build equity to €166k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 217 days late
2020
31-12
Financial
Weakest financial yearnet €-10k ▼118%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meir 782000 AntwerpenGround area
8,698 m²
Building footprint
8,737 m²
Parcel 11803C0320/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
AVD Trading
since 20182.282.584.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0320/00E000 | Flanders | 8,698 m² | 1 · 8,737 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 9,715 EUR awarded · 9,715 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 71 EUR | 71 EUR |
| 2024 | 1 | 2,945 EUR | 2,945 EUR |
| 2023 | 1 | 4,777 EUR | 4,777 EUR |
| 2022 | 2 | 1,922 EUR | 1,922 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.282.584.994
Dual-learning approval
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,880 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.