SAVEUR D' ANTAN
ActiveThe computed 12-month bankruptcy probability of SAVEUR D' ANTAN is 2.2% (moderate). The 2026 annual accounts show equity of €158k and a net result of €11k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 48 sector peers (fiscal year 2026). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
61
/ 100
Healthy▼ -2 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability34▼-47
Solvency47▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.01 in 2025), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
26.2%
Return on assets
1.8%
Age of the figures
6 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-08-2026, 68 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
68 d early
2025
35 d early
2024
80 d early
2023
32 d early
2022
28 d early
2021
30 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€158k▲ 7.3%
2025 · €147k
2020: €39k
2021: €76k
2022: €137k
2023: €170k
2024: €163k
2025: €147k
2020 → 2026
Total assets
€604k▼ 2.6%
2025 · €620k
2020: €446k
2021: €599k
2022: €624k
2023: €645k
2024: €645k
2025: €620k
2020 → 2026
Net result
€11k▼ 55.0%
2025 · €24k
2020: €9k
2021: €37k
2022: €61k
2023: €33k
2024: €4k
2025: €24k
2020 → 2026
Working capital
€43k▲ 5,251%
2025 · €808
2020: €-8k
2021: €-18k
2022: €8k
2023: €26k
2024: €17k
2025: €808
2020 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€137k-€170k▲ 24.3%€163k▼ 4.0%€147k▼ 9.8%€158k▲ 7.3%
Operating result€76k-€55k▼ 27.1%€22k▼ 60.6%€50k▲ 132%€33k▼ 35.1%
Net result€61k-€33k▼ 45.4%€4k▼ 87.4%€24k▲ 472%€11k▼ 55.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 35% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €604k
Fixed assets
€436k▼ 7.3%
Current assets
€168k▲ 12.0%
Equity and liabilities €604k
Equity
€158k▲ 7.3%
Debt
€446k▼ 5.7%
The debt ratio falls from 76.3% to 73.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€81k▼
2025 · €97k
Cash flow
€59k▼
2025 · €70k
Solvency
26.2%▲
2025 · 23.7%
Current ratio
1.35▲
2025 · 1.01
Quick ratio
0.47▲
2025 · 0.31
Debt / equity
2.82▼
2025 · 3.21
ROE
6.8%▼
2025 · 16.3%
ROA
1.8%▼
2025 · 3.9%
Interest coverage
5.27▼
2025 · 7.52
Debt
€446k▼
2025 · €473k
Debt ≤ 1 year
€125k▼
2025 · €149k
Debt > 1 year
€321k▼
2025 · €323k
Income taxes
€7k▼
2025 · €14k
Staff costs
€41k▲
2025 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€620k€604k▼
Fixed assets21/28€470k€436k▼
Tangible fixed assets22/27€470k€436k▼
Land and buildings22€426k€398k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€20k€25k▲
Leasing and similar rights25€11k€2k▼
Current assets29/58€150k€168k▲
Stocks and contracts in progress3€103k€109k▲
Stocks30/36€103k€109k▲
Amounts receivable within one year40/41€649€19k▲
Trade receivables40€649€2k▲
Other amounts receivable41-€17k
Cash at bank and in hand54/58€40k€33k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€620k€604k▼
Equity10/15€147k€158k▲
Contributions10/11€30k€30k=
Reserves13€453€453=
Distributable reserves133€453€453=
Profit (loss) carried forward14€117k€128k▲
Amounts payable17/49€473k€446k▼
Amounts payable after more than one year17€323k€321k▼
Financial debts170/4€323k€321k▼
Amounts payable within one year42/48€149k€125k▼
Current portion of amounts payable after more than one year42€45k€54k▲
Trade debts44€40k€52k▲
Suppliers440/4€40k€52k▲
Taxes, remuneration and social security45€30k€19k▼
Taxes450/3€29k€16k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€34k-
Income statement
Code20252026
Remuneration, social security and pensions62€39k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€48k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€140k€126k▼
Operating profit (loss)9901€50k€33k▼
Financial income75/76B€64€308▲
Recurring financial income75€64€308▲
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€38k€18k▼
Income taxes67/77€14k€7k▼
Profit (loss) for the period9904€24k€11k▼
Profit (loss) for the period to be appropriated9905€24k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€157k€128k▼
Profit (loss) brought forward from the previous period14P€133k€117k▼
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€40k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Equity above €150kEq €158k ▲7.3%
7 profitable years in a row build equity to €158k.
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €4k ▼87.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €170k ▲24.3%
4 profitable years in a row build equity to €170k.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2020net €61k ▲64.1%
Operating result €76k, net result €61k, both a record.
31-03
Financial
Equity above €100kEq €137k ▲79.9%
3 profitable years in a row build equity to €137k.
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulstbaan 2139112 Sint-NiklaasGround area
2,460 m²
Building footprint
166 m²
Volume, LiDAR
1,018 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Saveur d' Antan
since 20182.276.718.276
Saveur d' Antan
since 20222.334.245.414
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C0549/00G000 | Flanders | 1,896 m² | 1 · 14 m² | 2.8 m |
| 46019B0937/00L000 | Flanders | 564 m² | 1 · 152 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.276.718.276
Similar companies · same sector, comparable size
AVD Trading
BE 0715.551.380
Antwerpen · Eq €158k
CÔTE À L'OST
BE 0661.783.884
Aalst · Eq €158k
ZHENGJI
BE 0699.959.225
Thuin · Eq €158k
LES NOUVELLES SAVEURS
BE 0823.131.211
Saint-Ghislain · Eq €158k
MOERVAARTHOEVE
BE 0675.994.186
Wachtebeke · Eq €158k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,880 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2018
Fiscal year end31-03
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
82300Organisation of conventions and trade shows
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.