2D
ActiveThe computed 12-month bankruptcy probability of 2D is 1.6% (moderate). The 2024 annual accounts show equity of €109k and a net result of €47k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 76% of 15868 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency97▲+21
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.52 against 2.13 in 2023; short-term debt: 28.2% and cash: 9.1% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
23 d early
2022
96 d early
2021
75 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€87k▼ 29.8%
2021 · €124k
2021: €124k
2021 → 2022
EBIT margin
28.9%▼ 12.2pp
2021 · 41.1%
2021: 41.1%
2021 → 2022
Net result
€47k▲ 27.9%
2023 · €36k
2021: €38k
2022: €18k
2023: €36k
2021 → 2024
Working capital
€108k▲ 66.9%
2023 · €65k
2021: €41k
2022: €61k
2023: €65k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€124k-€87k▼ 29.8%
Equity€41k-€59k▲ 43.2%€63k▲ 5.8%€109k▲ 74.3%
Operating result€51k-€25k▼ 50.6%€48k▲ 89.2%€67k▲ 40.1%
Net result€38k-€18k▼ 53.4%€36k▲ 104%€47k▲ 27.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 40% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€926▲ 2,554%
Current assets
€151k▲ 23.5%
Equity and liabilities €152k
Equity
€109k▲ 74.3%
Debt
€43k▼ 28.0%
The debt ratio falls from 48.9% to 28.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2023 · €51k
Cash flow
€47k▲
2023 · €40k
Solvency
71.7%▲
2023 · 51.1%
Current ratio
3.52▲
2023 · 2.13
Quick ratio
3.52▲
2023 · 2.13
Debt / equity
0.40▼
2023 · 0.96
ROE
42.6%▼
2023 · 58.1%
ROA
30.6%▲
2023 · 29.7%
Interest coverage
62.08▲
2023 · 54.50
Debt
€43k▼
2023 · €60k
Debt ≤ 1 year
€43k▼
2023 · €58k
Income taxes
€19k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€152k▲
Fixed assets21/28€35€926▲
Tangible fixed assets22/27€35€926▲
Furniture and vehicles24€35€926▲
Current assets29/58€123k€151k▲
Amounts receivable within one year40/41€121k€137k▲
Trade receivables40€11k€17k▲
Other amounts receivable41€110k€120k▲
Cash at bank and in hand54/58€1k€14k▲
Deferred charges and accrued income490/1€414€434▲
Equity and liabilities
Total equity and liabilities10/49€123k€152k▲
Equity10/15€63k€109k▲
Contributions10/11€3k€3k=
Reserves13€60k€106k▲
Distributable reserves133€60k€106k▲
Amounts payable17/49€60k€43k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€58k€43k▼
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€1k€242▼
Suppliers440/4€1k€242▼
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€20k€32k▲
Taxes450/3€20k€32k▲
Other amounts payable47/48€33k-
Accrued charges and deferred income492/3-€168
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€293▼
Other operating charges640/8€660€898▲
Gross operating margin9900€52k€68k▲
Operating profit (loss)9901€48k€67k▲
Financial income75/76B€0€150▲
Recurring financial income75€0€150▲
Financial charges65/66B€941€1k▲
Recurring financial charges65€941€1k▲
Profit (loss) for the period before taxes9903€47k€66k▲
Income taxes67/77€10k€19k▲
Profit (loss) for the period9904€36k€47k▲
Profit (loss) for the period to be appropriated9905€36k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€47k▼
Profit (loss) brought forward from the previous period14P€56k-
Transfer to equity691/2€60k€47k▼
To other reserves6921€60k€47k▼
Profit to be distributed694/7€33k-
Directors or managers695€33k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2021net €47k ▲27.9%
Operating result €67k, net result €47k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲74.3%
4 profitable years in a row build equity to €109k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €18k ▼53.4%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Camp (O.) 1517034 MonsGround area
1,210 m²
Parcel 53062A0009/00G014, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53062A0009/00G014 | Wallonia | 1,210 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EURIVA
BE 1006.166.647
Heist-op-den-Berg · Eq €109k
ELPAS
BE 0775.658.619
Hamme (Vl.) · Eq €109k
Van Remoortel
BE 0787.446.790
Sint-Niklaas · Eq €109k
PORTUGAL MARKET
BE 0631.917.287
Sint-Gillis (bij-Brussel) · Eq €109k
FiTiger
BE 0779.341.451
Gent · Eq €109k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2020
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
56210Event catering
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.