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Complete company report
Generated 02-09-2026
Active BE 0859.901.733Non-profit association

Avansa Mid- en Zuidwest

Wandelweg(Kor) 11 ·8500 Kortrijk, Belgium· 23 yrs active
Sector: Beroepsopleiding (85592)
Conclusion Checked

The computed 12-month bankruptcy probability of Avansa Mid- en Zuidwest is < 0.1% (very low). The 2025 annual accounts show equity of €550k and a net result of €191k. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €550k
Net result €191k
Staff (FTE) 7.2
Active 23 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability85
94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 03-04-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€229k
Net profit€191k
Cash flow€229k
Staff costs€872k
Income taxes-
Dividends-
Total assets€732k
Equity€550k
Debt€183k
of which ≤ 1y€178k
of which > 1y-
Working capital€438k
Employees (FTE)7.2
Ratios (computed)
2025
Current ratio3.45
Quick ratio3.45
Working capital ratio59.8%
Solvency75.1%
Debt / equity0.33
Long-term debt ratio-
Interest coverage375.01
Gross margin-
Net margin-
ROA26.0%
ROE34.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€732k
Fixed assets 21/28€116k
Tangible fixed assets 22/27€116k
Current assets 29/58€616k
Amounts receivable within one year 40/41€123k
Cash & bank 54/58€479k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€732k
Equity 10/15€550k
Reserves 13€545k
Accumulated profits (losses) 14€5k
Amounts payable 17/49€183k
Amounts payable within one year 42/48€178k
Trade debts payable within one year 44€31k
Income statement
Gross operating margin 9900€1.10M
Operating result 9901€191k
Financial income 75€573
Financial charges 65€612
Result before taxes 9903€191k
Net result for the period 9904€191k
Result to be appropriated 9905€191k
Ratios computed by Checked.
Directors & mandates 20 directors
Current directors & mandates
  • Miftari Deniza
    Director
    State Gazette act 25048353 (11-04-2025)
    Current
    11-04-2025 → present
  • Cambier Machteld
    Director
    State Gazette act 23142591 (09-11-2023)
    Current
    09-11-2023 → present
  • Van Beneden Luc
    Director
    State Gazette act 23142591 (09-11-2023)
    Current
    09-11-2023 → present
  • Lena Dessein
    Chair
    State Gazette act 21124094 (18-10-2021)
    Current
    31-05-2018 → present
    2 events
    • 18-10-2021 Appointed· Chair
    • 31-05-2018 Appointed· Chair
  • Luk Kennes
    Vice-chair
    State Gazette act 21124094 (18-10-2021)
    Current
    31-05-2018 → present
    2 events
    • 18-10-2021 Appointed· Vice-chair
    • 31-05-2018 Appointed· Vice-chair
  • Nathalie Van Leuven
    Director (executive)
    State Gazette act 21124094 (18-10-2021)
    Current
    18-09-2017 → present
    3 events
    • 18-10-2021 Appointed· Director (executive)
    • 31-05-2018 Appointed· Director (executive)
    • 18-09-2017 Appointed· Director (executive)
Show 1 more sitting directors
  • Guido de Meulenaere
    Stafmedewerker zakelijk beheer + secretaris
    State Gazette act 21124094 (18-10-2021)
    Current
    22-09-2015 → present
    4 events
    • 18-10-2021 Appointed· Stafmedewerker zakelijk beheer + secretaris
    • 31-05-2018 Appointed· Secretary
    • 18-09-2017 Appointed· Secretaris stafmedewerker zakelijk beheer
    • 22-09-2015 Appointed· Secretaris stafmedewerker zakelijk beheer
Historic, not recently confirmed (4)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Dehullu Gino
    Treasurer
    State Gazette act 18085313 (31-05-2018)
    Not recently confirmed
    last confirmed in an act from 2018
  • Compernolle Maarten
    Director
    State Gazette act 17132815 (18-09-2017)
    Not recently confirmed
    last confirmed in an act from 2017
  • Descheemaeker Nele
    Director
    State Gazette act 17132815 (18-09-2017)
    Not recently confirmed
    last confirmed in an act from 2017
  • Vanhoutte Carol
    Director
    State Gazette act 17132815 (18-09-2017)
    Not recently confirmed
    last confirmed in an act from 2017
Former directors (9)
  • Sabbe Jan
    Director
    State Gazette act 17132815 (18-09-2017)
    Former
    18-09-2017 → 09-11-2023
    2 events
    • 09-11-2023 Resigned· Director
    • 18-09-2017 Appointed· Director
  • Yaghi Sabrine
    Director
    State Gazette act 20142860 (01-12-2020)
    Former
    01-12-2020 → 09-11-2023
    2 events
    • 09-11-2023 Resigned· Director
    • 01-12-2020 Appointed· Director
  • Demeersseman Eddy
    Director
    State Gazette act 20142860 (01-12-2020)
    Former
    - → 01-12-2020
  • Van Zandycke Reinout
    Director
    State Gazette act 17132815 (18-09-2017)
    Former
    18-09-2017 → 01-12-2020
    2 events
    • 01-12-2020 Resigned· Director
    • 18-09-2017 Appointed· Director
  • Compernolle Etienne
    Director
    State Gazette act 18085313 (31-05-2018)
    Former
    - → 31-05-2018
4 further former directors in the mandate history. Available in Kantoor S. See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Beroepsopleiding(85592)
Legal form Non-profit association(017)
Incorporation01-08-2003
StatusActive
Postal code8500
Establishment units 1 location
VOLKSHOGESCHOOL MIDDEN EN ZUID WEST-VLAANDEREN vzw
Wandelweg(Kor) 11, 8500 KortrijkVolwassenenvorming
since 20062.157.850.221
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354C0004/00Y005 Flanders 1,082 m² 1 · 529 m² 13.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 19 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
25-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
11-04-2025
State Gazette act Director changes
v3.2
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
09-11-2023
State Gazette act Director changes
v3.2
17-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
19-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
28-10-2021
State Gazette act Statutes amendment
v3.2
18-10-2021
State Gazette act Director changes
v3.2
24-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
01-12-2020
State Gazette act Director changes
v3.2
25-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
28-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
11-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
31-05-2018
State Gazette act Director changes
v3.2
2017
18-09-2017
State Gazette act Director changes
v3.2
01-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
31-05-2016
State Gazette act Director changes
v3.2
2015
22-09-2015
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 16 acts read

We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 9 acts
All acts · 9 updated 1 year ago
2025
11-04-2025 Miftari Deniza appointed as director Director changes
  • Miftari Deniza, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Miftari Deniza",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Avansa Mid- en Zuidwest"
  }
}
2023
09-11-2023 2 directors appointed, 2 resigning Director changes
  • Cambier Machteld, Bestuurder
  • Van Beneden Luc, Bestuurder
  • Sabbe Jan, Bestuurder
  • Yaghi Sabrine, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sabbe Jan",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yaghi Sabrine",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cambier Machteld",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van Beneden Luc",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Avansa Mid- en Zuidwest"
  }
}
2021
28-10-2021 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "Avansa Mid- en Zuidwest",
    "old": "Volkshogeschool Midden en Zuid West-Vlaanderen",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Avansa Mid- en Zuidwest"
  },
  "legal_form_change": {
    "new": "vzw",
    "old": "vzw",
    "changed": false
  }
}
18-10-2021 4 directors appointed Director changes
  • Lena Dessein, Voorzitter
  • Luk Kennes, Ondervoorzitter
  • Guido de Meulenaere, Stafmedewerker zakelijk beheer + secretaris
  • Nathalie Van Leuven, Directeur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Lena Dessein",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "ondervoorzitter",
      "person": {
        "rrn": null,
        "name": "Luk Kennes",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "stafmedewerker zakelijk beheer \u002B secretaris",
      "person": {
        "rrn": null,
        "name": "Guido de Meulenaere",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Nathalie Van Leuven",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Avansa Mid- en Zuidwest"
  }
}
2020
01-12-2020 1 director appointed, 2 resigning Director changes
  • Yaghi Sabrine, Bestuurder
  • Demeersseman Eddy, Bestuurder
  • Van Zandycke Reinout, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Demeersseman Eddy",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van Zandycke Reinout",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yaghi Sabrine",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "VOLKSHOGESCHOOL MIDDEN- \u0026 ZUID-WEST-VLAANDEREN"
  }
}
2018
31-05-2018 5 directors appointed, 1 resigning Director changes
  • Dessein Lena, Voorzitter
  • Kennes Luk, Ondervoorzitter
  • Dehullu Gino, Penningmeester
  • De Meulenaere Guido, Secretaris
  • Nathalie Van Leuven, Directeur
  • Compernolle Etienne, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Compernolle Etienne",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Dessein Lena",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "ondervoorzitter",
      "person": {
        "rrn": null,
        "name": "Kennes Luk",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "penningmeester",
      "person": {
        "rrn": null,
        "name": "Dehullu Gino",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "secretaris",
      "person": {
        "rrn": null,
        "name": "De Meulenaere Guido",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Nathalie Van Leuven",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Volkshogeschool Midden en Zuid West-Vlaanderen"
  }
}
2017
18-09-2017 7 directors appointed, 2 resigning Director changes
  • Compernolle Maarten, Bestuurder
  • Descheemaeker Nele, Bestuurder
  • Sabbe Jan, Bestuurder
  • Vanhoutte Carol, Bestuurder
  • Van Zandycke Reinout, Bestuurder
  • De Meulenaere Guido, Secretaris stafmedewerker zakelijk beheer
  • Nathalie Van Leuven, Directeur
  • Pype Gina, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pype Gina",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Compernolle Maarten",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Descheemaeker Nele",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sabbe Jan",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhoutte Carol",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van Zandycke Reinout",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "gehandicapte vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Bart Noels",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "secretaris - stafmedewerker zakelijk beheer",
      "person": {
        "rrn": null,
        "name": "De Meulenaere Guido",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Nathalie Van Leuven",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "BELGISCH STAATSBLAD Gent, afd. KORTRAJK"
  }
}
2016
31-05-2016 Villijn Jean-Claude resigns as director Director changes
  • Villijn Jean-Claude, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Villijn Jean-Claude",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Volkshogeschool Midden en Zuid West-Vlaanderen"
  }
}
2015
22-09-2015 2 directors appointed, 1 resigning Director changes
  • De Meulenaere Guido, Secretaris stafmedewerker zakelijk beheer
  • Bart Noels, Directeur
  • Accou Linda, Gevolmachtigd vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "secretaris - stafmedewerker zakelijk beheer",
      "person": {
        "rrn": null,
        "name": "De Meulenaere Guido",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Bart Noels",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "gevolmachtigd vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Accou Linda",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0859.901.733",
    "name_full": "Volkshogeschool Midden en Zuid West-Vlaanderen"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Volwassenenvorming80421Beroepsopleiding85592
Primary activity highlighted.
Names & trade names
Legal nameNL Avansa Mid- en Zuidwest
Registered office
Wandelweg(Kor) 11
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative