Skip to content

AVA BCG

Active
Private limited companyfounded 20179 yrs activeVerhoevenstraat 31, 1020 Brussel, BelgiumKBO/BCE: BE 0679.999.494
Summary

The computed 12-month bankruptcy probability of AVA BCG is 1.8% (moderate). The 2025 annual accounts show equity of €4,858 and a net result of €3,758. Its solvency ranks better than 15% of 2218 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability74▼-7
Solvency30▼-70
Growth32
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2218 sector peers (2025).
NBB · sector comparison
Position among 2218 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
48 d late
2024
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 August 2017, AVA BCG was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€4,858▼ 93.8%
2024 · €78,204
Total assets
€89,707▼ 5.1%
2024 · €94,569
Net result
€3,758▼ 61.0%
2024 · €9,624
Working capital
€2,649▼ 96.5%
2024 · €76,658
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€11,492-€4,263▼ 62.9%
Net result€9,624within the sector's middle half-€3,758within the sector's middle half▼ 61.0%
Equity€78,204within the sector's middle half-€4,858below the sector's middle half▼ 93.8%
Total assets€94,569within the sector's middle half-€89,707below the sector's middle half▼ 5.1%
Debt€16,365-€84,849▲ 418%
Working capital€76,658within the sector's middle half-€2,649below the sector's middle half▼ 96.5%
Solvency82.7%above the sector's middle half-5.4%below the sector's middle half▼ 77.3pp
Current ratio5.68above the sector's middle half-1.03below the sector's middle half▼ 4.65
Return on assets (ROA)10.2%within the sector's middle half-4.2%within the sector's middle half▼ 6.0pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2024: €11,492€11,492Net result 2024: €9,624€9,624Operating result 2025: €4,263€4,263Net result 2025: €3,758€3,75820242025€0€5,000€10,000Operating result 2024: €11,492€11,500Net result 2024: €9,624€9,620Operating result 2025: €4,263€4,260Net result 2025: €3,758€3,76020242025
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,707
Fixed assets €2,209 ▲ 42.9%
Current assets €87,498 ▼ 5.9%
Equity and liabilities €89,707
Equity €4,858 ▼ 93.8%
Debt €84,849 ▲ 418%
Debt's share of the balance-sheet total rises from 17.3% to 94.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,596▼
2024 · €12,474
Cash flow
€5,091▼
2024 · €10,606
Debt to equity
17.47▲
2024 · 0.21
ROE
77.4%▲
2024 · 12.3%
Interest coverage
13.78▼
2024 · 28.13
Debt ≤ 1 year
€84,849▲
2024 · €16,365
Income taxes
€1,897▼
2024 · €3,362
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,250 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.4% went bankrupt
2.6% stopped otherwise
94% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,250 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€94,569€89,707▼
Fixed assets21/28€1,546€2,209▲
Tangible fixed assets22/27€1,546€2,209▲
Plant, machinery and equipment23€925€349▼
Furniture and vehicles24€621€1,860▲
Current assets29/58€93,023€87,498▼
Amounts receivable within one year40/41€44,607€55,626▲
Trade receivables40€10,080€20,075▲
Other amounts receivable41€34,527€35,551▲
Cash at bank and in hand54/58€47,839€31,469▼
Deferred charges and accrued income490/1€576€403▼
Equity and liabilities
Total equity and liabilities10/49€94,569€89,707▼
Equity10/15€78,204€4,858▼
Contributions10/11€1,000€1,000=
Outside capital11-€1,000
Other1109/19-€1,000
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Profit (loss) carried forward14€77,104€3,758▼
Amounts payable17/49€16,365€84,849▲
Amounts payable within one year42/48€16,365€84,849▲
Trade debts44€5,547€2,505▼
Suppliers440/4€5,547€2,505▼
Taxes, remuneration and social security45€10,818€19,119▲
Taxes450/3€8,818€19,119▲
Remuneration and social security454/9€2,000-
Other amounts payable47/48-€63,225
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€982€1,333▲
Other operating charges640/8€2,001€1,688▼
Gross operating margin9900€14,474€7,284▼
Operating profit (loss)9901€11,492€4,263▼
Financial income75/76B€1,937€1,798▼
Recurring financial income75€1,937€1,798▼
Financial charges65/66B€443€406▼
Recurring financial charges65€443€406▼
Profit (loss) for the period before taxes9903€12,985€5,655▼
Income taxes67/77€3,362€1,897▼
Profit (loss) for the period9904€9,624€3,758▼
Profit (loss) for the period to be appropriated9905€9,624€3,758▼
Appropriation of the result
Profit (loss) to be appropriated9906€77,104€80,862▲
Profit (loss) brought forward from the previous period14P€67,480€77,104▲
Profit to be distributed694/7-€77,104
Return on contributions (dividend)694-€77,104

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€982€1,333▲ 35.8%
Other operating charges640/8€2,001€1,688▼ 15.6%
Gross operating margin9900€14,474€7,284▼ 49.7%
Operating profit (loss)9901€11,492€4,263▼ 62.9%
Financial income75/76B€1,937€1,798▼ 7.2%
Recurring financial income75€1,937€1,798▼ 7.2%
Financial charges65/66B€443€406▼ 8.4%
Recurring financial charges65€443€406▼ 8.4%
Profit (loss) for the period before taxes9903€12,985€5,655▼ 56.5%
Income taxes67/77€3,362€1,897▼ 43.6%
Profit (loss) for the period9904€9,624€3,758▼ 61.0%
Profit (loss) for the period to be appropriated9905€9,624€3,758▼ 61.0%
Line20242025Change
Assets
Total assets20/58€94,569€89,707▼ 5.1%
Fixed assets21/28€1,546€2,209▲ 42.9%
Tangible fixed assets22/27€1,546€2,209▲ 42.9%
Plant, machinery and equipment23€925€349▼ 62.3%
Furniture and vehicles24€621€1,860▲ 199%
Current assets29/58€93,023€87,498▼ 5.9%
Amounts receivable within one year40/41€44,607€55,626▲ 24.7%
Trade receivables40€10,080€20,075▲ 99.2%
Other amounts receivable41€34,527€35,551▲ 3.0%
Cash at bank and in hand54/58€47,839€31,469▼ 34.2%
Deferred charges and accrued income490/1€576€403▼ 30.0%
Equity and liabilities
Total equity and liabilities10/49€94,569€89,707▼ 5.1%
Equity10/15€78,204€4,858▼ 93.8%
Contributions10/11€1,000€1,000=
Outside capital11-€1,000-
Other1109/19-€1,000-
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Profit (loss) carried forward14€77,104€3,758▼ 95.1%
Amounts payable17/49€16,365€84,849▲ 418%
Amounts payable within one year42/48€16,365€84,849▲ 418%
Trade debts44€5,547€2,505▼ 54.8%
Suppliers440/4€5,547€2,505▼ 54.8%
Taxes, remuneration and social security45€10,818€19,119▲ 76.7%
Taxes450/3€8,818€19,119▲ 117%
Remuneration and social security454/9€2,000--
Other amounts payable47/48-€63,225-
Line20242025Change
Profit (loss) for the period9904€9,624€3,758▼ 61.0%
+ Depreciation and write-downs630€982€1,333▲ 35.8%
Operating cash flow (approximation)€10,606€5,091▼ 52.0%
Investment in fixed assets (approximation)--€1,996-
Change in cash--€16,370-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 48 days late
2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
97 m²
Building footprint
75 m²
Volume, LiDAR
693 m³
Parcel 21815D0326/00T006, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
AVA BCG
Verhoevenstraat 31, 1020 BrusselManufacture of metal structures and parts of structures
since 20182.274.495.095
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21815D0326/00T006 Brussels 97 m² 1 · 75 m² 12.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 6,327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-08-2017
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:0679999494
Also 9925:BE0679999494
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.