AUX MEUBLES DE MALINES
ActiveSummary
AUX MEUBLES DE MALINES has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.86M and a net result of €119k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-15
Solvency85▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.21 in 2024; short-term debt: 27.2% and cash: 11% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
14 d early
2023
6 d early
2022
60 d late
2021
37 d late
2020
4 d early
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€119k▲ 355%
2024 · €26k
2018: €-69k
2019: €17k
2020: €78k
2021: €89k
2022: €188k
2023: €-15k
2024: €26k
2018 → 2025
Working capital
€1.29M▲ 11.1%
2024 · €1.16M
2018: €601k
2019: €658k
2020: €902k
2021: €834k
2022: €1.09M
2023: €1.05M
2024: €1.16M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.54M-€1.73M▲ 12.2%€1.71M▼ 0.9%€1.74M▲ 1.5%€1.86M▲ 6.8%
Operating result€124k-€160k▲ 29.4%€-36k€19k€83k▲ 343%
Net result€89k-€188k▲ 112%€-15k€26k€119k▲ 355%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 343% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.11M
Fixed assets
€973k ▼ 7.1%
Current assets
€2.14M ▲ 0.5%
Equity and liabilities €3.11M
Equity
€1.86M ▲ 6.8%
Debt
€1.25M ▼ 12.8%
Debt's share of the balance-sheet total falls from 45.3% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€179k▲
2024 · €102k
Cash flow
€216k▲
2024 · €109k
Current ratio
2.53▲
2024 · 2.21
Quick ratio
1.16▲
2024 · 1.12
Debt to equity
0.68▼
2024 · 0.83
ROE
6.4%▲
2024 · 1.5%
ROA
3.8%▲
2024 · 0.8%
Interest coverage
2.66▼
2024 · 4.92
Debt ≤ 1 year
€845k▼
2024 · €964k
Debt > 1 year
€233k▼
2024 · €244k
Income taxes
€39k▲
2024 · €23k
Staff costs
€932k▲
2024 · €920k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.18M€3.11M▼
Fixed assets21/28€1.05M€973k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€1.05M€973k▼
Land and buildings22€955k€900k▼
Plant, machinery and equipment23€31k€25k▼
Furniture and vehicles24€31k€26k▼
Leasing and similar rights25€31k€22k▼
Financial fixed assets28€535€535=
Current assets29/58€2.13M€2.14M▲
Stocks and contracts in progress3€1.05M€1.16M▲
Stocks30/36€1.05M€1.16M▲
Amounts receivable within one year40/41€776k€638k▼
Trade receivables40€760k€620k▼
Other amounts receivable41€16k€17k▲
Current investments50/53€372€372=
Cash at bank and in hand54/58€269k€343k▲
Deferred charges and accrued income490/1€35k€300▼
Equity and liabilities
Total equity and liabilities10/49€3.18M€3.11M▼
Equity10/15€1.74M€1.86M▲
Contributions10/11€161k€161k=
Capital10€161k€161k=
Issued capital100€161k€161k=
Revaluation surpluses12€1.20M€1.20M=
Reserves13€57k€57k=
Non-distributable reserves130/1€54k€54k=
Legal reserve130€16k€16k=
Reserves not available under the articles1311€38k€38k=
Tax-exempt reserves132€3k€3k=
Profit (loss) carried forward14€321k€440k▲
Amounts payable17/49€1.44M€1.25M▼
Amounts payable after more than one year17€244k€233k▼
Financial debts170/4€244k€233k▼
Amounts payable within one year42/48€964k€845k▼
Current portion of amounts payable after more than one year42€16k€15k▼
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€237k€118k▼
Suppliers440/4€237k€118k▼
Advances received on contracts in progress46€413k€424k▲
Taxes, remuneration and social security45€180k€174k▼
Taxes450/3€56k€85k▲
Remuneration and social security454/9€124k€90k▼
Other amounts payable47/48€19k€13k▼
Accrued charges and deferred income492/3€231k€177k▼
Income statement
Code20242025
Remuneration, social security and pensions62€920k€932k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€97k▲
Other operating charges640/8€61k€41k▼
Gross operating margin9900€1.08M€1.15M▲
Operating profit (loss)9901€19k€83k▲
Financial income75/76B€94k€143k▲
Recurring financial income75€94k€143k▲
Financial charges65/66B€64k€67k▲
Recurring financial charges65€21k€67k▲
Non-recurring financial charges66B€43k€0▼
Profit (loss) for the period before taxes9903€49k€158k▲
Income taxes67/77€23k€39k▲
Profit (loss) for the period9904€26k€119k▲
Profit (loss) for the period to be appropriated9905€26k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€321k€440k▲
Profit (loss) brought forward from the previous period14P€295k€321k▲
Social balance
Average headcount (FTE)908716.015.0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €188k ▲112%
Operating result €160k, net result €188k, both a record.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 37 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 48 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
En Hayeneux 114040 HerstalGround area
2,601 m²
Building footprint
1,654 m²
Volume, LiDAR
13,177 m³
Parcel 62051D1403/00K002, Wallonia · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
En Hayeneux 11, 4040 Herstal
since 19892.107.787.135
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62051D1403/00K002 | Wallonia | 2,601 m² | 1 · 1,654 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PONTZEELE INTERIEUR
BE 0467.661.447
Merelbeke · Eq €1,840,659
Meubelen De Keizer
BE 0443.034.731
Ternat · Eq €1,836,944
CEZAR MEUBLES
BE 0416.199.482
Thimister-Clermont · Eq €1,878,607
HANOLUX
BE 0479.936.303
Turnhout · Eq €1,885,333
PALUCIA
BE 0444.354.030
Herselt · Eq €1,828,652
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 796 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1976
Fiscal year end31-12
Activities, NACEBEL 2025
31002Manufacture of furniture
47551Retail sale of household furniture
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.