AUX 3 SNACKS
ActiveSummary
The computed 12-month bankruptcy probability of AUX 3 SNACKS is 1.7% (moderate). The 2025 annual accounts show equity of €144k and a net result of €18k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 18280 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-20
Solvency84▼-16
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 3.35 in 2024; short-term debt: 28.9% and cash: 33% of total assets), and 40.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.4%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
31 d late
2023
28 d late
2022
16 d late
2021
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€144k▼ 8.0%
2024 · €156k
2021: €62k
2022: €46k
2023: €113k
2024: €156k
2021 → 2025
Total assets
€242k▲ 15.8%
2024 · €209k
2021: €168k
2022: €150k
2023: €185k
2024: €209k
2021 → 2025
Net result
€18k▼ 64.3%
2024 · €49k
2021: €37k
2022: €-17k
2023: €67k
2024: €49k
2021 → 2025
Working capital
€109k▼ 9.9%
2024 · €121k
2021: €19k
2022: €21k
2023: €106k
2024: €121k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€46k▼ 26.7%€113k▲ 148%€156k▲ 38.3%€144k▼ 8.0%
Operating result€48k-€-11k€75k€79k▲ 5.8%€31k▼ 61.1%
Net result€37k-€-17k€67k€49k▼ 26.8%€18k▼ 64.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€63k ▲ 72.0%
Current assets
€179k ▲ 3.8%
Equity and liabilities €242k
Equity
€144k ▼ 8.0%
Debt
€98k ▲ 86.2%
Debt's share of the balance-sheet total rises from 25.2% to 40.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €93k
Cash flow
€42k▼
2024 · €63k
Current ratio
2.56▼
2024 · 3.35
Quick ratio
1.70▼
2024 · 2.08
Debt to equity
0.68▲
2024 · 0.34
ROE
12.2%▼
2024 · 31.5%
ROA
7.3%▼
2024 · 23.6%
Interest coverage
6.75▼
2024 · 12.03
Debt ≤ 1 year
€70k▲
2024 · €51k
Debt > 1 year
€28k▲
2024 · €1k
Income taxes
€6k▼
2024 · €22k
Staff costs
€125k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€209k€242k▲
Fixed assets21/28€37k€63k▲
Intangible fixed assets21€6k€0▼
Tangible fixed assets22/27€31k€63k▲
Plant, machinery and equipment23€15k€16k▲
Furniture and vehicles24€12k€45k▲
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€260€260=
Current assets29/58€172k€179k▲
Stocks and contracts in progress3€65k€60k▼
Stocks30/36€65k€60k▼
Amounts receivable within one year40/41€41k€36k▼
Trade receivables40€190€2k▲
Other amounts receivable41€41k€34k▼
Cash at bank and in hand54/58€62k€80k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€209k€242k▲
Equity10/15€156k€144k▼
Contributions10/11€25k€25k=
Reserves13€130k€119k▼
Distributable reserves133€130k€119k▼
Profit (loss) carried forward14€1k€0▼
Amounts payable17/49€53k€98k▲
Amounts payable after more than one year17€1k€28k▲
Financial debts170/4€1k€28k▲
Amounts payable within one year42/48€51k€70k▲
Current portion of amounts payable after more than one year42€22k€12k▼
Trade debts44€12k€13k▲
Suppliers440/4€12k€13k▲
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€302€5k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€6k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€112k€125k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€24k▲
Other operating charges640/8€9k€6k▼
Gross operating margin9900€214k€186k▼
Operating profit (loss)9901€79k€31k▼
Financial income75/76B€1€1k▲
Recurring financial income75€1€1k▲
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€72k€24k▼
Income taxes67/77€22k€6k▼
Profit (loss) for the period9904€49k€18k▼
Profit (loss) for the period to be appropriated9905€49k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€19k▼
Profit (loss) brought forward from the previous period14P€901€1k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€43k€19k▼
To other reserves6921€43k€19k▼
Profit to be distributed694/7€6k€30k▲
Return on contributions (dividend)694€6k€30k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €150kEq €156k ▲38.3%
2 profitable years in a row build equity to €156k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.96
Current ratio from 1.29 to 2.96; short-term debt falls from €70k to €54k.
31-12
Financial
Equity above €100kEq €113k ▲148%
Equity rises from €46k to €113k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼145%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Boverie 3304100 SeraingGround area
456 m²
Building footprint
89 m²
Volume, LiDAR
391 m³
Parcel 62352E0717/00M002, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aux 3 snacks
since 20212.310.851.784
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62352E0717/00M002 | Wallonia | 456 m² | 1 · 89 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeraing2.310.851.784
Similar companies · same sector, comparable size
JCA
BE 0836.570.263
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ISE
BE 1006.621.260
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MMM
BE 0771.499.693
Mechelen · Eq €143,463
ASIAN EXOTIC MARKET
BE 0788.434.113
Liège · Eq €144,028
RD COMPANY
BE 0795.488.882
Zaventem · Eq €143,392
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47820Retail sale of motor vehicle parts and accessories
47300Retail sale of automotive fuel
47789Other retail sale of new goods
56112Limited-service restaurants, excluding mobile food services
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:aux3snacks@gmail.com