AUTRUCHE
ActiveSummary
AUTRUCHE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290k and a net result of €-48k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 45% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-10
Solvency64▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.88 in 2024; short-term debt: 54.3% and cash: 0.2% of total assets), but 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
-6.5%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-48k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
9 d early
2023
7 d early
2022
28 d early
2021
114 d early
2020
36 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€290k▼ 14.3%
2024 · €338k
2019: €336k
2020: €352k
2021: €363k
2022: €363k
2023: €362k
2024: €338k
2019 → 2025
Total assets
€742k▼ 6.5%
2024 · €794k
2019: €959k
2020: €962k
2021: €899k
2022: €873k
2023: €856k
2024: €794k
2019 → 2025
Net result
€-48k▼ 105%
2024 · €-24k
2019: €4k
2020: €16k
2021: €11k
2022: €355
2023: €-2k
2024: €-24k
2019 → 2025
Working capital
€309k▼ 11.9%
2024 · €351k
2019: €271k
2020: €227k
2021: €215k
2022: €464k
2023: €403k
2024: €351k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€363k-€363k▲ 0.1%€362k▼ 0.4%€338k▼ 6.5%€290k▼ 14.3%
Operating result€42k-€22k▼ 47.8%€33k▲ 53.0%€13k▼ 61.0%€-12k
Net result€11k-€355▼ 96.7%€-2k€-24k▼ 1,363%€-48k▼ 105%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €742k
Fixed assets
€30k ▼ 29.1%
Current assets
€712k ▼ 5.2%
Equity and liabilities €742k
Equity
€290k ▼ 14.3%
Debt
€453k ▼ 0.6%
Debt's share of the balance-sheet total rises from 57.4% to 61.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €28k
Cash flow
€-33k▼
2024 · €-8k
Current ratio
1.77▼
2024 · 1.88
Quick ratio
0.41▼
2024 · 0.62
Debt to equity
1.56▲
2024 · 1.35
ROE
-16.7%▼
2024 · -7.0%
ROA
-6.5%▼
2024 · -3.0%
Interest coverage
0.10▼
2024 · 0.69
Debt ≤ 1 year
€403k▲
2024 · €401k
Debt > 1 year
€50k▼
2024 · €55k
Income taxes
€281▼
2024 · €308
Staff costs
€245k▲
2024 · €238k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€794k€742k▼
Fixed assets21/28€42k€30k▼
Tangible fixed assets22/27€42k€30k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€41k€27k▼
Current assets29/58€751k€712k▼
Stocks and contracts in progress3€505k€546k▲
Stocks30/36€505k€546k▲
Amounts receivable within one year40/41€195k€126k▼
Trade receivables40€160k€82k▼
Other amounts receivable41€36k€45k▲
Cash at bank and in hand54/58€21k€2k▼
Deferred charges and accrued income490/1€30k€38k▲
Equity and liabilities
Total equity and liabilities10/49€794k€742k▼
Equity10/15€338k€290k▼
Contributions10/11€675k€675k=
Capital10€675k€675k=
Issued capital100€675k€675k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€-345k€-394k▼
Amounts payable17/49€456k€453k▼
Amounts payable after more than one year17€55k€50k▼
Financial debts170/4€55k€50k▼
Amounts payable within one year42/48€401k€403k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€253k€277k▲
Credit institutions430/8€253k€277k▲
Other loans439€0-
Trade debts44€91k€72k▼
Suppliers440/4€91k€72k▼
Taxes, remuneration and social security45€57k€54k▼
Taxes450/3€51k€51k▼
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€155€155=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€238k€245k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€268k€251k▼
Operating profit (loss)9901€13k€-12k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€41k€38k▼
Recurring financial charges65€41k€38k▼
Profit (loss) for the period before taxes9903€-23k€-48k▼
Income taxes67/77€308€281▼
Profit (loss) for the period9904€-24k€-48k▼
Profit (loss) for the period to be appropriated9905€-24k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-345k€-394k▼
Profit (loss) brought forward from the previous period14P€-322k€-345k▼
Social balance
Average headcount (FTE)90876.45.9▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
31-03
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €16k ▲352%
Operating result €62k, net result €16k, both a record.
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pathoekeweg 508000 BruggeGround area
7,255 m²
Building footprint
1,508 m²
Volume, LiDAR
10,028 m³
Parcel 31807I0524/00R004, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pathoekeweg 50, 8000 Brugge
since 19962.051.693.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0524/00R004 | Flanders | 7,255 m² | 1 · 1,508 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 3,771 EUR awarded · 3,731 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,536 EUR | 1,536 EUR |
| 2022 | 1 | 2,235 EUR | 2,195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 endedOntwikkelaar prototypes mode duaal (so)
Ontwikkelaar patronen kleding- en confectieartikelen duaal (so)
Patronenmaker (so)
Similar companies · same sector, comparable size
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KATZA GROUP
BE 0552.570.990
Tongeren-Borgloon · Eq €289,131
PB FASHION
BE 0454.279.110
Kortrijk · Eq €290,394
IMPREVU
BE 0650.872.473
Chaudfontaine · Eq €286,821
FOYRTEX
BE 0824.121.502
Verviers · Eq €285,924
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-02-1991
Fiscal year end31-03
Activities, NACEBEL 2025
14210Manufacture of outerwear
46423Wholesale of clothing, excluding workwear and underwear
46412Wholesale of household textiles and bedding
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.