IMPREVU
ActiveIMPREVU has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287k and a net result of €4k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-2
Solvency54▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 3.49 in 2024; short-term debt: 34.9% and cash: 18.4% of total assets), but 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
8 d late
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.02M
EBIT margin
3.8%
Net result
€4k▲ 39.7%
2024 · €3k
2019: €28k
2020: €93k
2021: €96k
2022: €70k
2023: €38k
2024: €3k
2019 → 2025
Working capital
€542k▼ 17.1%
2024 · €655k
2019: €82k
2020: €202k
2021: €304k
2022: €233k
2023: €341k
2024: €655k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€231k-€243k▲ 5.0%€280k▲ 15.5%€283k▲ 1.0%€287k▲ 1.4%
Operating result€129k-€93k▼ 28.2%€69k▼ 25.4%€25k▼ 64.3%€32k▲ 29.2%
Net result€96k-€70k▼ 27.6%€38k▼ 46.1%€3k▼ 92.7%€4k▲ 39.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992k
Fixed assets
€104k▼ 14.3%
Current assets
€888k▼ 3.2%
Equity and liabilities €992k
Equity
€287k▲ 1.4%
Debt
€705k▼ 6.7%
The debt ratio falls from 72.7% to 71.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €45k
Cash flow
€23k▼
2024 · €23k
Solvency
28.9%▲
2024 · 27.3%
Current ratio
2.57▼
2024 · 3.49
Quick ratio
2.07▼
2024 · 2.84
Debt / equity
2.46▼
2024 · 2.67
ROE
1.3%▲
2024 · 1.0%
ROA
0.4%▲
2024 · 0.3%
Interest coverage
1.92▼
2024 · 2.12
Debt
€705k▼
2024 · €755k
Debt ≤ 1 year
€346k▲
2024 · €263k
Debt > 1 year
€355k▼
2024 · €490k
Income taxes
€4k▲
2024 · €4k
Staff costs
€51k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€992k▼
Fixed assets21/28€121k€104k▼
Intangible fixed assets21€15k€6k▼
Tangible fixed assets22/27€106k€97k▼
Land and buildings22€51k€48k▼
Plant, machinery and equipment23€372€127▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€44k€41k▼
Current assets29/58€918k€888k▼
Stocks and contracts in progress3€170k€171k▲
Stocks30/36€170k€171k▲
Amounts receivable within one year40/41€249k€240k▼
Trade receivables40€244k€235k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€338k€183k▼
Deferred charges and accrued income490/1€161k€294k▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€992k▼
Equity10/15€283k€287k▲
Contributions10/11€22k€22k=
Reserves13€200k€200k=
Distributable reserves133€200k€200k=
Profit (loss) carried forward14€61k€65k▲
Amounts payable17/49€755k€705k▼
Amounts payable after more than one year17€490k€355k▼
Financial debts170/4€490k€355k▼
Amounts payable within one year42/48€263k€346k▲
Current portion of amounts payable after more than one year42€89k€150k▲
Trade debts44€127k€179k▲
Suppliers440/4€127k€179k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€43k€10k▼
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€78k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-279€-41k▼
Other operating charges640/8€4k€17k▲
Gross operating margin9900€128k€78k▼
Operating profit (loss)9901€25k€32k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€2k€1k▼
Non-recurring financial income76B€1k€1k▲
Financial charges65/66B€21k€27k▲
Recurring financial charges65€21k€27k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€6k€8k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€65k▲
Profit (loss) brought forward from the previous period14P€58k€61k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90871.91.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €3k ▼92.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-06
Financial
Highest result since 2019net €96k ▲3.3%
Net result €96k, the highest in the series.
30-06
Financial
Equity above €200kEq €231k ▲51.2%
3 profitable years in a row build equity to €231k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Equity above €150kEq €153k ▲156%
2 profitable years in a row build equity to €153k.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château d'Eau 84053 ChaudfontaineGround area
1,428 m²
Building footprint
160 m²
Volume, LiDAR
1,514 m³
Parcel 62030C0083/00A002, Wallonia · tallest building 20.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
fou de lou
since 20162.252.614.370
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0083/00A002 | Wallonia | 1,428 m² | 1 · 159 m² | 20.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 2 entries · 35,000 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 17,500 EUR |
| 2024 | 1 | 17,500 EUR |
Similar companies · same sector, comparable size
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ROEI
BE 0734.839.336
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IN FINE
BE 0694.956.894
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EMERALD
BE 0455.842.293
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LAMBREGTS & ZONEN
BE 0452.100.865
Edegem · Eq €289k
Of 2,017 companies in sector 47770 we hold annual accounts for 898. 673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2016
Fiscal year end30-06
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47770Retail sale of watches and jewellery
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.imprevubelgium.com
E-mail:god.justine@gmail.com