AUTOTEC
ActiveAUTOTEC has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €577k and a net result of €145k. Equity is growing by ~35.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 5.23 in 2024; short-term debt: 19.2% and cash: 26.7% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
20.1%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 27-11-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
14 d early
2023
33 d early
2022
17 d early
2021
9 d early
2020
14 d early
2019
81 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close19-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€145k▼ 17.5%
2024 · €176k
2019: €2k
2020: €13k
2021: €40k
2022: €26k
2023: €157k
2024: €176k
2019 → 2025
Working capital
€358k▲ 38.7%
2024 · €258k
2019: €111k
2020: €97k
2021: €132k
2022: €123k
2023: €104k
2024: €258k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€190k▲ 16.0%€347k▲ 82.8%€513k▲ 47.7%€577k▲ 12.5%
Operating result€57k-€36k▼ 37.7%€220k▲ 517%€245k▲ 11.1%€201k▼ 17.7%
Net result€40k-€26k▼ 34.3%€157k▲ 499%€176k▲ 11.7%€145k▼ 17.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €721k
Fixed assets
€225k▼ 16.6%
Current assets
€496k▲ 55.6%
Equity and liabilities €721k
Equity
€577k▲ 12.5%
Debt
€144k▲ 91.8%
The debt ratio rises from 12.7% to 19.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€248k▼
2024 · €291k
Cash flow
€191k▼
2024 · €222k
Solvency
80.1%▼
2024 · 87.3%
Current ratio
3.58▼
2024 · 5.23
Quick ratio
3.26▼
2024 · 4.43
Debt / equity
0.25▲
2024 · 0.15
ROE
25.1%▼
2024 · 34.2%
ROA
20.1%▼
2024 · 29.9%
Interest coverage
189.09▲
2024 · 186.34
Debt
€144k▲
2024 · €75k
Debt ≤ 1 year
€139k▲
2024 · €61k
Debt > 1 year
€5k▼
2024 · €14k
Income taxes
€59k▼
2024 · €70k
Staff costs
€113k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€588k€721k▲
Fixed assets21/28€269k€225k▼
Intangible fixed assets21€945€418▼
Tangible fixed assets22/27€268k€224k▼
Land and buildings22€194k€179k▼
Plant, machinery and equipment23€32k€21k▼
Furniture and vehicles24€43k€25k▼
Current assets29/58€319k€496k▲
Stocks and contracts in progress3€48k€44k▼
Stocks30/36€48k€44k▼
Amounts receivable within one year40/41€139k€255k▲
Trade receivables40€139k€248k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€126k€192k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€588k€721k▲
Equity10/15€513k€577k▲
Contributions10/11€19k€19k=
Reserves13€399k€463k▲
Distributable reserves133€399k€463k▲
Profit (loss) carried forward14€95k€95k=
Amounts payable17/49€75k€144k▲
Amounts payable after more than one year17€14k€5k▼
Financial debts170/4€14k€5k▼
Amounts payable within one year42/48€61k€139k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€41k€46k▲
Taxes450/3€32k€32k▼
Remuneration and social security454/9€9k€14k▲
Other amounts payable47/48€10k€81k▲
Income statement
Code20242025
Remuneration, social security and pensions62€76k€113k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-3k
Other operating charges640/8€3k€2k▼
Gross operating margin9900€370k€360k▼
Operating profit (loss)9901€245k€201k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€246k€204k▼
Income taxes67/77€70k€59k▼
Profit (loss) for the period9904€176k€145k▼
Profit (loss) for the period to be appropriated9905€176k€145k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€240k▼
Profit (loss) brought forward from the previous period14P€95k€95k=
Transfer from equity791/2-€74k
Transfer to equity691/2€166k€138k▼
To other reserves6921€166k€138k▼
Profit to be distributed694/7€10k€81k▲
Return on contributions (dividend)694-€74k
Directors or managers695€10k€7k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
31-05
Financial
Highest result since 2019net €176k ▲11.7%
Operating result €245k, net result €176k, both a record.
31-05
Financial
Liquidity doublescurrent ratio 5.23
Current ratio from 2.27 to 5.23; short-term debt falls from €83k to €61k.
31-05
Financial
Equity above €500kEq €513k ▲47.7%
6 profitable years in a row build equity to €513k.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
31-05
Financial
Equity above €200kEq €347k ▲82.8%
5 profitable years in a row build equity to €347k.
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
31-05
Financial
Equity above €150kEq €164k ▲32.3%
3 profitable years in a row build equity to €164k.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Büllingen · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hauptstrasse 204760 Büllingen1 establishment unit
Hauptstrasse 20, 4760 Büllingen
since 19952.073.727.465
Similar companies · same sector, comparable size
A-M Motors
BE 0819.911.405
Lebbeke · Eq €577k
WERVIKS AUTOBEDRIJF
BE 0474.769.666
Wervik · Eq €577k
Garage Dekeyser
BE 0422.670.867
Ronse · Eq €576k
Trommelen
BE 0770.515.243
Beerse · Eq €578k
CARROSSERIE COOLS
BE 0459.520.870
Balen · Eq €576k
Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 2,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-1995
Fiscal year end31-05
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
50103
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filings
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.