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A-M Motors

Active
Private limited companyfounded 2009active for 17 yearsBrusselsesteenweg 205, 9280 Lebbeke, BelgiumKBO/BCE: BE 0819.911.405

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

A-M Motors has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €577,057 and a net result of €182,491. Equity has been growing by about 43% per year since 2018. Its solvency ranks better than 67% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 21-10-2009 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.182.650.844 9280 Lebbeke, since 21-10-2009
Financial year end
31 December
Peppol
Reachable since 04-03-2024

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€383,542
▲ 123%
Turnover
≈ €3.3m
estimated
Profit
€182,491
▲ 492%
Equity
€577,057
▲ 46.3%
Total assets
€1.1m
▲ 29.2%
Staff
1.8 FTE
▲ 80.0%
Filed on 22-07-2026, 9 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 2.19, cash €300,369Equity €577,057 (53.1% of total assets)Founded in 2009Figures for financial year 2025 (filed on 22-07-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 78+6
equity 53.1% of total assets
Liquidity 65=
short-term debt 41.6% · cash 27.6%
Profitability 90+17
return on assets 16.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.2 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.19 (1.88 in 2024), above the usual 1.5. Short-term debt is 41.6% and cash 27.6% of total assets. 46.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 67% of them on solvency, 71% on liquidity, 85% on profitability and 85% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.19, cash €300,369
NBB · annual accounts
lowers risk · Equity €577,057 (53.1% of total assets)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 22-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
31 days early
2023
16 days early
2022
28 days early
2021
19 days early
2020
17 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €30,831 to €182,491 ▲ 492% View
  • Positive: Higher net result than 86% of companies in retail tradesector median €27,641 · 12,747 companies €182,491 View
  • Positive: 7 profitable years in a rowprofit 2025: €182,491 7 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as A-M Motors: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €918,000 and €1.3m, founded between 2006 and 2011.

CompanyTotal assetsGross margin
A-M Motors Lebbeke€1.1m€0.4m
GARAGE ENGELS Beveren-Kruibeke-Zwijndrecht€0.9m€0.3m
GARAGE LIEVEN VERHELST Ledegem€1.0m€0.3m
Garage Speltens Geert Pajottegem€1.2m€0.3m
GARAGE BEYENS Ravels€1.3m€0.4m
GARAGE KERKHOFS Oudsbergen€1.3m€0.4m
GARAGE NAEYAERT Izegem€1.2m€0.3m
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Articles and registers

Key facts about A-M Motors

What is the company number of A-M Motors?
The company number of A-M Motors is 0819.911.405. The VAT number is the same number with BE in front: BE 0819.911.405.
Where is A-M Motors based?
The registered office is at Brusselsesteenweg 205, 9280 Lebbeke.Company details
What does A-M Motors do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of A-M Motors?
The legal form of A-M Motors is Private limited company (BV).
When was A-M Motors founded?
A-M Motors was founded on 21-10-2009.
Is A-M Motors still active?
Yes, A-M Motors is an active enterprise in the KBO register.
How many employees does A-M Motors have?
A-M Motors had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of A-M Motors?
The turnover in financial year 2025 is ≈ €3.3m. This figure is estimated from the gross margin of €383,542 and 35 comparable companies (NACE 47811). It probably lies between €1.7m and €4.9m.
Is A-M Motors profitable?
In financial year 2025, A-M Motors made a profit of €182,491.
Where can I find the annual accounts of A-M Motors?
A-M Motors filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of A-M Motors due?
A-M Motors must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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