AUTOMECANO
ActiveAUTOMECANO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €571k and a net result of €50k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-14
Solvency72▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.56 in 2024; short-term debt: 34.3% and cash: 17.5% of total assets), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
11 d early
2021
31 d late
2020
26 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€571k▲ 9.6%
2024 · €521k
2018: €422k
2019: €467k
2020: €514k
2021: €399k
2022: €496k
2023: €440k
2024: €521k
2018 → 2025
Total assets
€1.21M▼ 2.0%
2024 · €1.24M
2018: €1.48M
2019: €1.51M
2020: €1.27M
2021: €1.33M
2022: €1.19M
2023: €1.24M
2024: €1.24M
2018 → 2025
Net result
€50k▼ 38.2%
2024 · €81k
2018: €74k
2019: €46k
2020: €47k
2021: €57k
2022: €97k
2023: €71k
2024: €81k
2018 → 2025
Working capital
€275k▲ 10.4%
2024 · €249k
2018: €390k
2019: €420k
2020: €440k
2021: €303k
2022: €322k
2023: €170k
2024: €249k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€399k-€496k▲ 24.3%€440k▼ 11.2%€521k▲ 18.4%€571k▲ 9.6%
Operating result€102k-€156k▲ 53.0%€123k▼ 21.3%€147k▲ 19.5%€105k▼ 28.8%
Net result€57k-€97k▲ 68.6%€71k▼ 26.8%€81k▲ 14.4%€50k▼ 38.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€520k▼ 4.5%
Current assets
€691k=
Equity and liabilities €1.21M
Equity
€571k▲ 9.6%
Debt
€640k▼ 10.4%
The debt ratio falls from 57.9% to 52.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▼
2024 · €202k
Cash flow
€107k▼
2024 · €136k
Solvency
47.1%▲
2024 · 42.1%
Current ratio
1.66▲
2024 · 1.56
Quick ratio
1.01▼
2024 · 1.10
Debt / equity
1.12▼
2024 · 1.37
ROE
8.8%▼
2024 · 15.5%
ROA
4.1%▼
2024 · 6.6%
Interest coverage
4.58▼
2024 · 5.89
Debt
€640k▼
2024 · €715k
Debt ≤ 1 year
€416k▼
2024 · €442k
Debt > 1 year
€204k▼
2024 · €252k
Income taxes
€20k▼
2024 · €34k
Staff costs
€86k▼
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.21M▼
Fixed assets21/28€545k€520k▼
Tangible fixed assets22/27€543k€519k▼
Land and buildings22€462k€433k▼
Plant, machinery and equipment23€36k€24k▼
Furniture and vehicles24€45k€63k▲
Financial fixed assets28€1k€1k=
Current assets29/58€692k€691k=
Stocks and contracts in progress3€205k€270k▲
Stocks30/36€205k€270k▲
Amounts receivable within one year40/41€170k€145k▼
Trade receivables40€157k€127k▼
Other amounts receivable41€13k€18k▲
Current investments50/53€114k€49k▼
Cash at bank and in hand54/58€186k€212k▲
Deferred charges and accrued income490/1€16k€15k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.21M▼
Equity10/15€521k€571k▲
Contributions10/11€42k€42k=
Reserves13€479k€530k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€246€246=
Distributable reserves133€479k€529k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€715k€640k▼
Amounts payable after more than one year17€252k€204k▼
Financial debts170/4€252k€204k▼
Amounts payable within one year42/48€442k€416k▼
Current portion of amounts payable after more than one year42€63k€49k▼
Trade debts44€43k€58k▲
Suppliers440/4€43k€58k▲
Taxes, remuneration and social security45€32k€20k▼
Taxes450/3€15k€7k▼
Remuneration and social security454/9€17k€13k▼
Other amounts payable47/48€305k€289k▼
Accrued charges and deferred income492/3€21k€21k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€124k€86k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€57k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€19k€21k▲
Non-recurring operating charges66A€187€4k▲
Gross operating margin9900€344k€272k▼
Operating profit (loss)9901€147k€105k▼
Financial income75/76B€2k€797▼
Recurring financial income75€2k€797▼
Financial charges65/66B€34k€35k▲
Recurring financial charges65€34k€35k▲
Profit (loss) for the period before taxes9903€115k€70k▼
Income taxes67/77€34k€20k▼
Profit (loss) for the period9904€81k€50k▼
Profit (loss) for the period to be appropriated9905€81k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€50k▼
Transfer from equity791/2€0-
Transfer to equity691/2€81k€50k▼
To the legal reserve6920€0-
To other reserves6921€81k€50k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90873.42.4▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €500kEq €521k ▲18.4%
7 profitable years in a row build equity to €521k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €97k ▲68.6%
Operating result €156k, net result €97k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €514k ▲10%
3 profitable years in a row build equity to €514k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €46k ▼38%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandvoordestraat 1768400 OostendeGround area
1,745 m²
Building footprint
1,255 m²
Volume, LiDAR
5,646 m³
Parcel 35020B0102/00E000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zandvoordestraat 176, 8400 Oostende
since 19912.051.103.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0102/00E000 | Flanders | 1,745 m² | 1 · 1,255 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,850 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,850 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.051.103.897
Dual-learning approval
2 endedSimilar companies · same sector, comparable size
DG PARTS
BE 0747.959.971
Namur · Eq €570k
AUTOFIX
BE 0564.869.701
Harelbeke · Eq €569k
GARNIER
BE 0425.286.305
Sprimont · Eq €576k
SARRI
BE 0442.155.989
Hamois · Eq €576k
SUBARU PARTSACCESS EUROPE
BE 0859.608.852
Zaventem · Eq €577k
Of 1,747 companies in sector 46720 we hold annual accounts for 1,083. 789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-1990
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
50301
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.