De campingwinkel
ActiveDe campingwinkel has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €779k and a net result of €72k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-7
Solvency77▼-23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.57 against 3.84 in 2024; short-term debt: 16.5% and cash: 6.6% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
13 d early
2023
28 d early
2022
26 d early
2021
25 d early
2020
22 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€779k▲ 5.8%
2024 · €737k
2018: €657k
2019: €745k
2020: €876k
2021: €869k
2022: €937k
2023: €988k
2024: €737k
2018 → 2025
Total assets
€1.49M▲ 70.9%
2024 · €873k
2018: €913k
2019: €925k
2020: €1.09M
2021: €1.04M
2022: €1.06M
2023: €1.10M
2024: €873k
2018 → 2025
Net result
€72k▼ 16.4%
2024 · €87k
2018: €122k
2019: €111k
2020: €155k
2021: €119k
2022: €68k
2023: €51k
2024: €87k
2018 → 2025
Working capital
€877k▲ 126%
2024 · €388k
2018: €359k
2019: €409k
2020: €547k
2021: €580k
2022: €638k
2023: €660k
2024: €388k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€869k-€937k▲ 7.8%€988k▲ 5.4%€737k▼ 25.4%€779k▲ 5.8%
Operating result€162k-€88k▼ 45.7%€62k▼ 29.4%€105k▲ 69.2%€104k▼ 1.4%
Net result€119k-€68k▼ 43.2%€51k▼ 25.0%€87k▲ 70.7%€72k▼ 16.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€370k▲ 6.1%
Current assets
€1.12M▲ 114%
Equity and liabilities €1.49M
Equity
€779k▲ 5.8%
Debt
€714k▲ 422%
The debt ratio rises from 15.7% to 47.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€120k▼
2024 · €124k
Cash flow
€88k▼
2024 · €105k
Solvency
52.2%▼
2024 · 84.3%
Current ratio
4.57▲
2024 · 3.84
Quick ratio
2.53▲
2024 · 0.88
Debt / equity
0.92▲
2024 · 0.19
ROE
9.3%▼
2024 · 11.8%
ROA
4.9%▼
2024 · 9.9%
Interest coverage
5.88▼
2024 · 19.31
Debt
€714k▲
2024 · €137k
Debt ≤ 1 year
€246k▲
2024 · €137k
Debt > 1 year
€468k
Income taxes
€11k▼
2024 · €14k
Staff costs
€180k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€873k€1.49M▲
Fixed assets21/28€348k€370k▲
Intangible fixed assets21€6k€35k▲
Tangible fixed assets22/27€342k€334k▼
Land and buildings22€322k€315k▼
Plant, machinery and equipment23€9k€10k▲
Furniture and vehicles24€6k€6k▼
Other tangible fixed assets26€6k€4k▼
Current assets29/58€525k€1.12M▲
Stocks and contracts in progress3€405k€500k▲
Stocks30/36€405k€500k▲
Amounts receivable within one year40/41€35k€517k▲
Trade receivables40€24k€14k▼
Other amounts receivable41€10k€503k▲
Cash at bank and in hand54/58€74k€99k▲
Deferred charges and accrued income490/1€12k€7k▼
Equity and liabilities
Total equity and liabilities10/49€873k€1.49M▲
Equity10/15€737k€779k▲
Contributions10/11€19k€19k=
Reserves13€671k€671k=
Tax-exempt reserves132€178k€178k=
Distributable reserves133€494k€494k=
Profit (loss) carried forward14€47k€89k▲
Amounts payable17/49€137k€714k▲
Amounts payable after more than one year17-€468k
Financial debts170/4-€468k
Amounts payable within one year42/48€137k€246k▲
Current portion of amounts payable after more than one year42€31k€34k▲
Trade debts44€19k€129k▲
Suppliers440/4€19k€129k▲
Taxes, remuneration and social security45€47k€53k▲
Taxes450/3€36k€38k▲
Remuneration and social security454/9€12k€15k▲
Other amounts payable47/48€40k€30k▼
Accrued charges and deferred income492/3€79€36▼
Income statement
Code20242025
Remuneration, social security and pensions62€112k€180k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k▼
Other operating charges640/8€5k€10k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€244k€309k▲
Operating profit (loss)9901€105k€104k▼
Financial income75/76B€2k€397▼
Recurring financial income75€2k€397▼
Financial charges65/66B€6k€20k▲
Recurring financial charges65€6k€20k▲
Profit (loss) for the period before taxes9903€100k€84k▼
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€87k€72k▼
Profit (loss) for the period to be appropriated9905€87k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€119k▼
Profit (loss) brought forward from the previous period14P€51k€47k▼
Transfer from equity791/2€247k-
Profit to be distributed694/7€338k€30k▼
Return on contributions (dividend)694€298k-
Directors or managers695€40k€30k▼
Social balance
Average headcount (FTE)90871.72.9▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €51k ▼25%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €155k ▲39.9%
Operating result €201k, net result €155k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterstenhoek 62275 LilleGround area
2,391 m²
Building footprint
636 m²
Volume, LiDAR
3,815 m³
Parcel 13019D0118/00B000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Achterstenhoek 6, 2275 Lille
since 19852.025.899.933
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019D0118/00B000 | Flanders | 2,391 m² | 1 · 636 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 24,448 EUR awarded · 22,108 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 8,264 EUR | 5,924 EUR |
| 2024 | 1 | 4,664 EUR | 4,664 EUR |
| 2023 | 1 | 6,456 EUR | 6,456 EUR |
| 2022 | 1 | 5,064 EUR | 5,064 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ANZEGEMS VERHUURBEDRIJF
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TRAKKS
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DE BERGHUT
BE 0456.421.721
Hamme (Vl.) · Eq €756k
DECUYPER
BE 0423.129.341
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DITRAGO
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Zonhoven · Eq €745k
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1984
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
47639Retail sale of other sporting goods
47640Retail trade
46496Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.