Skip to content

Autokruispunt

Active
Public limited companyfounded 2003active for 23 yearsLeuvensesteenweg 219, 3390 Tielt-Winge, BelgiumKBO/BCE: BE 0480.080.912
Summary

Autokruispunt has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.5m and a net result of €447,464. Equity is growing by about 9.2% per year across the filed financial years. Its solvency ranks better than 59% of 288 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2026, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€447,464▼ 29.0%
2025 · €629,819
Working capital
€1.4m▲ 13.5%
2025 · €1.2m
Trend over the years

2022 to 2026, 5 financial years 2019 to 2026, 8 financial years

The operating result falls in 2026; 2026 is 29% below 2025.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.7m 2026 Net result€0.4m 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result€0.2m-€0.4m▲ 67.0%€0.6m▲ 48.2%€0.6m▲ 6.7%€0.5m▼ 15.9%€0.4m▼ 27.4%€0.9m▲ 141%€0.7m▼ 28.7%
Net result€0.1m-€0.2m▲ 72.3%€0.4mabove the sector's middle half▲ 74.5%€0.4mabove the sector's middle half▲ 5.1%€0.3mabove the sector's middle half▼ 19.6%€0.2mabove the sector's middle half▼ 43.0%€0.6mabove the sector's middle half▲ 236%€0.4m▼ 29.0%
Equity€1.2m-€1.4m▲ 18.7%€1.6mabove the sector's middle half▲ 13.8%€1.8mabove the sector's middle half▲ 12.7%€2.0mabove the sector's middle half▲ 9.1%€2.1mabove the sector's middle half▲ 4.7%€1.3mabove the sector's middle half▼ 39.6%€1.5m▲ 17.9%
Total assets€4.0m-€4.5m▲ 13.1%€4.9mabove the sector's middle half▲ 10.0%€5.4mabove the sector's middle half▲ 9.3%€5.2mabove the sector's middle half▼ 3.0%€3.5mabove the sector's middle half▼ 32.5%€3.1mabove the sector's middle half▼ 10.7%€3.2m▲ 2.5%
Debt€2.7m-€2.9m▲ 10.5%€3.2m▲ 8.7%€3.4m▲ 7.9%€3.1m▼ 9.0%€1.3m▼ 57.2%€1.8m▲ 31.9%€1.6m▼ 7.0%
Working capital€1.2m-€1.5m▲ 20.0%€1.6mabove the sector's middle half▲ 7.0%€1.8mabove the sector's middle half▲ 11.0%€1.9mabove the sector's middle half▲ 6.1%€2.0mabove the sector's middle half▲ 6.4%€1.2mabove the sector's middle half▼ 40.3%€1.4m▲ 13.5%
Solvency30.1%-31.6%▲ 1.5pp32.7%within the sector's middle half▲ 1.1pp33.7%within the sector's middle half▲ 1.0pp37.9%within the sector's middle half▲ 4.2pp58.8%within the sector's middle half▲ 20.9pp39.7%within the sector's middle half▼ 19.0pp45.7%▲ 6.0pp
Current ratio1.52-1.55▲ 0.031.54within the sector's middle half▼ 0.011.54within the sector's middle half▲ 0.011.63within the sector's middle half▲ 0.082.60within the sector's middle half▲ 0.971.70within the sector's middle half▼ 0.901.84▲ 0.14
Return on assets (ROA)3.3%-5.0%▲ 1.7pp7.9%within the sector's middle half▲ 2.9pp7.6%within the sector's middle half▼ 0.3pp6.3%within the sector's middle half▼ 1.3pp5.3%within the sector's middle half▼ 1.0pp20.0%above the sector's middle half▲ 14.7pp13.9%▼ 6.1pp
Staff (FTE)5.5-5.7▲ 3.6%7within the sector's middle half▲ 22.8%6.3within the sector's middle half▼ 10.0%5.5within the sector's middle half▼ 12.7%5within the sector's middle half▼ 9.1%5.3within the sector's middle half▲ 6.0%4.6▼ 13.2%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €3.2m
Fixed assets €240,160 ▲ 3.7%
Current assets €3.0m ▲ 2.4%
Equity and liabilities €3.2m
Equity €1.5m ▲ 17.9%
Provisions €108,900 ▼ 16.6%
Debt €1.6m ▼ 7.0%
Debt's share of the balance-sheet total falls from 56.1% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€737,147▼
2025 · €985,709
Cash flow
€534,499▼
2025 · €703,489
Quick ratio
0.21▼
2025 · 0.54
Debt to equity
1.12▼
2025 · 1.41
ROE
30.4%▼
2025 · 50.4%
Interest coverage
15.61▼
2025 · 16.36
Debt ≤ 1 year
€1.6m▼
2025 · €1.7m
Debt > 1 year
€18,558▼
2025 · €50,056
Income taxes
€155,588▼
2025 · €222,054
Staff costs
€388,744▼
2025 · €423,505
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,372 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93.5% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 61 lines
Balance sheet Code20252026
Assets
Total assets20/58€3.1m€3.2m▲
Fixed assets21/28€0.2m€0.2m▲
Tangible fixed assets22/27€0.2m€0.2m▲
Plant, machinery and equipment23€0.05m€0.08m▲
Furniture and vehicles24€0.03m€0.06m▲
Leasing and similar rights25€0.003m€0▼
Other tangible fixed assets26€0.1m€0.1m▼
Financial fixed assets28€0.002m€0.002m=
Current assets29/58€2.9m€3.0m▲
Stocks and contracts in progress3€2.0m€2.6m▲
Stocks30/36€2.0m€2.6m▲
Amounts receivable within one year40/41€0.5m€0.3m▼
Trade receivables40€0.4m€0.3m▼
Other amounts receivable41€0.009m€0.008m▼
Cash at bank and in hand54/58€0.5m€0.02m▼
Deferred charges and accrued income490/1€0.008m€0.01m▲
Equity and liabilities
Total equity and liabilities10/49€3.1m€3.2m▲
Equity10/15€1.3m€1.5m▲
Contributions10/11€0.5m€0.5m=
Capital10€0.5m€0.5m=
Issued capital100€0.5m€0.5m=
Reserves13€0.05m€0.05m=
Non-distributable reserves130/1€0.05m€0.05m=
Legal reserve130€0.05m€0.05m=
Profit (loss) carried forward14€0.7m€1.0m▲
Provisions and deferred taxes16€0.1m€0.1m▼
Provisions for liabilities and charges160/5€0.1m€0.1m▼
Other liabilities and charges164/5€0.1m€0.1m▼
Amounts payable17/49€1.8m€1.6m▼
Amounts payable after more than one year17€0.05m€0.02m▼
Financial debts170/4€0.05m€0.02m▼
Amounts payable within one year42/48€1.7m€1.6m▼
Current portion of amounts payable after more than one year42€0.05m€0.05m▼
Financial debts43€0€0.8m▲
Credit institutions430/8€0€0.8m▲
Trade debts44€0.03m€0.03m▲
Suppliers440/4€0.03m€0.03m▲
Advances received on contracts in progress46€0.001m€0.001m▲
Taxes, remuneration and social security45€0.2m€0.2m▼
Taxes450/3€0.1m€0.1m▼
Remuneration and social security454/9€0.04m€0.04m▼
Other amounts payable47/48€1.5m€0.6m▼
Income statement Code20252026
Remuneration, social security and pensions62€0.4m€0.4m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.07m€0.09m▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0.03m€0.006m▲
Other operating charges640/8€0.02m€0.02m▼
Gross operating margin9900€1.4m€1.2m▼
Operating profit (loss)9901€0.9m€0.7m▼
Financial income75/76B€95€153▲
Recurring financial income75€95€153▲
Financial charges65/66B€0.06m€0.05m▼
Recurring financial charges65€0.06m€0.05m▼
Profit (loss) for the period before taxes9903€0.9m€0.6m▼
Income taxes67/77€0.2m€0.2m▼
Profit (loss) for the period9904€0.6m€0.4m▼
Profit (loss) for the period to be appropriated9905€0.6m€0.4m▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.2m€1.2m▼
Profit (loss) brought forward from the previous period14P€1.6m€0.7m▼
Profit to be distributed694/7€1.5m€0.2m▼
Return on contributions (dividend)694€1.5m€0.2m▼
Social balance sheet
Average headcount (FTE)90875.34.6▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023202420252026Change
Remuneration, social security and pensions62---€0.4m€0.4m€0.4m€0.4m€0.4m▼ 8.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.07m€0.06m€0.07m€0.08m€0.06m€0.08m€0.07m€0.09m▲ 18.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-----€0.03m-€0.03m€0.006m-
Other operating charges640/8---€0.01m€0.02m€0.02m€0.02m€0.02m▼ 11.7%
Gross operating margin9900€0.6m€0.8m€1.0m€1.1m€1.0m€0.9m€1.4m€1.2m▼ 18.0%
Operating profit (loss)9901€0.2m€0.4m€0.6m€0.6m€0.5m€0.4m€0.9m€0.7m▼ 28.7%
Financial income75/76B---€185€0.004m€0.001m€95€153▲ 61.7%
Recurring financial income75€0.001m€491€0.001m€185€0.004m€0.001m€95€153▲ 61.7%
Financial charges65/66B---€0.07m€0.08m€0.1m€0.06m€0.05m▼ 21.7%
Recurring financial charges65€0.06m€0.06m€0.06m€0.07m€0.08m€0.1m€0.06m€0.05m▼ 21.7%
Profit (loss) for the period before taxes9903€0.2m€0.3m€0.5m€0.6m€0.4m€0.3m€0.9m€0.6m▼ 29.2%
Income taxes67/77€0.05m€0.1m€0.1m€0.1m€0.1m€0.07m€0.2m€0.2m▼ 29.9%
Profit (loss) for the period9904€0.1m€0.2m€0.4m€0.4m€0.3m€0.2m€0.6m€0.4m▼ 29.0%
Profit (loss) for the period to be appropriated9905€0.1m€0.2m€0.4m€0.4m€0.3m€0.2m€0.6m€0.4m▼ 29.0%
Line20192020202120222023202420252026Change
Assets
Total assets20/58€4.0m€4.5m€4.9m€5.4m€5.2m€3.5m€3.1m€3.2m▲ 2.5%
Fixed assets21/28€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.2m€0.2m▲ 3.7%
Tangible fixed assets22/27€0.3m€0.2m€0.3m€0.3m€0.3m€0.3m€0.2m€0.2m▲ 3.7%
Plant, machinery and equipment23---€0.02m€0.03m€0.02m€0.05m€0.08m▲ 49.0%
Furniture and vehicles24---€0.02m€0.06m€0.05m€0.03m€0.06m▲ 68.4%
Leasing and similar rights25---€0.03m€0.02m€0.01m€0.003m€0▼ 100%
Other tangible fixed assets26---€0.3m€0.2m€0.2m€0.1m€0.1m▼ 26.8%
Financial fixed assets28€0.002m€0.002m€0.002m€0.002m€0.002m€0.002m€0.002m€0.002m=
Current assets29/58€3.7m€4.2m€4.6m€5.1m€4.9m€3.3m€2.9m€3.0m▲ 2.4%
Stocks and contracts in progress3€3.2m€4.0m€3.8m€4.1m€4.2m€2.2m€2.0m€2.6m▲ 33.1%
Stocks30/36---€4.1m€4.2m€2.2m€2.0m€2.6m▲ 33.1%
Amounts receivable within one year40/41€0.4m€0.2m€0.6m€0.5m€0.5m€0.5m€0.5m€0.3m▼ 31.1%
Trade receivables40---€0.4m€0.2m€0.4m€0.4m€0.3m▼ 31.6%
Other amounts receivable41---€0.07m€0.3m€0.1m€0.009m€0.008m▼ 2.9%
Cash at bank and in hand54/58€0.07m€0.03m€0.2m€0.4m€0.09m€0.6m€0.5m€0.02m▼ 96.0%
Deferred charges and accrued income490/1---€0.004m€0.03m€0.009m€0.008m€0.01m▲ 23.0%
Equity and liabilities
Total equity and liabilities10/49€4.0m€4.5m€4.9m€5.4m€5.2m€3.5m€3.1m€3.2m▲ 2.5%
Equity10/15€1.2m€1.4m€1.6m€1.8m€2.0m€2.1m€1.3m€1.5m▲ 17.9%
Contributions10/11€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m=
Capital10---€0.5m€0.5m€0.5m€0.5m€0.5m=
Issued capital100---€0.5m€0.5m€0.5m€0.5m€0.5m=
Reserves13€0.08m€0.08m€0.05m€0.05m€0.05m€0.05m€0.05m€0.05m=
Non-distributable reserves130/1---€0.05m€0.05m€0.05m€0.05m€0.05m=
Legal reserve130---€0.05m€0.05m€0.05m€0.05m€0.05m=
Profit (loss) carried forward14€0.6m€0.9m€1.1m€1.3m€1.5m€1.6m€0.7m€1.0m▲ 30.2%
Provisions and deferred taxes16€0.1m€0.1m€0.1m€0.1m€0.1m€0.1m€0.1m€0.1m▼ 16.6%
Provisions for liabilities and charges160/5---€0.1m€0.1m€0.1m€0.1m€0.1m▼ 16.6%
Other liabilities and charges164/5---€0.1m€0.1m€0.1m€0.1m€0.1m▼ 16.6%
Amounts payable17/49€2.7m€2.9m€3.2m€3.4m€3.1m€1.3m€1.8m€1.6m▼ 7.0%
Amounts payable after more than one year17€0.2m€0.2m€0.2m€0.2m€0.1m€0.08m€0.05m€0.02m▼ 62.9%
Financial debts170/4---€0.2m€0.1m€0.08m€0.05m€0.02m▼ 62.9%
Amounts payable within one year42/48€2.4m€2.7m€3.0m€3.3m€3.0m€1.3m€1.7m€1.6m▼ 5.3%
Current portion of amounts payable after more than one year42---€0.2m€0.06m€0.06m€0.05m€0.05m▼ 5.5%
Financial debts43---€2.7m€2.6m€1.0m€0€0.8m-
Credit institutions430/8---€2.7m€2.6m€1.0m€0€0.8m-
Trade debts44€0.04m€0.07m€0.04m€0.05m€0.04m€0.04m€0.03m€0.03m▲ 20.8%
Suppliers440/4---€0.05m€0.04m€0.04m€0.03m€0.03m▲ 20.8%
Advances received on contracts in progress46----€234€0€0.001m€0.001m▲ 104%
Taxes, remuneration and social security45---€0.1m€0.1m€0.06m€0.2m€0.2m▼ 8.5%
Taxes450/3---€0.1m€0.09m€0.02m€0.1m€0.1m▼ 9.2%
Remuneration and social security454/9---€0.03m€0.04m€0.04m€0.04m€0.04m▼ 5.9%
Other amounts payable47/48---€0.2m€0.2m€0.09m€1.5m€0.6m▼ 60.6%
Line20192020202120222023202420252026Change
Profit (loss) for the period9904€129,478€223,041€389,257€408,983€329,026€187,406€629,819€447,464▼ 29.0%
+ Depreciation and write-downs630€73,869€62,912€70,286€76,294€63,855€76,984€73,670€87,035▲ 18.1%
Operating cash flow (approximation)€203,346€285,953€459,543€485,277€392,880€264,390€703,489€534,499▼ 24.0%
Investment in fixed assets (approximation)--€23,664-€157,634-€64,268-€65,189-€9,464-€44,617-€95,547▼ 114%
Change in cash--€37,549€127,843€285,325-€358,200€517,430-€137,763-€446,351▼ 224%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 22 filings with the National Bank
Financial year Type Filed Reference
31-03-2026 full format 28-09-2026 2026-00536816
31-03-2025 abbreviated format 19-09-2025 2025-00498174
31-03-2024 abbreviated format 10-09-2024 2024-00457743
31-03-2023 abbreviated format 11-09-2023 2023-00443154
31-03-2022 abbreviated format 01-09-2022 2022-20397261
31-03-2021 abbreviated format 03-09-2021 2021-66500027
31-03-2020 abbreviated format 04-09-2020 2020-51200404
31-03-2019 abbreviated format 06-09-2019 2019-63700001
31-03-2018 abbreviated format 11-09-2018 2018-62500536
31-03-2017 abbreviated format 11-09-2017 2017-60600050

Show all 22 filings

Similar companies · same sector, comparable size

Of the 10,454 active companies whose main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811), figures are known for 5,215. 2,633 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 · 1 entry · €2,423 awarded · €2,423 paid
Schemes
1 entry · €2,423 · €2,423 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.