AUTOBEDRIJF BEGUIN

Active

Private limited companyfounded 1986active for 40 yearsTorhoutsesteenweg 586, 8400 Oostende, BelgiumKBO/BCE: BE 0428.662.004

From the official registers: KBO 40 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

AUTOBEDRIJF BEGUIN has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €489,731. Equity has been stable since 2018 (±1.7% per year). Its solvency ranks better than 47% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

AUTOBEDRIJF BEGUINActiveChecked score 93/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 21-03-1986 Normal situation
Legal form: Private limited company
Registered office: Torhoutsesteenweg 586, 8400 Oostende
Activity: Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 2 others
Establishment units: 2.029.103.210 8400 Oostende, since 01-04-1986
: 2.358.164.228 8000 Brugge, since 29-03-2024
Financial year end: 31 December
Peppol: Reachable since 02-01-2026

Company details

Board and ownership

Board

BELORA CONSULTINGDirector · permanent representative Didier Beguin
Ignace BeguinDirector

Shareholders

BELORA CONSULTING98.44%annual accounts 2025
Belora Consulting BVconsolidatesannual accounts 2025

Board & ownership

Financial position

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €1.8m; ▲ 14.2%
Turnover: ≈ €7.0m; estimated
Profit: €489,731; ▼ 2.3%
Equity: €1.5m; ▼ 0.7%
Total assets: €4.4m; ▼ 6.2%
Staff: 2.8 FTE; ▼ 79.3%

2025 accounts filed 37 days before the deadline

Filed on 24-06-2026at the National Bank

Financials

Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskSize: 2.8 FTE, total assets €4.4mFounded in 1986Figures for financial year 2025 (filed on 24-06-2026)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially stronger than 46% of micro companies in retail trade (NACE 47)

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Average

Solvency 59+2

equity 33.6% of total assets

Liquidity 25+2

short-term debt 66.4% · cash 7.9%

Profitability 83+1

return on assets 11.2%

Bankruptcy probability within 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €130,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.31 (1.28 in 2024), below the usual 1.5. Short-term debt is 66.4% and cash 7.9% of total assets. 66.4% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 49% of them on solvency, 22% on liquidity, 76% on profitability and 37% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: 2.8 FTE, total assets €4.4m

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Founded in 1986

Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.

KBO

Figures for financial year 2025 (filed on 24-06-2026)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

37 days early

2024

35 days early

2023

44 days early

2022

39 days early

2021

41 days early

2020

33 days early

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Caution: Fewer staff in 2025from 13.5 FTE to 2.8 FTE ▼ 79.3% View
Positive: Higher net result than 95% of companies in retail tradesector median €27,641 · 12,747 companies €489,731 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €489,731 8 years View

Documents

Key facts about AUTOBEDRIJF BEGUIN

What is the company number of AUTOBEDRIJF BEGUIN?: The company number of AUTOBEDRIJF BEGUIN is 0428.662.004. The VAT number is the same number with BE in front: BE 0428.662.004.
Where is AUTOBEDRIJF BEGUIN based?: The registered office is at Torhoutsesteenweg 586, 8400 Oostende.Company details
What does AUTOBEDRIJF BEGUIN do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AUTOBEDRIJF BEGUIN?: The legal form of AUTOBEDRIJF BEGUIN is Private limited company (BV).
When was AUTOBEDRIJF BEGUIN founded?: AUTOBEDRIJF BEGUIN was founded on 21-03-1986.
Is AUTOBEDRIJF BEGUIN still active?: Yes, AUTOBEDRIJF BEGUIN is an active enterprise in the KBO register.
How many employees does AUTOBEDRIJF BEGUIN have?: AUTOBEDRIJF BEGUIN had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of AUTOBEDRIJF BEGUIN?: The turnover in financial year 2025 is ≈ €7.0m. This figure is estimated from the gross margin of €1.8m and 87 comparable companies (NACE 47). It probably lies between €4.2m and €13.0m.
Is AUTOBEDRIJF BEGUIN profitable?: In financial year 2025, AUTOBEDRIJF BEGUIN made a profit of €489,731.
Where can I find the annual accounts of AUTOBEDRIJF BEGUIN?: AUTOBEDRIJF BEGUIN filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of AUTOBEDRIJF BEGUIN due?: AUTOBEDRIJF BEGUIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to AUTOBEDRIJF BEGUIN

Parent and group

BELORA CONSULTING98.44%

Comparable companies

These companies have the same main activity as AUTOBEDRIJF BEGUIN: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €3.3m and €6.4m, founded between 1979 and 1991.

Company	Total assets	Gross margin
AUTOBEDRIJF BEGUIN Oostende	€4.4m	€1.8m
BEGUIN BRUGGE Brugge	€3.9m	€1.1m
Garage Stoffelen Brecht	€5.6m	€1.4m
AUTOBEDRIJF DIERICX Deinze	€4.5m	€1.0m
GARAGE JULES ROBBERECHTS Londerzeel	€5.0m	€0.8m
Garage De Bolle Liedekerke	€3.3m	€0.9m
DE RUYTER - HINDRYCKX Torhout	€6.4m	€0.7m