Financials
- Fiscal year
- 2026
- Total assets
- €3.2m
- Profit
- €447,464
- Solvency
- 45.7%
Total assets▲ 2.5%
Net result
20192026
Autokruispunt
ActiveSummary
Autokruispunt has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.5m and a net result of €447,464. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 221 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 50103
#4 company by equity in Tielt-Winge, Wholesale and retail trade sector1 site
How big
€3.2mtotal assets 2026
- Staff
- 4.6 FTE
- Equity
- €1.5m
- Profit
- €447,464
Who decides
- Parent
- ELVECK · 100%
Accounts 33 d early0 of 7 deeds read
Why 88- Liquidity: current ratio 1.84, cash €18,504, halved+ Founded in 2003+ Size: 4.6 FTE, total assets €3.2m+ Figures for FY 2026 (filed 28-09-2026)Show the evidence
Checked score
Score 2026
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Strong
Solvency
71+6
equity 45.7% of total assets
Liquidity
25-16
short-term debt 50.4% · cash 0.6%
Profitability
86-8
return on assets 13.9%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 1.84, cash €18,504, halved raises the probability
- Founded in 2003 lowers the probability for this profile
- Size: 4.6 FTE, total assets €3.2m lowers the probability for this profile
- Figures for FY 2026 (filed 28-09-2026) lowers the probability
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.7 in 2025; short-term debt: 50.4% and cash: 0.6% of total assets), but 54.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 60%, liquidity 23%, profitability 81%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
33 d early
2025
42 d early
2024
51 d early
2023
50 d early
2022
60 d early
2021
58 d early
2020
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 11 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-03-2027 close31-10-2027 deadline
- Annual accounts filedfiscal year 2026 · full…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2019net €629,819 ▲236%
Key points
- Positive: Company by equity in Tielt-Winge, Wholesale and retail…in the Checked rankings #4 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2026: €447,464 8 years View
- Controlled by ELVECK 100% View
- Caution: Result fell in 2026from €629,819 to €447,464 ▼ 29.0% View
By topic
Board & ownership
- Parent
- ELVECK · 100%
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-10-2027
- 28-09-2026Annual accounts filed
- 19-09-2025Annual accounts filed
- 31-03-2025Highest result since 2019
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 24-04-2003
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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