AUTOKAZ
ActiveAUTOKAZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €22k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.33 against 3.77 in 2024; short-term debt: 15.2% and cash: 23% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
13.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
54 d early
2023
36 d early
2022
52 d early
2021
54 d late
2020
45 d early
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€140k▲ 18.3%
2024 · €118k
2018: €31k
2019: €32k
2020: €43k
2021: €45k
2022: €71k
2023: €89k
2024: €118k
2018 → 2025
Total assets
€165k▲ 4.1%
2024 · €158k
2018: €126k
2019: €157k
2020: €167k
2021: €149k
2022: €149k
2023: €146k
2024: €158k
2018 → 2025
Net result
€22k▼ 25.1%
2024 · €29k
2018: €9k
2019: €1k
2020: €13k
2021: €2k
2022: €26k
2023: €18k
2024: €29k
2018 → 2025
Working capital
€133k▲ 19.8%
2024 · €111k
2018: €26k
2019: €27k
2020: €37k
2021: €39k
2022: €66k
2023: €82k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€71k▲ 58.1%€89k▲ 25.7%€118k▲ 32.3%€140k▲ 18.3%
Operating result€2k-€35k▲ 1,483%€25k▼ 29.3%€39k▲ 59.2%€32k▼ 18.4%
Net result€2k-€26k▲ 1,395%€18k▼ 30.1%€29k▲ 57.8%€22k▼ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€6k▼ 7.9%
Current assets
€158k▲ 4.6%
Equity and liabilities €165k
Equity
€140k▲ 18.3%
Debt
€25k▼ 37.7%
The debt ratio falls from 25.4% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €40k
Cash flow
€22k▼
2024 · €29k
Solvency
84.8%▲
2024 · 74.6%
Current ratio
6.33▲
2024 · 3.77
Quick ratio
1.54▼
2024 · 1.62
Debt / equity
0.18▼
2024 · 0.34
ROE
15.5%▼
2024 · 24.4%
ROA
13.1%▼
2024 · 18.2%
Interest coverage
123.36▲
2024 · 122.58
Debt
€25k▼
2024 · €40k
Debt ≤ 1 year
€25k▼
2024 · €40k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€165k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€5k€5k=
Current assets29/58€151k€158k▲
Stocks and contracts in progress3€86k€120k▲
Stocks30/36€86k€120k▲
Amounts receivable within one year40/41€90€90=
Other amounts receivable41€90€90=
Cash at bank and in hand54/58€64k€38k▼
Deferred charges and accrued income490/1€617€589▼
Equity and liabilities
Total equity and liabilities10/49€158k€165k▲
Equity10/15€118k€140k▲
Contributions10/11€6k€6k=
Reserves13€112k€133k▲
Distributable reserves133€112k€133k▲
Amounts payable17/49€40k€25k▼
Amounts payable within one year42/48€40k€25k▼
Trade debts44€507-
Suppliers440/4€507-
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€32k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€520€520=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€42k€36k▼
Operating profit (loss)9901€39k€32k▼
Financial income75/76B€0€12▲
Recurring financial income75€0€12▲
Financial charges65/66B€325€264▼
Recurring financial charges65€325€264▼
Profit (loss) for the period before taxes9903€39k€32k▼
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€29k€22k▼
Profit (loss) for the period to be appropriated9905€29k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€22k▼
Transfer to equity691/2€29k€22k▼
To other reserves6921€29k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €29k ▲57.8%
Operating result €39k, net result €29k, both a record.
30-09
Financial
Equity above €100kEq €118k ▲32.3%
7 profitable years in a row build equity to €118k.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
30-09
Financial
Weakest financial yearnet €1k ▼88.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marlièrestraat 807700 MouscronGround area
81 m²
Building footprint
116 m²
Volume, LiDAR
1,005 m³
Parcel 54434F0865/00R000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AUTOKAZ
since 20152.241.422.253
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54434F0865/00R000 | Wallonia | 81 m² | 1 · 116 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RANSY
BE 0402.298.788
Verviers · Eq €139k
Studio Colombo
BE 1013.419.772
Wevelgem · Eq €139k
AUTO'S TAVERNIER
BE 0761.730.013
Keerbergen · Eq €140k
GREGOIR CP
BE 0479.569.087
Puurs-Sint-Amands · Eq €140k
Noboss
BE 0421.882.001
Stekene · Eq €140k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2015
Fiscal year end30-09
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.