AUTOHANDEL VAN DESSEL
ActiveAUTOHANDEL VAN DESSEL has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €699k and a net result of €145k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 63% of 9623 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+9
Solvency75▲+35
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.17 in 2023; short-term debt: 49.2% and cash: 1.3% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.6%
Return on assets
10.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
5 d early
2022
28 d early
2021
11 d late
2020
3 d late
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€699k▲ 26.1%
2023 · €554k
2018: €248k
2019: €249k
2020: €303k
2021: €360k
2022: €414k
2023: €554k
2018 → 2024
Total assets
€1.41M▼ 62.8%
2023 · €3.79M
2018: €4.61M
2019: €4.46M
2020: €3.91M
2021: €3.81M
2022: €3.77M
2023: €3.79M
2018 → 2024
Net result
€145k▲ 3.5%
2023 · €140k
2018: €109k
2019: €765
2020: €54k
2021: €58k
2022: €54k
2023: €140k
2018 → 2024
Working capital
€696k▲ 24.1%
2023 · €561k
2018: €525k
2019: €493k
2020: €552k
2021: €635k
2022: €681k
2023: €561k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€303k-€360k▲ 19.1%€414k▲ 15.0%€554k▲ 33.8%€699k▲ 26.1%
Operating result€82k-€81k▼ 1.1%€76k▼ 6.9%€202k▲ 167%€207k▲ 2.7%
Net result€54k-€58k▲ 6.8%€54k▼ 6.3%€140k▲ 159%€145k▲ 3.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.41M
Fixed assets
€20k▲ 78.1%
Current assets
€1.39M▼ 63.2%
Equity and liabilities €1.41M
Equity
€699k▲ 26.1%
Provisions
€10k▼ 9.2%
Debt
€700k▼ 78.3%
The debt ratio falls from 85.1% to 49.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€210k▲
2023 · €204k
Cash flow
€148k▲
2023 · €143k
Solvency
49.6%▲
2023 · 14.6%
Current ratio
2.00▲
2023 · 1.17
Quick ratio
0.80=
2023 · 0.80
Debt / equity
1.00▼
2023 · 5.82
ROE
20.7%▼
2023 · 25.3%
ROA
10.3%▲
2023 · 3.7%
Interest coverage
498.34▲
2023 · 248.47
Debt
€700k▼
2023 · €3.23M
Debt ≤ 1 year
€694k▼
2023 · €3.22M
Income taxes
€63k▲
2023 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.79M€1.41M▼
Fixed assets21/28€11k€20k▲
Tangible fixed assets22/27€6k€15k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€9k
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€5k€5k=
Current assets29/58€3.78M€1.39M▼
Stocks and contracts in progress3€1.22M€838k▼
Stocks30/36€1.22M€838k▼
Amounts receivable within one year40/41€2.53M€530k▼
Trade receivables40€1.96M€368k▼
Other amounts receivable41€579k€162k▼
Current investments50/53€250€250=
Cash at bank and in hand54/58€23k€18k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€3.79M€1.41M▼
Equity10/15€554k€699k▲
Contributions10/11€99k€99k=
Outside capital11€99k€99k=
Other1109/19€99k€99k=
Reserves13€455k€600k▲
Non-distributable reserves130/1€13k-
Reserves not available under the articles1311€13k-
Distributable reserves133€442k€600k▲
Provisions and deferred taxes16€12k€10k▼
Provisions for liabilities and charges160/5€12k€10k▼
Other liabilities and charges164/5€12k€10k▼
Amounts payable17/49€3.23M€700k▼
Amounts payable within one year42/48€3.22M€694k▼
Current portion of amounts payable after more than one year42€1.18M€56k▼
Financial debts43-€552k
Other loans439-€552k
Trade debts44€1.93M€7k▼
Suppliers440/4€1.93M€7k▼
Advances received on contracts in progress46€500€7k▲
Taxes, remuneration and social security45€72k€57k▼
Taxes450/3€69k€54k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€39k€15k▼
Accrued charges and deferred income492/3€6k€6k=
Income statement
Code20232024
Non-recurring operating income76A€4k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€30k€-28k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-5k€-1k▲
Other operating charges640/8€5k€7k▲
Non-recurring operating charges66A€14k€3k▼
Gross operating margin9900€247k€191k▼
Operating profit (loss)9901€202k€207k▲
Financial income75/76B€47€999▲
Recurring financial income75€47€999▲
Financial charges65/66B€822€422▼
Recurring financial charges65€822€422▼
Profit (loss) for the period before taxes9903€201k€208k▲
Income taxes67/77€61k€63k▲
Profit (loss) for the period9904€140k€145k▲
Profit (loss) for the period to be appropriated9905€140k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€140k€145k▲
Transfer to equity691/2€140k€145k▲
To other reserves6921€140k€145k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €145k ▲3.5%
Operating result €207k, net result €145k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €554k ▲33.8%
6 profitable years in a row build equity to €554k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 3 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €765 ▼99.3%
Net result drops to €765, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijgsbaan 512640 MortselGround area
8,018 m²
Building footprint
7,927 m²
Volume, LiDAR
61,715 m³
Parcel 11512B0005/00S008, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Krijgsbaan 51, 2640 Mortsel
since 19822.021.804.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0005/00S008 | Flanders | 8,018 m² | 1 · 7,927 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300N674H5U6YW3Q61
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GARAGE DOMINIQUE LEMASSON
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 3,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1982
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.