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Garage Benaets

Active
Public limited companyfounded 1987active for 39 yearsDaalstraat 48, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0431.296.246
Summary

Garage Benaets has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €845,150 and a net result of €9,795. Equity is growing by about 3.5% per year across the filed financial years. Its solvency ranks better than 88% of 3,276 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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Garage BenaetsActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
2nd oldest company in Tongeren-Borgloon, Other services sector1 site
Size
≈ €200,000turnover 2025, estimated
Staff
1 FTE
Equity
€845,150
Profit
€9,795
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
5 members
2025 accounts 45 days early3 of 10 deeds summarised
Why 95raises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 55.24, cash €956,529Equity €845,150 (80.9% of total assets)Size: total assets €1.0mShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 80.9% of total assets
Liquidity 100+6
short-term debt 1.7% · cash 91.5%
Profitability 40-4
return on assets 0.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,125 companies, NACE 95, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity ample (current ratio 55.24, compared with 4.79 in 2024, above the usual 1.5; short-term debt: 1.7% and cash: 91.5% of total assets), and 19.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 92% on solvency, 98% on liquidity, 23% on profitability and 36% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 55.24, cash €956,529
NBB · annual accounts
lowers risk · Equity €845,150 (80.9% of total assets)
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Size: total assets €1.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
31 days early
2023
58 days early
2022
31 days early
2021
12 days early
2020
30 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointments: Motmans Odette (director) and Motmans…Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Liquidity more than 11 timescurrent ratio 55.24

Key points

  • Positive: Among the best 5% on equitysector median €46,144 · 3,280 companies €845,150 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €9,795 8 years View

By topic

Financials

Financial year
2025
Total assets
€1.0m
Profit
€9,795
Solvency
80.9%
Total assets▲ 0.2%
Net result
20182025
Go to Financials

Board & ownership

Board
5 members
  • BENAETS Antoine JosephDirector
  • Benaets AntoineManaging director
  • Benaets MariaDirector
  • Motmans NadiaDirector
  • Motmans OdetteDirector
Go to Board & ownership

Timeline

Events
44
Since
1988
Next accounts
by 31-07-2027
  1. 30-06-2025Annual accounts filed
  2. 03-06-2024Annual accounts filed
  3. 17-11-2023Appointment: BENAETS Antoine Joseph (sole director)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
11-06-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Garage Benaets

What is the company number of Garage Benaets?
0431.296.246. In Belgium the VAT number is the company number with BE in front: BE 0431.296.246.
Where is Garage Benaets based?
The registered office is at Daalstraat 48, 3840 Tongeren-Borgloon.Company details
What does Garage Benaets do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Garage Benaets?
Public limited company (NV).
When was Garage Benaets founded?
On 11-06-1987.
Is Garage Benaets still active?
Yes, Garage Benaets is an active enterprise in the KBO register.
How many employees does Garage Benaets have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Garage Benaets?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Garage Benaets profitable?
In financial year 2025, Garage Benaets made a profit of €9,795.
Where can I find the annual accounts of Garage Benaets?
Garage Benaets filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Garage Benaets due?
By 31-07-2027, for financial year 2026.Timeline

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