AUTOHANDEL PATRICK
ActiveSummary
AUTOHANDEL PATRICK has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.5m and a net result of €396,669. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 93% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-06-1993 Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
- Joint committees
- 112 Paritair Comité voor het garagebedrijf
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
- Establishment unit
- 2.064.755.856 9420 Erpe-Mere, since 20-12-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €1.0m
- ▼ 23.7%
- Turnover
- ≈ €4.0m
- estimated
- Profit
- €396,669
- ▼ 41.0%
- Equity
- €7.5m
- ▲ 5.6%
- Total assets
- €8.7m
- ▼ 0.9%
- Employees on 31-12-2025
- 4
- =
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskSize: 3.4 FTE, total assets €8.7mFounded in 1993Equity €7.5m (86.4% of total assets)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 86.4% of total assets
Liquidity
58+4
short-term debt 13.5% · cash 8.3%
Profitability
74-4
return on assets 4.6%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €700,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.65 (3.32 in 2024), above the usual 1.5. Short-term debt is 13.5% and cash 8.3% of total assets. 13.6% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 65% on liquidity, 60% on profitability and 53% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
27 days late
2023
30 days late
2022
64 days late
2021
31 days late
2020
40 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 17-07-2026 at the NBB all 33 filings
Turnover
≈ €4.0m
Estimated: probably between €2.4m and €7.2m
Total assets
€8.7m▼ 0.9%
2024 · €8.8m
Net result
€396,669▼ 41.0%
2024 · €671,833
Working capital
€4.3m▲ 12.7%
2024 · €3.8m
In the rankings
#4 company by equity in Erpe-Mere, Wholesale and retail trade sector#5 company by total assets in Erpe-Mere, Wholesale and retail trade sector
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€584,199
▼ 40.6%
2025
20182025
Net result
€396,669
▼ 41.0%
2025
highest quarter of the sector
20182025
Equity
€7.5m
▲ 5.6%
2025
highest quarter of the sector
20182025
Total assets
€8.7m
▼ 0.9%
2025
highest quarter of the sector
20182025
Debt
€1.2m
▼ 28.6%
2025
20182025
Working capital
€4.3m
▲ 12.7%
2025
highest quarter of the sector
20182025
Solvency
86.4%
▲ 5.3pp
2025
highest quarter of the sector
20182025
Current ratio
4.65
▲ 1.34
2025
highest quarter of the sector
20182025
Return on assets (ROA)
4.6%
▼ 3.1pp
2025
middle half of the sector
20182025
Staff (FTE)
3.4
=
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.4m-€0.4m▼ 4.6%€0.6m▲ 67.5%€0.6m▲ 3.4%€0.8m▲ 24.1%€1.0m▲ 33.0%€1.0m▼ 2.2%€0.6m▼ 40.6%
Net result€0.3m-€0.3m▼ 0.2%€0.5mabove the sector's middle half▲ 74.3%€0.5mabove the sector's middle half▲ 3.4%€0.6mabove the sector's middle half▲ 23.8%€0.8mabove the sector's middle half▲ 31.9%€0.7mabove the sector's middle half▼ 12.3%€0.4mabove the sector's middle half▼ 41.0%
Equity€3.9m-€4.2m▲ 6.6%€4.6mabove the sector's middle half▲ 10.8%€5.1mabove the sector's middle half▲ 10.1%€5.7mabove the sector's middle half▲ 11.4%€6.5mabove the sector's middle half▲ 13.5%€7.1mabove the sector's middle half▲ 10.4%€7.5mabove the sector's middle half▲ 5.6%
Total assets€5.6m-€5.8m▲ 3.6%€5.8mabove the sector's middle half▼ 0.7%€5.7mabove the sector's middle half▼ 0.6%€6.2mabove the sector's middle half▲ 7.7%€8.3mabove the sector's middle half▲ 34.0%€8.8mabove the sector's middle half▲ 6.2%€8.7mabove the sector's middle half▼ 0.9%
Debt€1.7m-€1.6m▼ 3.3%€1.1m▼ 31.3%€0.6m▼ 45.0%€0.5m▼ 22.7%€1.8m▲ 280%€1.6m▼ 8.9%€1.2m▼ 28.6%
Working capital€1.9m-€2.1m▲ 8.9%€2.4mabove the sector's middle half▲ 13.6%€2.9mabove the sector's middle half▲ 20.2%€3.1mabove the sector's middle half▲ 7.6%€3.1mabove the sector's middle half▲ 1.1%€3.8mabove the sector's middle half▲ 21.3%€4.3mabove the sector's middle half▲ 12.7%
Solvency70.0%-72.0%▲ 2.0pp80.4%above the sector's middle half▲ 8.4pp89.0%above the sector's middle half▲ 8.7pp92.1%above the sector's middle half▲ 3.1pp78.0%above the sector's middle half▼ 14.1pp81.1%above the sector's middle half▲ 3.1pp86.4%above the sector's middle half▲ 5.3pp
Current ratio2.38-2.51▲ 0.143.56above the sector's middle half▲ 1.057.02above the sector's middle half▲ 3.468.86above the sector's middle half▲ 1.832.77within the sector's middle half▼ 6.093.32above the sector's middle half▲ 0.554.65above the sector's middle half▲ 1.34
Return on assets (ROA)4.7%-4.5%▼ 0.2pp7.9%within the sector's middle half▲ 3.4pp8.2%within the sector's middle half▲ 0.3pp9.4%within the sector's middle half▲ 1.2pp9.3%within the sector's middle half▼ 0.1pp7.6%within the sector's middle half▼ 1.6pp4.6%within the sector's middle half▼ 3.1pp
Staff (FTE)2.2-3.1▲ 40.9%3.4within the sector's middle half▲ 9.7%3.4within the sector's middle half=3.4within the sector's middle half=3.4within the sector's middle half=3.4within the sector's middle half=3.4within the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 41% lower than in 2024 and the lowest since 2021. It is the second fall in a row.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.7m
Fixed assets
€3.2m ▼ 2.6%
Current assets
€5.5m ▲ 0.2%
Equity and liabilities €8.7m
Equity
€7.5m ▲ 5.6%
Provisions
€7,462 ▼ 16.9%
Debt
€1.2m ▼ 28.6%
Debt's share of the balance-sheet total falls from 18.8% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€757,363▼
2024 · €1.2m
Cash flow
€569,833▼
2024 · €848,326
Quick ratio
0.82▲
2024 · 0.65
Debt to equity
0.16▼
2024 · 0.23
ROE
5.3%▼
2024 · 9.4%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€1.2m▼
2024 · €1.6m
Income taxes
€188,592▼
2024 · €312,288
Staff costs
€150,838▼
2024 · €154,556
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 4 | 4 | 4 | 4 | 4 |
| full-time | 3 | 3 | 3 | 3 | 3 |
| part-time | 1 | 1 | 1 | 1 | 1 |
| in full-time equivalents | 3.4 | 3.4 | 3.4 | 3.4 | 3.4 |
| Average over the year, in full-time equivalents | 3.4 | 3.4 | 3.4 | 3.4 | 3.4 |
| On a permanent contract | 4 | 4 | 4 | 4 | 4 |
| Joined | - | - | - | 0 | - |
| Left | - | - | - | 0 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €61,420 | €424,499 | €821,521 | €146,486 | €85,671 |
| Financial fixed assets | €1,568 | €335 | - | - | - |
| Depreciation and write-downs of the year | €127,467 | €120,908 | €142,095 | €176,493 | €173,164 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €22,016 awarded · €22,016 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €178 | €178 |
| 2024 | 1 | €6,277 | €6,277 |
| 2023 | 1 | €8,223 | €8,223 |
| 2022 | 1 | €7,338 | €7,338 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0.02m | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▼ 2.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▼ 1.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €323 | - | - | €324 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.1m | ▲ 586% |
| Non-recurring operating charges66A | - | - | - | - | €0.002m | €0 | - | - | - |
| Gross operating margin9900 | €0.7m | €0.6m | €0.8m | €0.9m | €1.0m | €1.3m | €1.3m | €1.0m | ▼ 23.7% |
| Operating profit (loss)9901 | €0.4m | €0.4m | €0.6m | €0.6m | €0.8m | €1.0m | €1.0m | €0.6m | ▼ 40.6% |
| Financial income75/76B | - | - | - | €0.003m | €0.01m | €0.002m | €0.002m | €0.001m | ▼ 39.7% |
| Recurring financial income75 | €0.002m | €0.001m | €0.003m | €0.003m | €0.01m | €0.002m | €0.002m | €0.001m | ▼ 39.7% |
| Financial charges65/66B | - | - | - | €0.004m | €0.004m | €0.003m | €0.003m | €0.001m | ▼ 56.6% |
| Recurring financial charges65 | €0.006m | €0.006m | €0.005m | €0.004m | €0.004m | €0.003m | €0.003m | €0.001m | ▼ 56.6% |
| Profit (loss) for the period before taxes9903 | €0.4m | €0.3m | €0.6m | €0.6m | €0.8m | €1.0m | €1.0m | €0.6m | ▼ 40.6% |
| Transfer from deferred taxes780 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Income taxes67/77 | €0.1m | €0.09m | €0.1m | €0.1m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 39.6% |
| Profit (loss) for the period9904 | €0.3m | €0.3m | €0.5m | €0.5m | €0.6m | €0.8m | €0.7m | €0.4m | ▼ 41.0% |
| Transfer from tax-exempt reserves789 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Profit (loss) for the period to be appropriated9905 | €0.3m | €0.3m | €0.4m | €0.5m | €0.6m | €0.8m | €0.7m | €0.4m | ▼ 40.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €5.6m | €5.8m | €5.8m | €5.7m | €6.2m | €8.3m | €8.8m | €8.7m | ▼ 0.9% |
| Formation expenses20 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €2.3m | €2.3m | €2.4m | €2.4m | €2.7m | €3.4m | €3.3m | €3.2m | ▼ 2.6% |
| Intangible fixed assets21 | €0.001m | €0.001m | €0.001m | €0.001m | €480 | €360 | €240 | €120 | ▼ 50.0% |
| Tangible fixed assets22/27 | €2.2m | €2.3m | €2.4m | €2.4m | €2.7m | €3.3m | €3.3m | €3.2m | ▼ 2.6% |
| Land and buildings22 | - | - | - | €2.1m | €2.4m | €2.2m | €3.1m | €3.0m | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | - | €0.009m | €0.006m | €0.007m | €0.005m | €0.004m | ▼ 27.3% |
| Furniture and vehicles24 | - | - | - | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | ▲ 12.7% |
| Assets under construction and advance payments27 | - | - | - | - | - | €0.8m | €0 | - | - |
| Financial fixed assets28 | €0.008m | €0.008m | €0.008m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Current assets29/58 | €3.4m | €3.5m | €3.3m | €3.4m | €3.5m | €4.9m | €5.5m | €5.5m | ▲ 0.2% |
| Stocks and contracts in progress3 | €2.4m | €2.9m | €2.6m | €2.1m | €2.3m | €3.9m | €4.4m | €4.5m | ▲ 2.9% |
| Stocks30/36 | - | - | - | €2.1m | €2.3m | €3.9m | €4.4m | €4.5m | ▲ 2.9% |
| Amounts receivable within one year40/41 | €0.4m | €0.2m | €0.1m | €0.1m | €0.2m | €0.4m | €0.2m | €0.2m | ▼ 37.3% |
| Trade receivables40 | - | - | - | €0.09m | €0.1m | €0.2m | €0.08m | €0.07m | ▼ 10.4% |
| Other amounts receivable41 | - | - | - | €0.02m | €0.05m | €0.2m | €0.2m | €0.08m | ▼ 50.1% |
| Current investments50/53 | €0.09m | €0.09m | €0.09m | €0.09m | €0.09m | €0.09m | €0.09m | €0.06m | ▼ 32.3% |
| Cash at bank and in hand54/58 | €0.4m | €0.3m | €0.5m | €1.0m | €0.9m | €0.5m | €0.7m | €0.7m | ▲ 3.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.04m | €0.04m | €0.03m | €0.03m | €0.02m | ▼ 42.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €5.6m | €5.8m | €5.8m | €5.7m | €6.2m | €8.3m | €8.8m | €8.7m | ▼ 0.9% |
| Equity10/15 | €3.9m | €4.2m | €4.6m | €5.1m | €5.7m | €6.5m | €7.1m | €7.5m | ▲ 5.6% |
| Contributions10/11 | €0.5m | €0.5m | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Reserves13 | €3.4m | €3.7m | €4.1m | €4.6m | €5.2m | €5.9m | €6.6m | €7.0m | ▲ 6.0% |
| Non-distributable reserves130/1 | - | - | - | €0.06m | €0.06m | €0.06m | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.06m | €0.06m | €0.06m | €0 | - | - |
| Tax-exempt reserves132 | - | - | - | €0.06m | €0.05m | €0.05m | €0.05m | €0.04m | ▼ 9.9% |
| Distributable reserves133 | - | - | - | €4.5m | €5.1m | €5.8m | €6.6m | €7.0m | ▲ 6.1% |
| Profit (loss) carried forward14 | €0.001m | €132 | €0.001m | €336 | €0.001m | €0 | - | - | - |
| Provisions and deferred taxes16 | - | - | €0.02m | €0.01m | €0.01m | €0.01m | €0.009m | €0.007m | ▼ 16.9% |
| Deferred taxes168 | - | - | - | €0.01m | €0.01m | €0.01m | €0.009m | €0.007m | ▼ 16.9% |
| Amounts payable17/49 | €1.7m | €1.6m | €1.1m | €0.6m | €0.5m | €1.8m | €1.6m | €1.2m | ▼ 28.6% |
| Amounts payable after more than one year17 | €0.3m | €0.2m | €0.2m | €0.1m | €0.08m | €0.03m | €0 | - | - |
| Financial debts170/4 | - | - | - | €0.1m | €0.08m | €0.03m | - | - | - |
| Advances received on contracts in progress176 | - | - | - | - | - | - | €0 | - | - |
| Amounts payable within one year42/48 | €1.4m | €1.4m | €0.9m | €0.5m | €0.4m | €1.8m | €1.6m | €1.2m | ▼ 28.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.05m | €0.05m | €0.05m | €0.03m | €0 | ▼ 100% |
| Trade debts44 | €0.9m | €0.9m | €0.6m | €0.04m | €0.02m | €0.6m | €0.8m | €0.4m | ▼ 46.9% |
| Suppliers440/4 | - | - | - | €0.04m | €0.02m | €0.6m | €0.8m | €0.4m | ▼ 46.9% |
| Advances received on contracts in progress46 | - | - | - | €0.04m | - | €0.001m | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.06m | ▼ 50.3% |
| Taxes450/3 | - | - | - | €0.1m | €0.08m | €0.1m | €0.08m | €0.04m | ▼ 48.5% |
| Remuneration and social security454/9 | - | - | - | €0.01m | €0.02m | €0.007m | €0.03m | €0.02m | ▼ 54.4% |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.2m | €1.0m | €0.7m | €0.7m | ▼ 1.5% |
| Accrued charges and deferred income492/3 | - | - | - | €0.006m | €72 | €183 | €11 | €57 | ▲ 400% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €260,823 | €260,277 | €453,723 | €469,017 | €580,795 | €766,033 | €671,833 | €396,669 | ▼ 41.0% |
| + Depreciation and write-downs630 | €102,733 | €118,150 | €122,677 | €127,467 | €120,908 | €142,095 | €176,493 | €173,164 | ▼ 1.9% |
| Operating cash flow (approximation) | €363,556 | €378,427 | €576,400 | €596,484 | €701,703 | €908,128 | €848,326 | €569,833 | ▼ 32.8% |
| Investment in fixed assets (approximation) | - | -€162,873 | -€255,304 | -€62,988 | -€424,834 | -€821,521 | -€146,486 | -€85,671 | ▲ 41.5% |
| Change in cash | - | -€93,164 | €170,869 | €530,383 | -€47,438 | -€489,800 | €241,330 | €21,937 | ▼ 90.9% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 17,041 companies had the same profile as AUTOHANDEL PATRICK has now. Two years later, 94.3% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
94.3%
was still going
4.9%
stopped otherwise
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AUTOHANDEL PATRICK itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for AUTOHANDEL PATRICK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 33 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 17-07-2026 | 2026-00315222 | |
| 31-12-2024 | abbreviated format | 27-08-2025 | 2025-00440912 | |
| 31-12-2023 | abbreviated format | 30-08-2024 | 2024-00443433 | |
| 31-12-2022 | abbreviated format | 03-10-2023 | 2023-00475213 | |
| 31-12-2021 | abbreviated format | 31-08-2022 | 2022-20414137 | |
| 31-12-2020 | abbreviated format | 09-09-2021 | 2021-66800328 | |
| 31-12-2019 | abbreviated format | 28-08-2020 | 2020-46300342 | |
| 31-12-2018 | abbreviated format | 19-08-2019 | 2019-47200356 | |
| 31-12-2017 | abbreviated format | 27-07-2018 | 2018-40500296 | |
| 31-12-2016 | abbreviated format | 28-08-2017 | 2017-50900445 |
Board & ownership
Directors
Directors
1 director, last change in 2024
Patrick Van Der Vurst
Current
Statutory director · appointed in the act of 15-02-2024 · earlier statutory manager, until 15-02-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 17-07-2026
Owners and capital
Capital transactions
Capital over time
- 15-02-2024 Converted to unavailable equity · €518,100
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Patrick Van Der Vurst |
|
Network & group
AUTOHANDEL PATRICK shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of AUTOHANDEL PATRICK. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
17-07
abbreviated format · 14 days before the deadline
2025
27-08
abbreviated format · 27 days late
2024
30-08
abbreviated format · 30 days late
15-02
Gazette deed
Change of role: Patrick Van Der Vurst, from statutory manager to statutory directorPurpose change · Capital conversion · Reserve release15 points ▸
Gazette deed
Change of role: Patrick Van Der Vurst, from statutory manager to statutory director
Purpose change · Capital conversion · Reserve release15 points ▸
- General meeting, “aandeelhouders, buitengewone algemene vergadering” (deed in Dutch)
- Director resignation, Patrick Van Der Vurst (statutory manager)
- Director appointment, Patrick Van Der Vurst (statutory director)
- Purpose change
- Other provision, “vrijstelling voorlezing verslag bestuursorgaan, met algemene stemmen” (deed in Dutch)
- Other provision, “onderwerping aan Wetboek van vennootschappen en verenigingen, statuten aanpassen aan WVV en rechtsvorm besloten vennootschap behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigenvermogensrekening” (deed in Dutch)
- Other provision, “volstorting kapitaal; geen niet-gestort kapitaal, artikel 39, §2, tweede lid van de wet van 23-03-2019 tot invoering van het Wetboek van vennootschappen en v…” (deed in Dutch)
- Reserve release, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
- Amendment of the articles
- Capital
- Board composition, Patrick Van Der Vurst (statutory director)
- The act holds 3 more points.
2023
31-12
Financial
Highest result from 2018 to 2025net €766,033 ▲31.9%
The operating result of €1.0m and the net result of €766,033 are both a record.
03-10
abbreviated format · 64 days late
2022
31-08
abbreviated format · 31 days late
2021
31-12
Financial
Equity above €5mequity €5.1m ▲10.1%
With a profit in every financial year since 2018, equity grows to €5.1m.
09-09
abbreviated format · 40 days late
2020
28-08
abbreviated format · 28 days late
2019
19-08
abbreviated format · 19 days late
2018
27-07
abbreviated format · 4 days before the deadline
2017
28-08
abbreviated format · 28 days late
1993
01-07
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
AUTOHANDEL PATRICK in Dutch
Enterprise number
0450.257.568
Legal form
Private limited company
Status
Active, normale toestand
Founded
10-06-1993
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 15-02-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bij enkel besluit van het bestuursorgaan administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren…”
deed of 15-02-2024 (in Dutch)Registered office and establishments
Registered office
Leedsesteenweg 106, 9420 Erpe-Mere, Belgium
Establishment unit
AUTOHANDEL PATRICK BVBA, Leedsesteenweg 106, 9420 Erpe-Mere since 20-12-1993 · unit number 2.064.755.856
Activities
NACEBEL 2025VAT activities
47811
Retail sale of cars and light vans (up to 3.5 tonnes) main activity
95311
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Social security (RSZ) activities
47811
Retail sale of cars and light vans (up to 3.5 tonnes) main activity
Codes under NACEBEL 2008
VAT activities
45113
main activity
45201
Social security (RSZ) activities
45113
main activity
Codes under NACEBEL 2003
50103
main activity
50200
Joint committees
112 Paritair Comité voor het garagebedrijf
200 Aanvullend Paritair Comité voor de bedienden annual accounts 2023
Invoicing and payment
VAT number
BE 0450.257.568
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of May at 11:00
deed of 15-02-2024 (in Dutch)Recognitions · licences · registrations
Dual-learning approval
2 endedOnderhouds- en diagnosetechnicus personenwagens en lichte bedrijfsvoertuigen (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen (so)
Sites & property
Location
Buildings and parcels at the address
Ground area
345 m²
Building footprint
129 m²
Building volume
641 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41016B0442/00H002 | Flanders | 345 m² | 1 · 129 m² | 8.8 m · 1 |