Active BE 0889.049.540Private limited company

AUTOCENTER SCHROOTEN

Ambachtslaan 1001 ·3990 Peer, Belgium· 19 yrs active

Sector: General maintenance and repair of cars and light vans (up to 3.5 tonnes) (95311)

Conclusion Checked

AUTOCENTER SCHROOTEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €529k and a net result of €32k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€529k
Net result	€32k
Staff (FTE)	2.5
Better than sector	36%

Financial profile 5 of 5 axes measured · computed by Checked

61 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 66

Profitability 30

Solvency 57

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2007, 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

66 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€35k

estimate, not credit advice

Score history

73 2021

71 2022

74 2023

74 2024

66 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.35 (≥ 1.0) +5

Profitability ROE 6% +3

Interest coverage Interest coverage 5.9× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview16 NBB filings

Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~8.8%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	31.3%	44.1%	better than 36% of 974 sector peers
Net result	€32k	€32k	better than 50% of 973 sector peers
Equity	€529k	€284k	better than 65% of 975 sector peers
Gross operating margin	€245k	€269k	better than 47% of 973 sector peers
Staff costs	€116k	€207k	higher than 36% of 721 sector peers

EBITDA

€119k

-14.4% 21-25

Net profit

€32k

-29.4% 21-25

Cash flow

€85k

-12.9% 21-25

Total assets

€1.69M

-5.9% 21-25

Equity

€529k

+6.5% 21-25

Working capital

€297k

+3.0% 21-25

Employees (FTE)

3

+66.7% 21-25

Staff costs

€116k

+26.9% 21-25

Income taxes

€17k

-23.9% 21-25

Debt

€1.16M

-10.7% 21-25

Debt ≤ 1y

€861k

-7.2% 21-25

Debt > 1y

€295k

-16.1% 21-25

Current ratio

1.35

+2.6% 21-25

Quick ratio

0.95

+29.0% 21-25

Solvency

31.3%

+13.2% 21-25

Debt / equity

2.19

-16.1% 21-25

ROE

6.1%

-33.6% 21-25

ROA

1.9%

-24.9% 21-25

Interest coverage

5.93

-17.0% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema
Revenue	-	-	-	-	-
EBITDA	€119k	€140k	€118k	€115k	€129k
Net profit	€32k	€45k	€36k	€34k	€39k
Cash flow	€85k	€98k	€85k	€80k	€117k
Staff costs	€116k	€92k	€80k	€75k	-
Income taxes	€17k	€22k	€18k	€21k	€11k
Dividends	-	-	-	-	-
Total assets	€1.69M	€1.80M	€1.69M	€1.45M	€1.53M
Equity	€529k	€497k	€452k	€416k	€381k
Debt	€1.16M	€1.30M	€1.23M	€1.03M	€1.15M
of which ≤ 1y	€861k	€927k	€802k	€534k	€585k
of which > 1y	€295k	€352k	€426k	€496k	€560k
Working capital	€297k	€289k	€281k	€283k	€309k
Employees (FTE)	2.5	1.5	1.5	1.5	1.8

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	1.35	1.31	1.35	1.53	1.53
Quick ratio	0.95	0.74	0.66	0.76	0.69
Working capital ratio	17.6%	16.1%	16.7%	19.5%	20.2%
Solvency	31.3%	27.7%	26.8%	28.7%	25.0%
Debt / equity	2.19	2.61	2.73	2.48	1.47
Long-term debt ratio	0.56	0.71	0.94	1.19	1.47
Interest coverage	5.93	7.14	7.55	7.90	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	1.9%	2.5%	2.1%	2.4%	2.5%
ROE	6.1%	9.1%	8.0%	8.3%	10.2%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €533k · 31.5% Current assets €1.16M · 68.5%

Equity & liabilities

Equity €529k · 31.3% Debt €1.16M · 68.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.69M	€1.80M	€1.69M	€1.45M	€1.53M
Fixed assets	21/28	€533k	€582k	€603k	€630k	€633k
Tangible fixed assets	22/27	€533k	€582k	€603k	€630k	€633k
Current assets	29/58	€1.16M	€1.22M	€1.08M	€817k	€894k
Stocks & contracts in progress	3	€341k	€533k	€554k	€414k	€490k
Amounts receivable within one year	40/41	€192k	€174k	€210k	€103k	€223k
Cash & bank	54/58	€626k	€508k	€319k	€300k	€182k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.69M	€1.80M	€1.69M	€1.45M	€1.53M
Equity	10/15	€529k	€497k	€452k	€416k	€381k
Contributions / capital	10/11	€19k	€19k	€19k	€19k	-
Reserves	13	€511k	€479k	€433k	€397k	€363k
Amounts payable	17/49	€1.16M	€1.30M	€1.23M	€1.03M	€1.15M
Amounts payable after one year	17	€295k	€352k	€426k	€496k	€560k
Amounts payable within one year	42/48	€861k	€927k	€802k	€534k	€585k
Trade debts payable within one year	44	€542k	€601k	€519k	€250k	€331k
Income statement
Gross operating margin	9900	€245k	€241k	€215k	€202k	€214k
Operating result	9901	€66k	€87k	€69k	€69k	€51k
Financial income	75	€3k	€555	€89	€253	€7k
Financial charges	65	€20k	€20k	€16k	€14k	€6k
Result before taxes	9903	€49k	€68k	€54k	€55k	€50k
Income taxes	67/77	€17k	€22k	€18k	€21k	€11k
Net result for the period	9904	€32k	€45k	€36k	€34k	€39k
Result to be appropriated	9905	€32k	€45k	€36k	€34k	€39k

Directors & mandates 2 directors

Current directors & mandates

BOONEN Edith
Director
State Gazette act 24350172 (01-02-2024)

Current
01-02-2024 → present

Former directors (1)

SCHROOTEN Wim
Director
State Gazette act 24350172 (01-02-2024)

Former
- → 01-02-2024

Legal Structure

NACE primary	General maintenance and repair of cars and light vans (up to 3.5 tonnes)(95311)
Legal form	Private limited company(610)
Incorporation	20-04-2007
Status	Active
Postal code	3990

Establishment units 3 locations

Autocenter Schrooten

Ambachtslaan 1001, 3990 PeerNACE 50103

since 20072.167.319.795

Baan naar Bree 71, 3990 Peer

NACE 45113

since 20092.181.146.849

Autocenter Schrooten

Breekiezel 45, 3670 OudsbergenRetail sale of cars and light vans (up to 3.5 tonnes)

since 20262.382.835.682

Real-estate footprint Source: CBE × cadastre

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72030B0764/00G000	Flanders	2,933 m²	1 · 854 m²	8.9 m · 2 fl.
72030B0753/00N000	Flanders	618 m²	1 · 137 m²	4.4 m · 1 fl.
72011B0547/00D003	Flanders	191 m²	1 · 122 m²	9.6 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 14Financial 3Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

02-02

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 2 days late

2025

30-06

Financial Weakest financial yearnet €32k ▼29.4%

Net result drops to €32k, the lowest in the series.

30-06

Financial Equity above €500kEq €529k ▲6.5%

5 profitable years in a row build equity to €529k.

04-02

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 4 days late

2024

30-06

Financial Highest result since 2021net €45k ▲26.1%

Operating result €87k, net result €45k, both a record.

01-02

State Gazette act Director changes

Jan CLOET

30-01

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

05-05

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 94 days late

2022

28-02

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 28 days late

2020

29-02

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 29 days late

2019

28-03

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 56 days late

2018

31-01

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2015

15-12

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

2014

22-12

NBB filing Annual accounts filed

fiscal year 2014 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

01-02-2024 1 director appointed, 1 resigning, 1 reappointed Director changes·Jan CLOET

BOONEN Edith, Bestuurder
SCHROOTEN Wim, Bestuurder
SCHROOTEN Wim, Bestuurder

Notary: Jan CLOET · Peer

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

General maintenance and repair of cars and light vans (up to 3.5 tonnes)953115020045112Retail sale of cars and light vans (up to 3.5 tonnes)47811Agents specialised in the wholesale of other particular products4618050102

Names & trade names

Legal nameNL

AUTOCENTER SCHROOTEN

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