Autocars De Polder
ActiveSummary
Autocars De Polder has been active since 1962 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.53M and a net result of €3.00M. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 60% of 866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+17
Solvency74▲+12
Growth69▲+14
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.61 in 2024; short-term debt: 45.8% and cash: 0% of total assets), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
17.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €8.53M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
27 d early
2023
23 d early
2022
34 d early
2021
44 d early
2020
52 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€25.00M▲ 8.5%
2024 · €23.04M
2018: €17.26M
2019: €16.38M
2020: €12.20M
2021: €15.31M
2022: €16.30M
2023: €17.49M
2024: €23.04M
2018 → 2025
EBIT margin
17.1%▲ 11.2pp
2024 · 5.9%
2018: 7.6%
2019: 0.0%
2020: -5.9%
2021: 3.6%
2022: -6.7%
2023: -0.6%
2024: 5.9%
2018 → 2025
Net result
€3.00M▲ 205%
2024 · €983k
2018: €926k
2019: €-47k
2020: €-722k
2021: €448k
2022: €-1.09M
2023: €-243k
2024: €983k
2018 → 2025
Working capital
€-1.98M▲ 40.3%
2024 · €-3.31M
2018: €1.64M
2019: €1.27M
2020: €-511k
2021: €345k
2022: €-396k
2023: €-3.29M
2024: €-3.31M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15.31M-€16.30M▲ 6.5%€17.49M▲ 7.3%€23.04M▲ 31.7%€25.00M▲ 8.5%
Equity€5.88M-€4.79M▼ 18.5%€4.54M▼ 5.1%€5.53M▲ 21.6%€8.53M▲ 54.3%
Operating result€555k-€-1.09M€-112k▲ 89.7%€1.36M€4.28M▲ 215%
Net result€448k-€-1.09M€-243k▲ 77.7%€983k€3.00M▲ 205%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 215% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17.33M
Fixed assets
€11.36M ▲ 17.1%
Current assets
€5.97M ▲ 17.6%
Equity and liabilities €17.33M
Equity
€8.53M ▲ 54.3%
Debt
€8.81M ▼ 4.8%
Debt's share of the balance-sheet total falls from 62.6% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5.75M▲
2024 · €3.33M
Cash flow
€4.46M▲
2024 · €2.95M
Current ratio
0.75▲
2024 · 0.61
Quick ratio
0.74▲
2024 · 0.60
Debt to equity
1.03▼
2024 · 1.67
ROE
35.2%▲
2024 · 17.8%
ROA
17.3%▲
2024 · 6.6%
Interest coverage
23.23▲
2024 · 9.27
Debt ≤ 1 year
€7.95M▼
2024 · €8.39M
Debt > 1 year
€850k=
2024 · €850k
Income taxes
€1.01M▲
2024 · €520
Staff costs
€9.76M▼
2024 · €10.18M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 76 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14.78M€17.33M▲
Formation expenses20€0€0=
Fixed assets21/28€9.70M€11.36M▲
Intangible fixed assets21€34k€37k▲
Tangible fixed assets22/27€8.98M€10.63M▲
Plant, machinery and equipment23€9k€14k▲
Furniture and vehicles24€8.94M€10.59M▲
Assets under construction and advance payments27€25k€25k=
Financial fixed assets28€692k€693k▲
Other financial fixed assets284/8€692k€693k▲
Shares284€685k€685k=
Amounts receivable and cash guarantees285/8€7k€8k▲
Current assets29/58€5.08M€5.97M▲
Stocks and contracts in progress3€81k€65k▼
Stocks30/36€81k€65k▼
Raw materials and consumables30/31€81k€65k▼
Amounts receivable within one year40/41€3.70M€4.41M▲
Trade receivables40€3.32M€4.00M▲
Other amounts receivable41€382k€401k▲
Cash at bank and in hand54/58€7k€4k▼
Deferred charges and accrued income490/1€1.28M€1.49M▲
Equity and liabilities
Total equity and liabilities10/49€14.78M€17.33M▲
Equity10/15€5.53M€8.53M▲
Contributions10/11€1.18M€1.18M=
Capital10€1.18M€1.18M=
Issued capital100€1.18M€1.18M=
Reserves13€2.78M€7.35M▲
Non-distributable reserves130/1€118k€118k=
Legal reserve130€118k€118k=
Tax-exempt reserves132€2.60M€2.60M=
Distributable reserves133€64k€4.63M▲
Profit (loss) carried forward14€1.56M-
Amounts payable17/49€9.25M€8.81M▼
Amounts payable after more than one year17€850k€850k=
Other amounts payable178/9€850k€850k=
Amounts payable within one year42/48€8.39M€7.95M▼
Trade debts44€855k€749k▼
Suppliers440/4€855k€749k▼
Taxes, remuneration and social security45€1.84M€2.26M▲
Taxes450/3€213k€961k▲
Remuneration and social security454/9€1.63M€1.30M▼
Other amounts payable47/48€5.69M€4.94M▼
Accrued charges and deferred income492/3€16k€8k▼
Income statement
Code20242025
Operating income70/76A€24.65M€26.47M▲
Turnover70€23.04M€25.00M▲
Other operating income74€1.56M€1.47M▼
Non-recurring operating income76A€56k-
Operating charges60/66A€23.29M€22.18M▼
Goods for resale, raw materials and consumables60€5.05M€4.55M▼
Purchases600/8€5.01M€4.53M▼
Change in stocks: decrease (increase)609€37k€16k▼
Services and other goods61€5.73M€6.26M▲
Remuneration, social security and pensions62€10.18M€9.76M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.97M€1.46M▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€36k
Other operating charges640/8€368k€116k▼
Non-recurring operating charges66A€188-
Operating profit (loss)9901€1.36M€4.28M▲
Financial income75/76B€2k€121▼
Recurring financial income75€2k€121▼
Other financial income752/9€2k€121▼
Financial charges65/66B€379k€274k▼
Recurring financial charges65€379k€274k▼
Debt charges650€359k€247k▼
Other financial charges652/9€21k€26k▲
Profit (loss) for the period before taxes9903€983k€4.01M▲
Income taxes67/77€520€1.01M▲
Taxes670/3€520€1.01M▲
Profit (loss) for the period9904€983k€3.00M▲
Transfer to tax-exempt reserves689€75k-
Profit (loss) for the period to be appropriated9905€907k€3.00M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.56M€4.56M▲
Profit (loss) brought forward from the previous period14P€657k€1.56M▲
Transfer to equity691/2-€4.56M
To other reserves6921-€4.56M
Social balance
Average headcount (FTE)9087183.8170.3▼
The notes to these accounts (57 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Reappointment: InfraMobility NV (director)Permanent representative: Bruno Humblet · Resignations: Patrick Bral, Boris Ploum and Guy Tréau · Appointments: Boris Ploum (day-to-day manager) and Karolien Hulsbosch (day-to-day manager)17 facts ▸
State Gazette act
Reappointment: InfraMobility NV (director)
Permanent representative: Bruno Humblet · Resignations: Patrick Bral, Boris Ploum and Guy Tréau · Appointments: Boris Ploum (day-to-day manager) and Karolien Hulsbosch (day-to-day manager)17 facts ▸
- General meeting, 16-06-2025
- Director reappointment, InfraMobility NV (director)
- Mandate compensation, InfraMobility NV
- Board meeting, 28-07-2026
- Permanent representative, Bruno Humblet (plaatsvervangende vaste vertegenwoordiger)
- Director resignation, Patrick Bral (day-to-day manager)
- Power of attorney, Patrick Bral
- Director appointment, Boris Ploum (day-to-day manager)
- Mandate compensation, Boris Ploum
- Power of attorney, Boris Ploum
- Director resignation, Boris Ploum (day-to-day manager)
- Power of attorney, Boris Ploum
- +5 further facts in this act
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €3.00M ▲205%
Operating result €4.28M, net result €3.00M, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €983k
Net result €983k after 2 loss-making years.
31-12
Financial
Equity above €5MEq €5.53M ▲21.6%
Equity rises from €4.54M to €5.53M.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-1.09M ▼343%
Net result drops to €-1.09M, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €448k
Net result €448k after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Karolien Hulsbosch
CurrentDay-to-day manager · since 01-01-2026
InfraMobility NV
CurrentDirector · since 16-06-2025 · Legal entity · perm. rep.: Bruno Humblet
01-01-2026
Karolien Hulsbosch: Appointed as Day-to-day manager
01-01-2026
Guy Tréau: Resigned as Day-to-day manager
04-11-2025
Boris Ploum: Reappointed as Day-to-day manager
16-06-2025
InfraMobility NV: Mandate renewed as Director
02-12-2024
Patrick Bral: Resigned as Day-to-day manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1962
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenendaallaan 3852030 AntwerpenGround area
1.4 ha
Building footprint
1.3 ha
Volume, LiDAR
97,265 m³
Parcel 11807G2126/00S000, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hansea Antwerpen
since 19622.011.173.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G2126/00S000 | Flanders | 1.4 ha | 1 · 1.3 ha | 13.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,036 EUR awarded · 2,036 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,036 EUR | 2,036 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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CARISSIMA
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Of 6,994 companies in sector 49320 we hold annual accounts for 2,722. 153 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-06-1962
Fiscal year end31-12
Trade name NL
Hansea Antwerpen
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.