Financials
- Fiscal year
- 2024
- Turnover
- €769,630
- Profit
- €826,760
- Solvency
- 54.7%
Turnover▲ 13.7%
Net result
20182024
CARISSIMA
ActiveSummary
The computed 12-month bankruptcy probability of CARISSIMA is 1.5% (moderate). The 2024 annual accounts show equity of €10.6m and a net result of €826,760. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 6131 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Agents specialised in the wholesale of other particular products
NACE 46180Non-scheduled passenger transport by road NACE 49320Land transport and transport via pipelines NACE 49390
1 site
Size
€769,630turnover 2024
- Staff
- 0.2 FTE
- Equity
- €10.6m
- Profit
- €826,760
Structure
- Holdings
- 3
Accounts 65 d overdue1 of 7 deeds read
Why 56Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 29-11-2025)- Liquidity: current ratio 1.81, cash €78,554- 1 financial year not filed after the legal deadline; latest accounts 119 days late; 3 of the last 3 late+ Founded in 1998Show the evidence
Checked score
Score 2024
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 54% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency
80-3
equity 54.7% of total assets
Liquidity
35=
short-term debt 35.4% · cash 0.4%
Profitability
71+58
return on assets 4.3%
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.9%
12-2024: 0.9%▼ -51.2% vs 11-2024
01-2025: 0.9%● 0.0% vs 12-2024
02-2025: 0.9%▼ -3.3% vs 01-2025
03-2025: 1.0%▲ +9.2% vs 02-2025
04-2025: 1.0%▼ -2.1% vs 03-2025
05-2025: 1.0%▲ +2.7% vs 04-2025
06-2025: 1.0%▲ +2.2% vs 05-2025
07-2025: 1.1%▲ +9.4% vs 06-2025
08-2025: 1.5%▲ +39.2% vs 07-2025
09-2025: 1.7%▲ +9.6% vs 08-2025
10-2025: 2.3%▲ +37.8% vs 09-2025
11-2025: 2.4%▲ +4.1% vs 10-2025highest value
12-2025: 0.6%▼ -75.2% vs 11-2025
01-2026: 0.6%● 0.0% vs 12-2025
02-2026: 0.6%▼ -3.5% vs 01-2026lowest value
03-2026: 0.6%▲ +3.3% vs 02-2026
04-2026: 0.6%● 0.0% vs 03-2026
05-2026: 0.6%▲ +2.0% vs 04-2026
06-2026: 0.6%● 0.0% vs 05-2026
07-2026: 0.6%▼ -1.5% vs 06-2026
08-2026: 1.0%▲ +62.3% vs 07-2026
09-2026: 1.1%▲ +9.2% vs 08-2026
10-2026: 1.5%▲ +42.9% vs 09-2026
- Figures for FY 2024 (filed 29-11-2025) raises the probability
- Liquidity: current ratio 1.81, cash €78,554 raises the probability
- Founded in 1998 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 119 days late; 3 of the last 3 late raises the probability
Credit up to €75,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.81 against 1.84 in 2023; short-term debt: 35.4% and cash: 0.4% of total assets), and 45.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 61%, liquidity 32%, profitability 55%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
98 d late
2022
38 d late
2021
88 d late
2020
90 d late
2019
455 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 148 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Capital & shares · Resignations &…Share transfer · Shareholding ·…
- Annual accounts filedfiscal year 2024 · full…
- Equity above €10mEq €10.6m ▲8.5%
Key points
- Positive: Result rose in 2024from €99,346 to €826,760 ▲ 732% View
- Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
- Positive: Among the best 15% on equitysector median €1.3m · 6,132 companies €10.6m View
- Positive: 7 profitable years in a rowprofit 2024: €826,760 7 years View
- Heads a groupcompanies controlled 3 View
By topic
Network & group
- Subsidiaries
- 3
3 subsidiaries
Timeline
- Events
- 15
- Since
- 2016
- 09-07-2026Capital & shares · Resignations & appointments
- 27-11-2025Annual accounts filed
- 31-12-2024Equity above €10m
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Agents specialised in the wholesale of other particular…NACE 46180
- Founded
- 24-07-1998
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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