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Generated 22-08-2026
Active BE 0794.530.463Private limited company

Autobedrijf Claerhout

Sint-Katriensteenweg 61 ·8520 Kuurne, Belgium· 3 yrs active
Sector: Onderhoud en reparatie van motorvoertuigen, neg (95319)
Conclusion Checked

The computed 12-month bankruptcy probability of Autobedrijf Claerhout is 1.1% (low). The 2025 annual accounts show equity of €27k and a net result of €646. Its solvency ranks better than 22% of 39 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €27k
Net result €646
Staff (FTE) 4.1
Better than sector 22%
Financial profile 4 of 5 axes measured · computed by Checked
Health36Profitability12Solvency12Growth-Stability79
35 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 36
Profitability 12
Solvency 12
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
36 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 95 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 5.8% 39.9%
better than 22% of 39 sector peers
Net result €646 €70k
better than 15% of 39 sector peers
Equity €27k €485k
better than 22% of 39 sector peers
Gross operating margin €241k €415k
better than 28% of 39 sector peers
Staff costs €182k €289k
higher than 35% of 33 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositverkort
Revenue-
EBITDA€52k
Net profit€646
Cash flow€39k
Staff costs€182k
Income taxes€1k
Dividends-
Total assets€467k
Equity€27k
Debt€440k
of which ≤ 1y€198k
of which > 1y€242k
Working capital€-27k
Employees (FTE)4.1
Ratios (computed)
2025
Current ratio0.86
Quick ratio0.59
Working capital ratio-5.9%
Solvency5.8%
Debt / equity16.27
Long-term debt ratio8.94
Interest coverage3.21
Gross margin-
Net margin-
ROA0.1%
ROE2.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€467k
Fixed assets 21/28€296k
Tangible fixed assets 22/27€296k
Current assets 29/58€171k
Stocks & contracts in progress 3€54k
Amounts receivable within one year 40/41€97k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€467k
Equity 10/15€27k
Contributions / capital 10/11€3k
Reserves 13€24k
Amounts payable 17/49€440k
Amounts payable after one year 17€242k
Amounts payable within one year 42/48€198k
Trade debts payable within one year 44€106k
Income statement
Gross operating margin 9900€241k
Operating result 9901€14k
Financial income 75€4k
Financial charges 65€16k
Result before taxes 9903€2k
Income taxes 67/77€1k
Net result for the period 9904€646
Result to be appropriated 9905€646
Ratios computed by Checked.
Legal Structure
NACE primary Onderhoud en reparatie van motorvoertuigen, neg(95319)
Legal form Private limited company(610)
Incorporation08-12-2022
StatusActive
Postal code8520
Establishment units 1 location
Sint-Katriensteenweg 61, 8520 Kuurne
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20232.345.530.373
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34023A0309/00R000 Flanders 352 m² 1 · 114 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
23-02-2026
State Gazette act Director changes
v3.2
2025
28-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
25-07-2024
State Gazette act Registered-office change
v3.2
2022
12-12-2022
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 1
25-07-2024
v3.2
All acts · 3 updated 6 months ago
2026
23-02-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.530.463",
    "name_full": "AUTOBEDRIJF CLAERHOUT",
    "legal_form": "BV"
  }
}
2024
25-07-2024 Registered office moved from Kortrijk to Kuurne Registered-office change
  • Sint-Katharinastraat 43, 8501 Kortrijk → Sint-Katriensteenweg 61, 8520 Kuurne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Kuurne",
        "region": null,
        "street": "Sint-Katriensteenweg",
        "country": "BE",
        "postcode": "8520",
        "box_number": null,
        "street_number": "61"
      },
      "old_address": {
        "city": "Kortrijk",
        "region": null,
        "street": "Sint-Katharinastraat",
        "country": "BE",
        "postcode": "8501",
        "box_number": null,
        "street_number": "43"
      },
      "effective_date": "2024-07-10",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Sint-Katharinastraat 43, 8501 Kortrijk naar Sint-Katriensteenweg 61, 8520 Kuurne, en dit vanaf 10/07/2024."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.530.463",
    "name_full": "AUTOBEDRIJF CLAERHOUT",
    "legal_form": "BV"
  }
}
2022
12-12-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "8501 Kortrijk (Heule), Sint-Katharinastraat 43",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1991-06-26",
        "name": "CLAERHOUT Niels Mieke Stefaan",
        "niss": null,
        "address": "8501 Kortrijk (Heule), Sint-Katharinastraat 43"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "CLAERHOUT Niels Mieke Stefaan",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0794.530.463",
    "name_full": "Autobedrijf Claerhout",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-12-07",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Onderhoud en reparatie van motorvoertuigen, neg95319Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711
Primary activity highlighted.
Names & trade names
Legal nameNL Autobedrijf Claerhout
Registered office
Sint-Katriensteenweg 61
8520 Kuurne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative