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AUTOBEDRIJF CARLU

Active
Private limited companyfounded 1990active for 36 yearsGentstraat 239, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0440.507.979
Summary

AUTOBEDRIJF CARLU has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €91,944. Equity has been growing by about 4.2% per year since 2018. Its solvency ranks better than 95% of 3,306 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-04-1990 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 1 other
Establishment unit
2.048.287.236 8770 Ingelmunster, since 17-05-1990
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board
  • Carlu DanielDirector · since 13-04-1990

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€139,251
▼ 12.7%
Turnover
≈ €420,000
estimated
Profit
€91,944
▼ 14.0%
Equity
€1.3m
▲ 7.5%
Total assets
€1.4m
▼ 4.9%
Score breakdownlowers riskLiquidity: current ratio 23.58, cash €644,154Equity €1.3m (96.6% of total assets)Founded in 1990Size: total assets €1.4mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.6% of total assets
Liquidity 100+31
short-term debt 3.4% · cash 47.0%
Profitability 77-1
return on assets 6.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 23.58 (5.49 in 2024), above the usual 1.5. Short-term debt is 3.4% and cash 47% of total assets. 3.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 98% on liquidity, 57% on profitability and 50% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 23.58, cash €644,154
NBB · annual accounts
lowers risk · Equity €1.3m (96.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 day early
2022
on the day
2021
3 days early
2020
on the day
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in repair of computers and personal goodssector median 37.8% · 3,306 companies 96.6% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €91,944 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as AUTOBEDRIJF CARLU: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €1.2m and €1.5m, founded between 1987 and 1994.

CompanyTotal assetsGross margin
AUTOBEDRIJF CARLU Ingelmunster€1.4m€0.1m
AUTO - TECHNIC Péruwelz€1.3m€0.2m
VERACO Beveren-Kruibeke-Zwijndrecht€1.2m€0.1m
MCM SERVICE Lokeren€1.5m€0.1m
RS TIME Grâce-Hollogne€1.5m€0.1m
GARAGE VERDONCK Lede€1.2m€0.1m
CENTRE MOTOR Binche€1.3m€0.1m
Full comparison

Key facts about AUTOBEDRIJF CARLU

What is the company number of AUTOBEDRIJF CARLU?
The company number of AUTOBEDRIJF CARLU is 0440.507.979. The VAT number is the same number with BE in front: BE 0440.507.979.
Where is AUTOBEDRIJF CARLU based?
The registered office is at Gentstraat 239, 8770 Ingelmunster.Company details
What does AUTOBEDRIJF CARLU do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of AUTOBEDRIJF CARLU?
The legal form of AUTOBEDRIJF CARLU is Private limited company (BV).
When was AUTOBEDRIJF CARLU founded?
AUTOBEDRIJF CARLU was founded on 13-04-1990.
Is AUTOBEDRIJF CARLU still active?
Yes, AUTOBEDRIJF CARLU is an active enterprise in the KBO register.
What is the turnover of AUTOBEDRIJF CARLU?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €139,251 and 44 comparable companies (NACE 953). It probably lies between €330,000 and €560,000.Financials
Is AUTOBEDRIJF CARLU profitable?
In financial year 2025, AUTOBEDRIJF CARLU made a profit of €91,944.
Where can I find the annual accounts of AUTOBEDRIJF CARLU?
AUTOBEDRIJF CARLU filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AUTOBEDRIJF CARLU due?
AUTOBEDRIJF CARLU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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