AUTO - TECHNIC
ActiveSummary
AUTO - TECHNIC has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €623,193 and a net result of -€18,115. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 62% of 3,264 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Staff
- 2 FTE
- Equity
- €623,193
- Loss
- -€18,115
- Jean-Michel MAGNIERDirector
- Sébastien MAGNIERDirector
Why 81raises riskLast filed accounts filed 55 days late; 3 of the last 3 lateLiquidity: current ratio 0.74, cash €6,291lowers riskSize: total assets €1.3mFounded in 1989Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 60% on solvency, 23% on liquidity, 29% on profitability and 25% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 64 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€18,115
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (55 days) Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00528450.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €14,013 after €9,540 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €35,989 | €34,509 | €59,817 | €65,302 | €86,804 | ▲ 32.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55,225 | €46,703 | €45,968 | €50,307 | €49,976 | €56,626 | €58,188 | €66,853 | ▲ 14.9% |
| Other operating charges640/8 | - | - | - | €16,146 | €11,560 | €17,950 | €1,302 | €17,943 | ▲ 14× |
| Gross operating margin9900 | €193,005 | €176,003 | €167,918 | €138,056 | €172,473 | €181,369 | €134,332 | €157,587 | ▲ 17.3% |
| Operating profit (loss)9901 | €71,673 | €56,615 | €62,322 | €35,614 | €76,428 | €46,977 | €9,540 | -€14,013 | - |
| Financial income75/76B | - | - | - | €1,367 | €2,805 | €3,293 | €364 | €8,411 | ▲ 23× |
| Recurring financial income75 | €7,230 | €944 | €3,054 | €1,367 | €2,805 | €3,293 | €364 | €8,411 | ▲ 23× |
| Financial charges65/66B | - | - | - | €18,794 | €16,507 | €21,298 | €13,483 | €12,513 | ▼ 7.2% |
| Recurring financial charges65 | €26,729 | €22,958 | €22,156 | €18,794 | €16,507 | €21,298 | €13,483 | €12,513 | ▼ 7.2% |
| Profit (loss) for the period before taxes9903 | €52,174 | €34,600 | €43,220 | €18,187 | €62,726 | €28,972 | -€3,578 | -€18,115 | ▼ 406% |
| Income taxes67/77 | €4,131 | €7,291 | €9,517 | €8,605 | €16,745 | €5,533 | €1,640 | - | - |
| Profit (loss) for the period9904 | €48,043 | €27,309 | €33,703 | €9,582 | €45,982 | €23,439 | -€5,218 | -€18,115 | ▼ 247% |
| Profit (loss) for the period to be appropriated9905 | €48,043 | €27,309 | €33,703 | €9,582 | €45,982 | €23,439 | -€5,218 | -€18,115 | ▼ 247% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.9m | €1.8m | €1.7m | €1.5m | €1.3m | €1.2m | €1.1m | €1.3m | ▲ 10.7% |
| Fixed assets21/28 | €1.5m | €1.5m | €1.4m | €1.1m | €0.9m | €0.8m | €0.8m | €0.9m | ▲ 12.8% |
| Tangible fixed assets22/27 | €1.2m | €1.1m | €1.1m | €1.1m | €0.9m | €0.8m | €0.8m | €0.9m | ▲ 12.8% |
| Land and buildings22 | - | - | - | €1.1m | €0.9m | €0.8m | €0.8m | €0.9m | ▲ 14.5% |
| Plant, machinery and equipment23 | - | - | - | €0.004m | €0.006m | €0.007m | €0.005m | €0.003m | ▼ 41.8% |
| Furniture and vehicles24 | - | - | - | €0.03m | - | €0.02m | €0.02m | €0.009m | ▼ 46.6% |
| Other tangible fixed assets26 | - | - | - | €0.001m | - | - | - | - | - |
| Financial fixed assets28 | €0.3m | €0.3m | €0.3m | - | - | - | - | - | - |
| Current assets29/58 | €0.4m | €0.4m | €0.3m | €0.4m | €0.4m | €0.3m | €0.4m | €0.4m | ▲ 6.1% |
| Stocks and contracts in progress3 | €0.08m | €0.1m | €0.1m | €0.1m | €0.09m | €0.09m | €0.06m | €0.05m | ▼ 5.9% |
| Stocks30/36 | - | - | - | €0.1m | €0.09m | €0.09m | €0.06m | €0.05m | ▼ 5.9% |
| Amounts receivable within one year40/41 | €0.2m | €0.2m | €0.1m | €0.1m | €0.1m | €0.2m | €0.3m | €0.3m | ▲ 13.1% |
| Trade receivables40 | - | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.3m | ▲ 11.6% |
| Other amounts receivable41 | - | - | - | €0.01m | €0.02m | €0.04m | €0.05m | €0.06m | ▲ 21.0% |
| Cash at bank and in hand54/58 | €0.1m | €0.08m | €0.07m | €0.2m | €0.2m | €0.08m | €0.01m | €0.006m | ▼ 44.6% |
| Deferred charges and accrued income490/1 | - | - | - | €0.006m | €0.005m | €0.005m | €0.008m | €0.001m | ▼ 88.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €1.7m | €1.5m | €1.3m | €1.2m | €1.1m | €1.3m | ▲ 10.7% |
| Equity10/15 | €0.6m | €0.6m | €0.6m | €0.6m | €0.7m | €0.7m | €0.7m | €0.6m | ▼ 6.3% |
| Contributions10/11 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Capital10 | - | - | - | €0.1m | €0.1m | - | - | - | - |
| Issued capital100 | - | - | - | €0.1m | €0.1m | - | - | - | - |
| Uncalled capital101 | - | - | - | €0.01m | €0.01m | - | - | - | - |
| Reserves13 | €0.05m | €0.05m | €0.05m | €0.05m | €0.05m | €0.04m | €0.04m | €0.04m | = |
| Non-distributable reserves130/1 | - | - | - | €0.01m | €0.01m | - | - | - | - |
| Legal reserve130 | - | - | - | €0.01m | €0.01m | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Distributable reserves133 | - | - | - | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Profit (loss) carried forward14 | €0.4m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 8.4% |
| Amounts payable17/49 | €1.3m | €1.2m | €1.1m | €0.9m | €0.6m | €0.5m | €0.5m | €0.6m | ▲ 34.5% |
| Amounts payable after more than one year17 | €0.6m | €0.5m | €0.5m | €0.2m | €0.1m | €0.05m | €0.03m | €0.1m | ▲ 305% |
| Financial debts170/4 | - | - | - | €0.2m | €0.1m | €0.05m | €0.03m | €0.1m | ▲ 305% |
| Amounts payable within one year42/48 | €0.7m | €0.7m | €0.6m | €0.7m | €0.5m | €0.4m | €0.4m | €0.5m | ▲ 17.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.1m | €0.1m | €0.09m | €0.03m | €0.03m | ▼ 3.5% |
| Financial debts43 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 1.4% |
| Credit institutions430/8 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 1.4% |
| Trade debts44 | €0.4m | €0.4m | €0.2m | €0.3m | €0.1m | €0.1m | €0.1m | €0.02m | ▼ 84.8% |
| Suppliers440/4 | - | - | - | €0.3m | €0.1m | €0.1m | €0.1m | €0.02m | ▼ 84.8% |
| Advances received on contracts in progress46 | - | - | - | - | - | - | €0.003m | €0.003m | = |
| Taxes, remuneration and social security45 | - | - | - | €0.003m | €0.03m | €0.02m | €0.04m | €0.05m | ▲ 21.2% |
| Taxes450/3 | - | - | - | - | €0.03m | €0.01m | €0.009m | €0.008m | ▼ 10.7% |
| Remuneration and social security454/9 | - | - | - | €0.003m | €0.004m | €0.01m | €0.04m | €0.05m | ▲ 29.3% |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.1m | €0.05m | €0.1m | €0.3m | ▲ 135% |
| Accrued charges and deferred income492/3 | - | - | - | €316 | €0.001m | €377 | €246 | €218 | ▼ 11.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,043 | €27,309 | €33,703 | €9,582 | €45,982 | €23,439 | -€5,218 | -€18,115 | ▼ 247% |
| + Depreciation and write-downs630 | €55,225 | €46,703 | €45,968 | €50,307 | €49,976 | €56,626 | €58,188 | €66,853 | ▲ 14.9% |
| Operating cash flow (approximation) | €103,269 | €74,012 | €79,670 | €59,888 | €95,958 | €80,065 | €52,969 | €48,738 | ▼ 8.0% |
| Investment in fixed assets (approximation) | - | €18,263 | -€2,893 | €265,423 | €196,696 | -€33,905 | €0 | -€166,063 | - |
| Change in cash | - | -€42,734 | -€8,369 | €129,481 | -€5,999 | -€112,817 | -€70,076 | -€5,065 | ▲ 92.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 36 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 24-09-2026 | 2026-00528450 |
| 31-12-2024 | micro format | 29-09-2025 | 2025-00520046 |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00485089 |
| 31-12-2022 | micro format | 05-10-2023 | 2023-00474929 |
| 31-12-2021 | micro format | 28-09-2022 | 2022-20444794 |
| 31-12-2020 | micro format | 06-10-2021 | 2021-71300486 |
| 31-12-2019 | micro format | 21-10-2020 | 2020-62400460 |
| 31-12-2018 | micro format | 25-09-2019 | 2019-65700326 |
| 31-12-2017 | micro format | 31-08-2018 | 2018-57100091 |
| 31-12-2016 | micro format | 31-08-2017 | 2017-54400553 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Jean-Michel MAGNIER |
|
| Sébastien MAGNIER |
|
Owners and capital
Capital and shareholders
- 21-11-2023 Converted to unavailable equity
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
21-11
Gazette deed
Resignations: Jean-Michel MAGNIER (manager) and Sébastien MAGNIER (manager)Appointments: Jean-Michel MAGNIER (director) and Sébastien MAGNIER (director) · Capital conversion · Reserve release17 facts ▸
- General meeting, 25-10-2023
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “suppression du compte de capitaux propres statutairement indisponible”, 140515.66 (deed in French)
- Other provision, “rapport spécial de l'organe d'administration, justification de la modification proposée de l'objet” (deed in French)
- Purpose change
- Legal form clause, “adaptation des statuts aux dispositions du Code des sociétés et des associations et conservation de la forme légale, société à responsabilité limitée” (deed in French)
- Amendment of the articles (2 times)
- Capital
- Director resignation, Jean-Michel MAGNIER (manager)
- Director resignation, Sébastien MAGNIER (manager)
- Director discharge, Jean-Michel MAGNIER (manager)
- Director discharge, Sébastien MAGNIER (manager)
- +5 further facts in this act
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 57064C0597/00L000 | Wallonia | 1,211 m² | 1 · 149 m² | 13.4 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- AUTO-TECHNIC
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, transfert du siège en Belgique sans modification de la langue par l'organe d'administration sans modification des…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation, un ou plusieurs” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs, nullité” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Courrier électronique, tous existants concurrence participation avoir social” (deed in French)
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution et clôture liquidation en un seul acte, 2:71” (deed in French)1 more provision on this in the deed