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Auto-Sud

Active
Private limited companyfounded 197353 yrs activeRue Paul Janson 122, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 0413.455.867
Summary

Auto-Sud has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€139,965) and a net result of -€19,803. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability3▲+3
Solvency0=
Growth38▲+16
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.22 in 2024; short-term debt: 117.3% and cash: 7.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 53 years 0 60 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-83.6%
Return on assets
-11.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€139,965
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
65 d early
2023
13 d late
2022
7 d early
2021
11 d early
2020
11 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Auto-Sud was incorporated on 13 June 1973.1 Revenue fell from EUR 90,223 in 2018 to EUR 25,132 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€25,132▲ 3.4%
2024 · €24,305
EBIT margin
-63.1%▲ 77.5pp
2024 · -140.7%
Net result
-€19,803▲ 49.2%
2024 · -€38,966
Working capital
-€168,952▼ 9.7%
2024 · -€154,058
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€108,506▲ 39.5%€167,738▲ 54.6%€95,038▼ 43.3%€24,305▼ 74.4%€25,132▲ 3.4%
Operating result-€11,396-€1,235▲ 89.2%-€51,910▼ 4,105%-€34,187▲ 34.1%-€15,865▲ 53.6%
Net result-€8,993below the sector's middle half-€7,557below the sector's middle half▲ 16.0%-€56,358below the sector's middle half▼ 646%-€38,966below the sector's middle half▲ 30.9%-€19,803below the sector's middle half▲ 49.2%
EBIT margin-10.5%▼ 15.7pp-0.7%▲ 9.8pp-54.6%▼ 53.9pp-140.7%▼ 86.0pp-63.1%▲ 77.5pp
Equity-€17,281below the sector's middle half▼ 108%-€24,838below the sector's middle half▼ 43.7%-€81,196below the sector's middle half▼ 227%-€120,162below the sector's middle half▼ 48.0%-€139,965below the sector's middle half▼ 16.5%
Total assets€185,190below the sector's middle half▲ 205%€304,440within the sector's middle half▲ 64.4%€237,446within the sector's middle half▼ 22.0%€197,128within the sector's middle half▼ 17.0%€167,403within the sector's middle half▼ 15.1%
Debt€202,471▲ 193%€329,278▲ 62.6%€318,642▼ 3.2%€317,290▼ 0.4%€307,368▼ 3.1%
Working capital-€61,892below the sector's middle half▼ 219%-€64,087below the sector's middle half▼ 3.5%-€120,506below the sector's middle half▼ 88.0%-€154,058below the sector's middle half▼ 27.8%-€168,952below the sector's middle half▼ 9.7%
Solvency-9.3%below the sector's middle half▲ 4.3pp-8.2%below the sector's middle half▲ 1.2pp-34.2%below the sector's middle half▼ 26.0pp-61.0%below the sector's middle half▼ 26.8pp-83.6%below the sector's middle half▼ 22.7pp
Current ratio0.06below the sector's middle half▼ 0.650.67below the sector's middle half▲ 0.600.36below the sector's middle half▼ 0.300.22below the sector's middle half▼ 0.150.14below the sector's middle half▼ 0.08
Return on assets (ROA)-4.9%below the sector's middle half▼ 24.0pp-2.5%within the sector's middle half▲ 2.4pp-23.7%below the sector's middle half▼ 21.3pp-19.8%below the sector's middle half▲ 4.0pp-11.8%below the sector's middle half▲ 7.9pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€11,396-€11,396Net result 2021: -€8,993-€8,993Operating result 2022: -€1,235-€1,235Net result 2022: -€7,557-€7,557Operating result 2023: -€51,910-€51,910Net result 2023: -€56,358-€56,358Operating result 2024: -€34,187-€34,187Net result 2024: -€38,966-€38,966Operating result 2025: -€15,865-€15,865Net result 2025: -€19,803-€19,80320212022202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€51,910-€51,900Net result 2023: -€56,358-€56,400Operating result 2024: -€34,187-€34,200Net result 2024: -€38,966-€39,000Operating result 2025: -€15,865-€15,900Net result 2025: -€19,803-€19,800202320242025
The operating result stays negative: a loss of €15,865 in 2025 against €34,187 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167,403
Fixed assets €139,919 ▼ 9.2%
Current assets €27,484 ▼ 36.1%
Equity and liabilities
Equity-€139,965
Debt€307,368
Equity is negative: debt (€307,368) exceeds the balance-sheet total (€167,403).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,683▲
2024 · -€19,866
Cash flow
-€5,621▲
2024 · -€24,645
Quick ratio
0.09▲
2024 · 0.05
Interest coverage
-0.43▲
2024 · -4.16
Debt ≤ 1 year
€196,436▼
2024 · €197,085
Debt > 1 year
€110,830▼
2024 · €120,104
Staff costs
€824▲
2024 · €683
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.5% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€197,128€167,403▼
Fixed assets21/28€154,101€139,919▼
Tangible fixed assets22/27€153,731€139,548▼
Land and buildings22€144,198€132,278▼
Plant, machinery and equipment23€6,481€5,596▼
Furniture and vehicles24€3,052€1,675▼
Financial fixed assets28€371€371=
Current assets29/58€43,027€27,484▼
Stocks and contracts in progress3€33,200€9,000▼
Stocks30/36€33,200€9,000▼
Amounts receivable within one year40/41€5,047€6,046▲
Trade receivables40€426€4,274▲
Other amounts receivable41€4,622€1,772▼
Cash at bank and in hand54/58€4,481€12,139▲
Deferred charges and accrued income490/1€299€299=
Equity and liabilities
Total equity and liabilities10/49€197,128€167,403▼
Equity10/15-€120,162-€139,965▼
Contributions10/11€18,741€18,741=
Outside capital11€18,741€18,741=
Other1109/19€18,741€18,741=
Reserves13€11,628€11,628=
Non-distributable reserves130/1€1,874€1,874=
Reserves not available under the articles1311€1,874€1,874=
Distributable reserves133€9,754€9,754=
Profit (loss) carried forward14-€150,531-€170,334▼
Amounts payable17/49€317,290€307,368▼
Amounts payable after more than one year17€120,104€110,830▼
Financial debts170/4€120,104€110,830▼
Amounts payable within one year42/48€197,085€196,436▼
Current portion of amounts payable after more than one year42€9,748€10,034▲
Trade debts44€9,691€11,790▲
Suppliers440/4€9,691€11,790▲
Other amounts payable47/48€177,645€174,612▼
Accrued charges and deferred income492/3€102€102=
Income statement Code20242025
Turnover70€24,305€25,132▲
Goods, raw materials, services and sundry goods60/61€68,850€47,021▼
Remuneration, social security and pensions62€683€824▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,322€14,182▼
Other operating charges640/8€3,722€3,319▼
Gross operating margin9900-€15,461€2,460▲
Operating profit (loss)9901-€34,187-€15,865▲
Financial charges65/66B€4,779€3,937▼
Recurring financial charges65€4,779€3,937▼
Profit (loss) for the period before taxes9903-€38,966-€19,803▲
Profit (loss) for the period9904-€38,966-€19,803▲
Profit (loss) for the period to be appropriated9905-€38,966-€19,803▲
Appropriation of the result
Profit (loss) to be appropriated9906-€150,531-€170,334▼
Profit (loss) brought forward from the previous period14P-€111,564-€150,531▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€108,506€167,738€95,038€24,305€25,132▲ 3.4%
Non-recurring operating income76A--€1,000---
Goods, raw materials, services and sundry goods60/61€131,805€152,290€152,217€68,850€47,021▼ 31.7%
Remuneration, social security and pensions62€410€348€442€683€824▲ 20.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,949€12,721€13,875€14,322€14,182▼ 1.0%
Other operating charges640/8€2,271€3,614€6,056€3,722€3,319▼ 10.8%
Gross operating margin9900€234€15,448-€31,537-€15,461€2,460▲ 116%
Operating profit (loss)9901-€11,396-€1,235-€51,910-€34,187-€15,865▲ 53.6%
Financial income75/76B€5,500€48----
Recurring financial income75€5,500€1----
Non-recurring financial income76B€5,500€48----
Financial charges65/66B€3,097€4,584€4,447€4,779€3,937▼ 17.6%
Recurring financial charges65€3,097€4,584€4,447€4,779€3,937▼ 17.6%
Profit (loss) for the period before taxes9903-€8,993-€5,770-€56,358-€38,966-€19,803▲ 49.2%
Income taxes67/77-€1,787----
Profit (loss) for the period9904-€8,993-€7,557-€56,358-€38,966-€19,803▲ 49.2%
Profit (loss) for the period to be appropriated9905-€8,993-€7,557-€56,358-€38,966-€19,803▲ 49.2%
Line20212022202320242025Change
Assets
Total assets20/58€185,190€304,440€237,446€197,128€167,403▼ 15.1%
Fixed assets21/28€180,977€177,113€168,423€154,101€139,919▼ 9.2%
Tangible fixed assets22/27€180,606€176,742€168,052€153,731€139,548▼ 9.2%
Land and buildings22€179,956€168,036€156,117€144,198€132,278▼ 8.3%
Plant, machinery and equipment23-€8,253€7,367€6,481€5,596▼ 13.7%
Furniture and vehicles24€650€453€4,568€3,052€1,675▼ 45.1%
Financial fixed assets28€371€371€371€371€371=
Current assets29/58€4,213€127,327€69,023€43,027€27,484▼ 36.1%
Stocks and contracts in progress3-€119,561€52,300€33,200€9,000▼ 72.9%
Stocks30/36-€119,561€52,300€33,200€9,000▼ 72.9%
Amounts receivable within one year40/41-€956€3,924€5,047€6,046▲ 19.8%
Trade receivables40--€912€426€4,274▲ 904%
Other amounts receivable41-€956€3,012€4,622€1,772▼ 61.7%
Cash at bank and in hand54/58€2,736€6,810€12,799€4,481€12,139▲ 171%
Deferred charges and accrued income490/1€1,477€0€0€299€299=
Equity and liabilities
Total equity and liabilities10/49€185,190€304,440€237,446€197,128€167,403▼ 15.1%
Equity10/15-€17,281-€24,838-€81,196-€120,162-€139,965▼ 16.5%
Contributions10/11€18,741€18,741€18,741€18,741€18,741=
Capital10€18,741€18,741----
Issued capital100€18,741€18,741----
Outside capital11--€18,741€18,741€18,741=
Other1109/19--€18,741€18,741€18,741=
Reserves13€11,628€11,628€11,628€11,628€11,628=
Non-distributable reserves130/1€1,874€1,874€1,874€1,874€1,874=
Legal reserve130€1,874€1,874----
Reserves not available under the articles1311--€1,874€1,874€1,874=
Distributable reserves133€9,754€9,754€9,754€9,754€9,754=
Profit (loss) carried forward14-€47,650-€55,207-€111,564-€150,531-€170,334▼ 13.2%
Amounts payable17/49€202,471€329,278€318,642€317,290€307,368▼ 3.1%
Amounts payable after more than one year17€136,366€137,864€129,113€120,104€110,830▼ 7.7%
Financial debts170/4€136,366€137,864€129,113€120,104€110,830▼ 7.7%
Amounts payable within one year42/48€66,105€191,414€189,529€197,085€196,436▼ 0.3%
Current portion of amounts payable after more than one year42-€9,199€9,470€9,748€10,034▲ 2.9%
Trade debts44€2,236€1,462€3,500€9,691€11,790▲ 21.6%
Suppliers440/4€2,236€1,462€3,500€9,691€11,790▲ 21.6%
Other amounts payable47/48€63,869€180,753€176,559€177,645€174,612▼ 1.7%
Accrued charges and deferred income492/3---€102€102=
Line20212022202320242025Change
Profit (loss) for the period9904-€8,993-€7,557-€56,358-€38,966-€19,803▲ 49.2%
+ Depreciation and write-downs630€8,949€12,721€13,875€14,322€14,182▼ 1.0%
Operating cash flow (approximation)-€43€5,164-€42,483-€24,645-€5,621▲ 77.2%
Investment in fixed assets (approximation)--€8,857-€5,185€0€0-
Change in cash-€4,074€5,989-€8,318€7,658▲ 192%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial Weakest financial yearnet -€56,358
Net result drops to -€56,358, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
20-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Back to profitnet €11,612
Net result €11,612 after 2 loss-making years.
22-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
05-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 158 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 1973
seat establishment The establishment unit on the map
Ground area
605 m²
Building footprint
342 m²
Volume, LiDAR
1,275 m³
Parcel 62046A1275/00G000, Wallonia · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Rue Paul Janson 122, 4460 Grâce-Hollogne
NACE 50103
since 19732.106.611.851
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62046A1275/00G000 Wallonia 605 m² 1 · 342 m² 8.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,654 companies in this sector we hold annual accounts for 5,227. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded13-06-1973
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47110Non-specialised retail sale with food, beverages or tobacco predominating
47300Retail sale of automotive fuel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0413455867
Also 9925:BE0413455867

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.