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GARAGE HAUBEN

Active
Private limited companyfounded 1987active for 39 yearsRue Haute 86, 4690 Bassenge, BelgiumKBO/BCE: BE 0430.095.921

From the official registers: KBO 39 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GARAGE HAUBEN has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259,339 and a net result of -€3,354. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 19-01-1987 Normal situation
Legal form
Private limited company
Registered office
Rue Haute 86, 4690 Bassenge
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Establishment unit
2.033.571.445 4690 Bassenge, since 04-02-1987
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€3,290
Loss
€3,354
Equity
€259,339
▼ 2.1%
Total assets
€270,734
▼ 9.6%
Staff
≈ 0 FTE
estimated
Turnover not published (micro format)2025 accounts filed 25 days before the deadline
Filed on 06-07-2026at the National Bank
Score breakdownraises riskSector: Retail trade (NACE 47)Loss of €3,354 (financial year 2025)lowers riskLiquidity: current ratio 23.66, cash €178,166Equity €259,339 (95.8% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.8% of total assets
Liquidity 100+1
short-term debt 4.2% · cash 65.8%
Profitability 17-58
return on assets -1.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 23.66 (8.66 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 65.8% of total assets. 4.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 21% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 23.66, cash €178,166
NBB · annual accounts
lowers risk · Equity €259,339 (95.8% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €3,354 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
26 days late
2023
29 days late
2022
34 days early
2021
26 days early
2020
4 days early
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 33.2% · 22,726 companies 95.8% View

Documents

Annual accounts at the NBB

All 39 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GARAGE HAUBEN

What is the company number of GARAGE HAUBEN?
The company number of GARAGE HAUBEN is 0430.095.921. The VAT number is the same number with BE in front: BE 0430.095.921.
Where is GARAGE HAUBEN based?
The registered office is at Rue Haute 86, 4690 Bassenge.Company details
What does GARAGE HAUBEN do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of GARAGE HAUBEN?
The legal form of GARAGE HAUBEN is Private limited company (BV).
When was GARAGE HAUBEN founded?
GARAGE HAUBEN was founded on 19-01-1987.
Is GARAGE HAUBEN still active?
Yes, GARAGE HAUBEN is an active enterprise in the KBO register.
How many employees does GARAGE HAUBEN have?
GARAGE HAUBEN had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of GARAGE HAUBEN?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is GARAGE HAUBEN profitable?
In financial year 2025, GARAGE HAUBEN made a loss of €3,354.
Where can I find the annual accounts of GARAGE HAUBEN?
GARAGE HAUBEN filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GARAGE HAUBEN due?
GARAGE HAUBEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as GARAGE HAUBEN: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €244,000 and €263,000, founded between 1979 and 1990.

CompanyTotal assetsGross margin
GARAGE HAUBEN Bassenge€270,734-€3,290
GARAGE KRINS MOTORS Verviers€245,427-€8,613
Garage Central HUBIN - GODFIRNON Pepinster€249,034-€37,657
BEST BUDGET CAR Tienen€262,743-€23,133
MEXO Zaventem€247,782-€3,362
Chris Vansteenkiste - Steyaert Roeselare€243,851-€2,438
STYLE CAR Rixensart€249,648-€11,201
Full comparison

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