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AUTO SERVIS DAREK

Active
Private limited companyfounded 20233 yrs activeLeuvensestraat 188, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0802.798.130
Summary

AUTO SERVIS DAREK has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,671 and a net result of €5,805. Its solvency ranks better than 44% of 2657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

What they do
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201
1 site
How big
€97,038total assets 2025
Staff
1 FTE
Equity
€31,671
Profit
€5,805
Turnover not published (abridged schema)
Financially healthy?
64 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Who decides
Accounts filed 7 d late0 of 1 deed read
Why 64- Limited track record+ Lower-failure-rate sector+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability76▼-24
Solvency58▼-27
Growth52
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.88 in 2024; short-term debt: 26.9% and cash: 10% of total assets), and 67.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.6%
Return on assets
6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
7 d late
2024
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €97,038Profit €5,805Solvency 32.6%Liquidity 0.77
Total assets
€97,038▲ 126%
2024 - 2025
Net result
€5,805▼ 75.7%
2024 - 2025
Equity
€31,671▲ 22.4%
2024 - 2025
Staff (FTE)
1=
2024 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years2 fiscal years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€29,975-€8,367▼ 72.1%
Net result€23,866within the sector's middle half-€5,805within the sector's middle half▼ 75.7%
Equity€25,866within the sector's middle half-€31,671within the sector's middle half▲ 22.4%
Total assets€42,873below the sector's middle half-€97,038within the sector's middle half▲ 126%
Debt€17,006-€65,367▲ 284%
Working capital-€1,946within the sector's middle half--€5,895within the sector's middle half▼ 203%
Solvency60.3%within the sector's middle half-32.6%within the sector's middle half▼ 27.7pp
Current ratio0.88within the sector's middle half-0.77below the sector's middle half▼ 0.11
Return on assets (ROA)55.7%above the sector's middle half-6.0%within the sector's middle half▼ 49.7pp
Staff (FTE)1-1=
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €29,975€29,975Net result 2024: €23,866€23,866Operating result 2025: €8,367€8,367Net result 2025: €5,805€5,80520242025€0€10,000€20,000€30,000Operating result 2024: €29,975€30,000Net result 2024: €23,866€23,900Operating result 2025: €8,367€8,370Net result 2025: €5,805€5,80020242025
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97,038
Fixed assets €76,824 ▲ 173%
Current assets €20,214 ▲ 37.5%
Equity and liabilities €97,038
Equity €31,671 ▲ 22.4%
Debt €65,367 ▲ 284%
Debt's share of the balance-sheet total rises from 39.7% to 67.4%. Equity and debt are higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€29,083▼
2024 · €45,527
Cash flow
€26,521▼
2024 · €39,418
Debt to equity
2.06▲
2024 · 0.66
ROE
18.3%▼
2024 · 92.3%
Interest coverage
21.56▼
2024 · 143.04
Debt ≤ 1 year
€26,109▲
2024 · €16,648
Debt > 1 year
€39,258
Income taxes
€1,404▼
2024 · €5,790
Staff costs
€2,788▼
2024 · €25,326
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,873€97,038▲
Fixed assets21/28€28,170€76,824▲
Tangible fixed assets22/27€28,170€76,824▲
Plant, machinery and equipment23€2,442€8,037▲
Furniture and vehicles24€25,728€68,787▲
Current assets29/58€14,703€20,214▲
Amounts receivable within one year40/41€4,626€9,024▲
Trade receivables40€1,671€6,309▲
Other amounts receivable41€2,955€2,716▼
Cash at bank and in hand54/58€9,484€9,691▲
Deferred charges and accrued income490/1€593€1,499▲
Equity and liabilities
Total equity and liabilities10/49€42,873€97,038▲
Equity10/15€25,866€31,671▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€23,866€29,671▲
Amounts payable17/49€17,006€65,367▲
Amounts payable after more than one year17-€39,258
Financial debts170/4-€39,258
Amounts payable within one year42/48€16,648€26,109▲
Current portion of amounts payable after more than one year42-€14,731
Trade debts44€3,512€3,067▼
Suppliers440/4€3,512€3,067▼
Taxes, remuneration and social security45€13,136€8,311▼
Taxes450/3€9,905€8,071▼
Remuneration and social security454/9€3,232€239▼
Accrued charges and deferred income492/3€358-
Income statement Code20242025
Remuneration, social security and pensions62€25,326€2,788▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,552€20,716▲
Other operating charges640/8€600€971▲
Gross operating margin9900€71,453€32,842▼
Operating profit (loss)9901€29,975€8,367▼
Financial income75/76B-€191
Recurring financial income75-€191
Financial charges65/66B€318€1,349▲
Recurring financial charges65€318€1,349▲
Profit (loss) for the period before taxes9903€29,657€7,209▼
Income taxes67/77€5,790€1,404▼
Profit (loss) for the period9904€23,866€5,805▼
Profit (loss) for the period to be appropriated9905€23,866€5,805▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,866€29,671▲
Profit (loss) brought forward from the previous period14P-€23,866

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€25,326€2,788▼ 89.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,552€20,716▲ 33.2%
Other operating charges640/8€600€971▲ 61.8%
Gross operating margin9900€71,453€32,842▼ 54.0%
Operating profit (loss)9901€29,975€8,367▼ 72.1%
Financial income75/76B-€191-
Recurring financial income75-€191-
Financial charges65/66B€318€1,349▲ 324%
Recurring financial charges65€318€1,349▲ 324%
Profit (loss) for the period before taxes9903€29,657€7,209▼ 75.7%
Income taxes67/77€5,790€1,404▼ 75.8%
Profit (loss) for the period9904€23,866€5,805▼ 75.7%
Profit (loss) for the period to be appropriated9905€23,866€5,805▼ 75.7%
Line20242025Change
Assets
Total assets20/58€42,873€97,038▲ 126%
Fixed assets21/28€28,170€76,824▲ 173%
Tangible fixed assets22/27€28,170€76,824▲ 173%
Plant, machinery and equipment23€2,442€8,037▲ 229%
Furniture and vehicles24€25,728€68,787▲ 167%
Current assets29/58€14,703€20,214▲ 37.5%
Amounts receivable within one year40/41€4,626€9,024▲ 95.1%
Trade receivables40€1,671€6,309▲ 277%
Other amounts receivable41€2,955€2,716▼ 8.1%
Cash at bank and in hand54/58€9,484€9,691▲ 2.2%
Deferred charges and accrued income490/1€593€1,499▲ 153%
Equity and liabilities
Total equity and liabilities10/49€42,873€97,038▲ 126%
Equity10/15€25,866€31,671▲ 22.4%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€23,866€29,671▲ 24.3%
Amounts payable17/49€17,006€65,367▲ 284%
Amounts payable after more than one year17-€39,258-
Financial debts170/4-€39,258-
Amounts payable within one year42/48€16,648€26,109▲ 56.8%
Current portion of amounts payable after more than one year42-€14,731-
Trade debts44€3,512€3,067▼ 12.7%
Suppliers440/4€3,512€3,067▼ 12.7%
Taxes, remuneration and social security45€13,136€8,311▼ 36.7%
Taxes450/3€9,905€8,071▼ 18.5%
Remuneration and social security454/9€3,232€239▼ 92.6%
Accrued charges and deferred income492/3€358--
Line20242025Change
Profit (loss) for the period9904€23,866€5,805▼ 75.7%
+ Depreciation and write-downs630€15,552€20,716▲ 33.2%
Operating cash flow (approximation)€39,418€26,521▼ 32.7%
Investment in fixed assets (approximation)--€69,371-
Change in cash-€207-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 7,377 companies in this sector we hold annual accounts for 2,963. 1,886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

2 eventsLatest 07-08-2026Next filing 31-07-2027

History

On 16 June 2023, AUTO SERVIS DAREK was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
06-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 16-06-2023Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded16-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95313Repair and fitting of specific motor vehicle parts
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802798130
Also 9925:BE0802798130
Registered 06-08-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
137 m²
Building footprint
144 m²
Volume, LiDAR
1,679 m³
Parcel 23644H0021/00P000, Flanders · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AUTO SERVICE DAREK
Leuvensestraat 188, 1800 VilvoordeNACE 45111
since 2023unit no. 2.346.101.782
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23644H0021/00P000 Flanders 137 m² 1 · 144 m² 12.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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