Equity
€161,860 ▼ 0.5%
AUTO'S MARC & ZOON paid out €34,194 in dividends. That is 102% of the 2025 profit.
AUTO'S MARC & ZOON
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €70,533 (2025)
€70,533▲ 5.9%
Resultlowest -€13,365 (2017)
€33,454▼ 7.8%
Equitypeak €182,731 (2022)
€161,860▼ 0.5%
Debts
€166,682▲ 73.9%
Board3 names since 2011
-
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Changes of role: MARTENS Marc Emiel, DE CLERCQ Carine Irma Cy… 14-07Dividend €34,194Debts from €95,865 to €166,682Investments €51,750
Key points
from the 2025 annual accountsTurnover
≈ €370,000 estimated
The micro format states no turnover.
Debts
€166,682 ▲ 73.9%
Debts rose by €70,817 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€51,750 4.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.68 was 2.61 in 2024
Short-term debts rose from €92,465 to €162,712.
Filings
15 annual accounts since 2011
Seven of the last ten came late. The 2018 accounts came latest: 121 days after the end of the period.
Checked score
95
Excellent
Financially stronger than 61% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,896 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.4 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Wholesale trade (NACE 46)
lowers risk
Liquidity: current ratio 1.68, cash €108,588
Founded in 2011
Equity €161,860 (49.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 57% of them on solvency, 72% on liquidity, 75% on profitability and 39% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as AUTO'S MARC & ZOON has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of AUTO'S MARC & ZOON itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for AUTO'S MARC & ZOON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.68 (2.61 in 2024), above the usual 1.5. Short-term debt is 49.5% and cash 33.1% of total assets. However, 50.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
28 days late
2023
29 days late
2022
17 days early
2021
32 days early
2020
11 days early
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Changes of role: MARTENS Marc Emiel, DE CLERCQ Carine Irma Cyrilla and MARTENS Tom Albert Anna
Director discharge: MARTENS Marc Emiel (manager) · Director discharge: DE CLERCQ Carine Irma Cyrilla (manager) · Director discharge: MARTENS Tom Albert Anna (manager) · General meeting of 08-07-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832953252
2 establishments registered
Aalter
Incorporation
published on 31-01-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| AUTO'S MARC & ZOON Aalter | €328,542 | €70,533 | 49.3% | - |
| BSZ CAR Anderlecht | €313,870 | €54,881 | 38.0% | 0 |
| MICHAEL VAN KUYK Willebroek | €352,630 | €51,144 | 18.6% | - |
| CAR EXCEPTION Zaventem | €349,302 | €103,087 | 69.0% | - |
| Autohandel Legein Frank Koksijde | €333,626 | €104,766 | 89.9% | - |
| Oliisa Aalter | €326,650 | €150,428 | 75.9% | - |
| GRID CAR RENTALS Temse | €296,469 | €35,803 | 16.3% | - |
These companies have the same main activity as AUTO'S MARC & ZOON: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €296,000 and €353,000, founded between 2005 and 2011.
Official details
Source: KBO- Status
- Active since 19-01-2011Normal situation
- Activity
- Wholesale of cars and light vans (up to 3.5 tonnes)NACE 46711and 4 others
- Establishment units
- 2.195.767.6209881 Aalter, since 01-02-2011
- 2.195.767.8189881 Aalter, since 01-02-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Insights on AUTO'S MARC & ZOON
AUTO'S MARC & ZOON files the micro format. That format states no turnover. The gross margin rose from €36,289 in 2011 to €70,533 in 2025.
In July 2025, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AUTO'S MARC & ZOON
- What is the company number of AUTO'S MARC & ZOON?
- The company number of AUTO'S MARC & ZOON is 0832.953.252. The VAT number is the same number with BE in front: BE 0832.953.252.
- Where is AUTO'S MARC & ZOON based?
- The registered office is at Museumstraat 5, 9881 Aalter.Company details
- What does AUTO'S MARC & ZOON do?
- According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
- What is the legal form of AUTO'S MARC & ZOON?
- AUTO'S MARC & ZOON is a private limited company (BV).
- When was AUTO'S MARC & ZOON founded?
- AUTO'S MARC & ZOON was founded on 19-01-2011.
- Is AUTO'S MARC & ZOON still active?
- Yes, AUTO'S MARC & ZOON is an active enterprise in the KBO register.
- What is the turnover of AUTO'S MARC & ZOON?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €70,533 and 107 comparable companies (NACE 46). It probably lies between €190,000 and €660,000.Financials
- Is AUTO'S MARC & ZOON profitable?
- In financial year 2025, AUTO'S MARC & ZOON made a profit of €33,454.
- Where can I find the annual accounts of AUTO'S MARC & ZOON?
- AUTO'S MARC & ZOON filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AUTO'S MARC & ZOON due?
- AUTO'S MARC & ZOON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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