AUTO'S DERUDDERE
ActiveAUTO'S DERUDDERE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-54k) and a net result of €-6k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 2510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+58
Solvency33▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.32 against 0.55 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-148.1%
Return on assets
-17.3%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€54k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
38 d early
2023
40 d early
2022
35 d early
2021
48 d early
2020
37 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-54k▼ 13.2%
2024 · €-47k
2019: €-67k
2020: €-67k
2021: €-67k
2022: €-54k
2023: €-63k
2024: €-47k
2019 → 2025
Total assets
€36k▼ 53.5%
2024 · €78k
2019: €50k
2020: €50k
2021: €80k
2022: €68k
2023: €112k
2024: €78k
2019 → 2025
Net result
€-6k
2024 · €15k
2019: €1k
2020: €1k
2021: €5k
2022: €8k
2023: €-9k
2024: €15k
2019 → 2025
Working capital
€-61k▼ 6.7%
2024 · €-57k
2019: €-71k
2020: €-69k
2021: €-66k
2022: €-57k
2023: €-64k
2024: €-57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-67k-€-54k▲ 19.1%€-63k▼ 16.5%€-47k▲ 24.6%€-54k▼ 13.2%
Operating result€16k-€24k▲ 46.9%€7k▼ 71.3%€31k▲ 344%€-3k
Net result€5k-€8k▲ 75.7%€-9k€15k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €31k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€7k▼ 25.6%
Current assets
€29k▼ 57.4%
Key figures and ratios
EBITDA
€-933▼
2024 · €33k
Cash flow
€-4k▼
2024 · €17k
Solvency
-148.1%▼
2024 · -60.9%
Current ratio
0.32▼
2024 · 0.55
Quick ratio
0.32▲
2024 · 0.30
Debt / equity
-1.68▲
2024 · -2.64
ROE
11.7%▲
2024 · -32.6%
ROA
-17.3%▼
2024 · 19.8%
Interest coverage
-0.32▼
2024 · 2.13
Debt
€90k▼
2024 · €125k
Debt ≤ 1 year
€90k▼
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€36k▼
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€441€0▼
Current assets29/58€68k€29k▼
Stocks and contracts in progress3€30k€0▼
Stocks30/36€30k€0▼
Amounts receivable within one year40/41€21k€145▼
Trade receivables40€20k€145▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€14k€29k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€78k€36k▼
Equity10/15€-47k€-54k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-68k€-74k▼
Amounts payable17/49€125k€90k▼
Amounts payable within one year42/48€125k€90k▼
Trade debts44€38k€264▼
Suppliers440/4€38k€264▼
Taxes, remuneration and social security45€0€890▲
Taxes450/3€0€890▲
Other amounts payable47/48€88k€89k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€742€3k▲
Gross operating margin9900€34k€2k▼
Operating profit (loss)9901€31k€-3k▼
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€15k€3k▼
Recurring financial charges65€15k€3k▼
Profit (loss) for the period before taxes9903€15k€-6k▼
Profit (loss) for the period9904€15k€-6k▼
Profit (loss) for the period to be appropriated9905€15k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-74k▼
Profit (loss) brought forward from the previous period14P€-84k€-68k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-9k ▼210%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knokkebaan 759910 AalterGround area
3,792 m²
Building footprint
431 m²
Volume, LiDAR
1,980 m³
Parcel 44029A0644/00F000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Knokkebaan 75, 9910 Aalter
since 20012.100.096.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0644/00F000 | Flanders | 3,792 m² | 1 · 431 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector and region
A.D.P. BAETENS
BE 0459.458.415
Destelbergen
Aalterse Automobiel Collectie T’Hooft
BE 0424.468.139
Aalter
AGIVA TECHNICS
BE 0877.100.526
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Atelier Sport-Classic
BE 0745.856.358
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AVC SERVICE
BE 1025.102.235
Zele
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 846 companies in sector 95319 we hold annual accounts for 251.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2000
Fiscal year end31-03
Activities, NACEBEL
95319Other maintenance and repair of motor vehicles
50500
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47300Retail sale of automotive fuel
52116
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.