Autobedrijf BOCA
ActiveAutobedrijf BOCA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €34k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency40▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.07 in 2024; short-term debt: 71.2% and cash: 10.9% of total assets), and 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €124k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
1 d early
2023
41 d early
2022
12 d early
2021
3 d early
2020
17 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€124k▲ 13.6%
2024 · €109k
2018: €146k
2019: €148k
2020: €137k
2021: €131k
2022: €98k
2023: €108k
2024: €109k
2018 → 2025
Total assets
€847k▲ 20.4%
2024 · €704k
2018: €533k
2019: €591k
2020: €600k
2021: €497k
2022: €630k
2023: €697k
2024: €704k
2018 → 2025
Net result
€34k▲ 43.3%
2024 · €24k
2018: €-966
2019: €1k
2020: €15k
2021: €26k
2022: €-33k
2023: €34k
2024: €24k
2018 → 2025
Working capital
€11k▼ 67.7%
2024 · €34k
2018: €132k
2019: €122k
2020: €106k
2021: €92k
2022: €43k
2023: €44k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€98k▼ 25.1%€108k▲ 10.2%€109k▲ 1.3%€124k▲ 13.6%
Operating result€37k-€-30k€37k€35k▼ 5.7%€47k▲ 32.8%
Net result€26k-€-33k€34k€24k▼ 30.1%€34k▲ 43.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €847k
Fixed assets
€233k▲ 9.7%
Current assets
€614k▲ 25.0%
Equity and liabilities €847k
Equity
€124k▲ 13.6%
Debt
€723k▲ 21.6%
The debt ratio rises from 84.4% to 85.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €43k
Cash flow
€42k▲
2024 · €31k
Solvency
14.7%▼
2024 · 15.6%
Current ratio
1.02▼
2024 · 1.07
Quick ratio
0.17▼
2024 · 0.24
Debt / equity
5.81▲
2024 · 5.43
ROE
27.4%▲
2024 · 21.7%
ROA
4.0%▲
2024 · 3.4%
Interest coverage
22.22▲
2024 · 15.74
Debt
€723k▲
2024 · €594k
Debt ≤ 1 year
€603k▲
2024 · €457k
Debt > 1 year
€120k▼
2024 · €137k
Income taxes
€10k▲
2024 · €9k
Staff costs
€300
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€704k€847k▲
Fixed assets21/28€213k€233k▲
Tangible fixed assets22/27€213k€233k▲
Land and buildings22€209k€229k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€491k€614k▲
Stocks and contracts in progress3€382k€513k▲
Stocks30/36€382k€513k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€105k€92k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€704k€847k▲
Equity10/15€109k€124k▲
Contributions10/11€19k€19k=
Reserves13€91k€106k▲
Distributable reserves133€91k€106k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€594k€723k▲
Amounts payable after more than one year17€137k€120k▼
Financial debts170/4€137k€120k▼
Amounts payable within one year42/48€457k€603k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€2k€22k▲
Suppliers440/4€2k€22k▲
Advances received on contracts in progress46€0€500▲
Taxes, remuneration and social security45€14k€23k▲
Taxes450/3€14k€23k▲
Other amounts payable47/48€426k€540k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€300
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€49k€62k▲
Operating profit (loss)9901€35k€47k▲
Financial income75/76B€1€16▲
Recurring financial income75€1€16▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€33k€45k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€24k€34k▲
Profit (loss) for the period to be appropriated9905€24k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€34k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€22k€15k▼
Transfer to equity691/2€24k€30k▲
To other reserves6921€24k€30k▲
Profit to be distributed694/7€22k€19k▼
Return on contributions (dividend)694€22k€15k▼
Directors or managers695-€5k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €34k ▲43.3%
Operating result €47k, net result €34k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Equity above €100kEq €108k ▲10.2%
Equity rises from €98k to €108k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-33k ▼228%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 3079250 WaasmunsterGround area
867 m²
Building footprint
88 m²
Volume, LiDAR
532 m³
Parcel 42023A1953/00Y000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grote Baan 307, 9250 Waasmunster
since 20082.170.864.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023A1953/00Y000 | Flanders | 867 m² | 1 · 88 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,725 companies in sector 52210 we hold annual accounts for 771. 562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2008
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
52210Service activities incidental to land transportation
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.