Auto Elyaz
ActiveSummary
The computed 12-month bankruptcy probability of Auto Elyaz is 3.8% (moderate). The 2025 annual accounts show negative equity (-€7,306) and a net result of -€17,421. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 6% of 1,308 sector peers (NACE 95, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-06-2020 Normal situation
- Registered office
- 47 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Repair and fitting of specific motor vehicle parts NACE 95313and 6 others
- Establishment unit
- 2.310.154.671 1070 Anderlecht, since 09-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.8%
- Gross margin
- -€16,466
- Loss
- €17,421
- Equity
- -€7,306
- Total assets
- €11,453
- ▼ 90.9%
- Negative equity on 31-12-2025
- 2025 accounts filed 76 days after the deadline
Score breakdownraises riskLast filed accounts filed 76 days late; 3 of the last 3 accounts lateLoss of €17,421 (financial year 2025)Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €11,453Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 6% of them on solvency, 2% on liquidity, 5% on profitability and 3% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 172 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 76 days after the deadline Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00560653.
Annual accounts 2025 filed on 15-10-2026 at the NBB all 5 filings
Every figure per financial year
The operating result for 2025 is a loss of €17,161, after a profit of €12,594 in 2024. It is the lowest result since 2021.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €2,479 |
| Financial fixed assets | €600 | - | - | - | - |
| Depreciation and write-downs of the year | - | - | - | - | €496 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €496 | - |
| Other operating charges640/8 | €1,616 | €2,154 | €58 | €392 | €200 | ▼ 49.0% |
| Gross operating margin9900 | €1,789 | -€2,093 | €2,472 | €12,986 | -€16,466 | - |
| Operating profit (loss)9901 | €173 | -€4,246 | €2,414 | €12,594 | -€17,161 | - |
| Financial income75/76B | €102 | - | €0 | €0 | - | - |
| Recurring financial income75 | €102 | - | €0 | €0 | - | - |
| Financial charges65/66B | €167 | €385 | €77 | €10 | €260 | ▲ 26× |
| Recurring financial charges65 | €167 | €385 | €77 | €10 | €260 | ▲ 26× |
| Profit (loss) for the period before taxes9903 | €109 | -€4,631 | €2,336 | €12,584 | -€17,421 | - |
| Income taxes67/77 | €274 | €10 | - | - | - | - |
| Profit (loss) for the period9904 | -€165 | -€4,640 | €2,336 | €12,584 | -€17,421 | - |
| Profit (loss) for the period to be appropriated9905 | -€165 | -€4,640 | €2,336 | €12,584 | -€17,421 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,973 | €7,754 | €83,464 | €126,348 | €11,453 | ▼ 90.9% |
| Fixed assets21/28 | €600 | €600 | €600 | €600 | €2,583 | ▲ 331% |
| Tangible fixed assets22/27 | - | - | - | - | €1,983 | - |
| Furniture and vehicles24 | - | - | - | - | €1,983 | - |
| Financial fixed assets28 | €600 | €600 | €600 | €600 | €600 | = |
| Current assets29/58 | €3,373 | €7,154 | €82,864 | €125,748 | €8,870 | ▼ 92.9% |
| Stocks and contracts in progress3 | - | - | €2,450 | €2,450 | - | - |
| Stocks30/36 | - | - | €2,450 | €2,450 | - | - |
| Amounts receivable within one year40/41 | €3,254 | €6,085 | €77,379 | €121,537 | €8,794 | ▼ 92.8% |
| Trade receivables40 | - | €6,085 | €62,527 | €121,537 | - | - |
| Other amounts receivable41 | €3,254 | - | €14,852 | - | €8,794 | - |
| Cash at bank and in hand54/58 | €119 | €1,069 | €1,223 | - | €76 | - |
| Deferred charges and accrued income490/1 | - | - | €1,813 | €1,761 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,973 | €7,754 | €83,464 | €126,348 | €11,453 | ▼ 90.9% |
| Equity10/15 | -€164 | -€4,805 | -€2,469 | €10,115 | -€7,306 | - |
| Contributions10/11 | €1 | €1 | €1 | €1 | €1 | = |
| Capital10 | - | - | - | - | €1 | - |
| Issued capital100 | - | - | - | - | €1 | - |
| Profit (loss) carried forward14 | -€165 | -€4,806 | -€2,470 | €10,114 | -€7,307 | - |
| Amounts payable17/49 | €4,137 | €12,559 | €85,933 | €116,233 | €18,759 | ▼ 83.9% |
| Amounts payable within one year42/48 | €4,137 | €12,559 | €85,933 | €116,233 | €18,759 | ▼ 83.9% |
| Financial debts43 | - | - | - | €1,960 | - | - |
| Other loans439 | - | - | - | €1,960 | - | - |
| Trade debts44 | €787 | €3,929 | €80,211 | €106,040 | - | - |
| Suppliers440/4 | €787 | €3,929 | €76,516 | €106,040 | - | - |
| Bills of exchange payable441 | - | - | €3,695 | - | - | - |
| Taxes, remuneration and social security45 | €3,350 | €5,462 | €2,378 | €2,768 | - | - |
| Taxes450/3 | €3,350 | €5,462 | €2,378 | €2,768 | - | - |
| Other amounts payable47/48 | - | €3,167 | €3,343 | €5,464 | €18,759 | ▲ 243% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€165 | -€4,640 | €2,336 | €12,584 | -€17,421 | - |
| + Depreciation and write-downs630 | - | - | - | - | €496 | - |
| Operating cash flow (approximation) | -€165 | -€4,640 | €2,336 | €12,584 | -€16,925 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2,479 | - |
| Change in cash | - | €950 | €153 | - | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,008 companies had the same profile as Auto Elyaz has now. Two years later, 83.0% were still going and 7.9% had gone bankrupt.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Auto Elyaz itself: 3.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for Auto Elyaz. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 15-10-2026 | 2026-00560653 | |
| 31-12-2024 | micro format | 14-11-2025 | 2025-00566764 | |
| 31-12-2023 | micro format | 14-11-2025 | 2025-00566763 | |
| 31-12-2022 | micro format | 10-10-2023 | 2023-00486105 | |
| 31-12-2021 | micro format | 14-12-2022 | 2022-20537027 |
Board & ownership
Directors
Owners and capital
Shareholders
- Touhami Bilal to El Yazami Rachid
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| El Yazami Rachid |
|
| Touhami Bilal |
|
Network & group
Auto Elyaz shares no director with another company.
Companies at the same address
46 other companies- BIOTECH Corporation Registered office · since 2026 1036180427
- MK CONSULTANCE Establishment · since 2025 1008704285
- Congrégation chrétienne en Belgique Establishment · since 2025 0418708913
- NONNO SILVIO PASTA Registered office · since 2025 1026136769
- DRAGSEE Registered office · since 2024 1009582532
- AM FIDUCIA Registered office · since 2024 1007491884
- DATA DELEGATES Registered office · since 2024 1004672451
- KLAXXI Establishment · since 2024 1004505967
- CAR.GEST Establishment · since 2023 0804521265
- HAKIM OPERATIONS Establishment · since 2023 0794531651
Connections & network
1 current directorThe network starts from the directors of Auto Elyaz. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
28-08
Gazette deed
Resignation: Touhami Bilal (director)Share transfer3 points ▸
- General meeting, 01-12-2023
- Director resignation, Touhami Bilal (director)
- Share transfer, Touhami Bilal → El Yazami Rachid
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21306D0232/00W000 | Brussels | 8,562 m² | 1 · 754 m² | 13.1 m · 2 |