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Auto Elyaz

Active
Private limited companyfounded 20206 yrs activeBollinckxstraat 15, 1070 Anderlecht, BelgiumKBO/BCE: BE 0748.396.669
Summary

The computed 12-month bankruptcy probability of Auto Elyaz is 2.1% (moderate). The 2024 annual accounts show equity of €10,115 and a net result of €12,584. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 3542 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability62▲+18
Solvency33▲+11
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08 against 0.96 in 2023; short-term debt: 92% of total assets), and 92% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
8%
Return on assets
10%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3542 sector peers (2024).
NBB · sector comparison
Position among 3542 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
106 d late
2023
471 d late
2022
71 d late
2021
136 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 196 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 June 2020, Auto Elyaz was incorporated as a Private limited company.1 Total assets went from EUR 3,973 in 2021 to EUR 126,348 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€10,115
2023 · -€2,469
Total assets
€126,348▲ 51.4%
2023 · €83,464
Net result
€12,584▲ 439%
2023 · €2,336
Working capital
€9,515
2023 · -€3,069
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result€173--€4,246€2,414€12,594▲ 422%
Net result-€165within the sector's middle half--€4,640below the sector's middle half▼ 2,711%€2,336within the sector's middle half€12,584within the sector's middle half▲ 439%
Equity-€164below the sector's middle half--€4,805below the sector's middle half▼ 2,828%-€2,469below the sector's middle half▲ 48.6%€10,115within the sector's middle half
Total assets€3,973below the sector's middle half-€7,754below the sector's middle half▲ 95.2%€83,464within the sector's middle half▲ 976%€126,348within the sector's middle half▲ 51.4%
Debt€4,137-€12,559▲ 204%€85,933▲ 584%€116,233▲ 35.3%
Working capital-€764within the sector's middle half--€5,405within the sector's middle half▼ 607%-€3,069within the sector's middle half▲ 43.2%€9,515within the sector's middle half
Solvency-62.0%below the sector's middle half-3.0%below the sector's middle half▲ 59.0pp8.0%below the sector's middle half▲ 11.0pp
Current ratio0.57below the sector's middle half0.96within the sector's middle half▲ 0.391.08within the sector's middle half▲ 0.12
Return on assets (ROA)-59.8%below the sector's middle half2.8%within the sector's middle half▲ 62.6pp10.0%within the sector's middle half▲ 7.2pp
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2021: €173€173Net result 2021: -€165-€165Operating result 2022: -€4,246-€4,246Net result 2022: -€4,640-€4,640Operating result 2023: €2,414€2,414Net result 2023: €2,336€2,336Operating result 2024: €12,594€12,594Net result 2024: €12,584€12,5842021202220232024-€5,000€0€5,000€10,000€15,000Operating result 2022: -€4,246-€4,250Net result 2022: -€4,640-€4,640Operating result 2023: €2,414€2,410Net result 2023: €2,336€2,340Operating result 2024: €12,594€12,600Net result 2024: €12,584€12,600202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 422% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €126,348
Fixed assets €600 =
Current assets €125,748 ▲ 51.8%
Equity and liabilities €126,348
Equity €10,115
Debt €116,233
Debt finances 92.0% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
Quick ratio
1.06▲
2023 · 0.94
Debt to equity
11.49▲
2023 · -34.81
ROE
124.4%
Debt ≤ 1 year
€116,233▲
2023 · €85,933
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€83,464€126,348▲
Fixed assets21/28€600€600=
Financial fixed assets28€600€600=
Current assets29/58€82,864€125,748▲
Stocks and contracts in progress3€2,450€2,450=
Stocks30/36€2,450€2,450=
Amounts receivable within one year40/41€77,379€121,537▲
Trade receivables40€62,527€121,537▲
Other amounts receivable41€14,852-
Cash at bank and in hand54/58€1,223-
Deferred charges and accrued income490/1€1,813€1,761▼
Equity and liabilities
Total equity and liabilities10/49€83,464€126,348▲
Equity10/15-€2,469€10,115▲
Contributions10/11€1€1=
Profit (loss) carried forward14-€2,470€10,114▲
Amounts payable17/49€85,933€116,233▲
Amounts payable within one year42/48€85,933€116,233▲
Financial debts43-€1,960
Other loans439-€1,960
Trade debts44€80,211€106,040▲
Suppliers440/4€76,516€106,040▲
Bills of exchange payable441€3,695-
Taxes, remuneration and social security45€2,378€2,768▲
Taxes450/3€2,378€2,768▲
Other amounts payable47/48€3,343€5,464▲
Income statement Code20232024
Other operating charges640/8€58€392▲
Gross operating margin9900€2,472€12,986▲
Operating profit (loss)9901€2,414€12,594▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€77€10▼
Recurring financial charges65€77€10▼
Profit (loss) for the period before taxes9903€2,336€12,584▲
Profit (loss) for the period9904€2,336€12,584▲
Profit (loss) for the period to be appropriated9905€2,336€12,584▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,470€10,114▲
Profit (loss) brought forward from the previous period14P-€4,806-€2,470▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Other operating charges640/8€1,616€2,154€58€392▲ 576%
Gross operating margin9900€1,789-€2,093€2,472€12,986▲ 425%
Operating profit (loss)9901€173-€4,246€2,414€12,594▲ 422%
Financial income75/76B€102-€0€0▼ 50.0%
Recurring financial income75€102-€0€0▼ 50.0%
Financial charges65/66B€167€385€77€10▼ 86.9%
Recurring financial charges65€167€385€77€10▼ 86.9%
Profit (loss) for the period before taxes9903€109-€4,631€2,336€12,584▲ 439%
Income taxes67/77€274€10---
Profit (loss) for the period9904-€165-€4,640€2,336€12,584▲ 439%
Profit (loss) for the period to be appropriated9905-€165-€4,640€2,336€12,584▲ 439%
Line2021202220232024Change
Assets
Total assets20/58€3,973€7,754€83,464€126,348▲ 51.4%
Fixed assets21/28€600€600€600€600=
Financial fixed assets28€600€600€600€600=
Current assets29/58€3,373€7,154€82,864€125,748▲ 51.8%
Stocks and contracts in progress3--€2,450€2,450=
Stocks30/36--€2,450€2,450=
Amounts receivable within one year40/41€3,254€6,085€77,379€121,537▲ 57.1%
Trade receivables40-€6,085€62,527€121,537▲ 94.4%
Other amounts receivable41€3,254-€14,852--
Cash at bank and in hand54/58€119€1,069€1,223--
Deferred charges and accrued income490/1--€1,813€1,761▼ 2.8%
Equity and liabilities
Total equity and liabilities10/49€3,973€7,754€83,464€126,348▲ 51.4%
Equity10/15-€164-€4,805-€2,469€10,115▲ 510%
Contributions10/11€1€1€1€1=
Profit (loss) carried forward14-€165-€4,806-€2,470€10,114▲ 510%
Amounts payable17/49€4,137€12,559€85,933€116,233▲ 35.3%
Amounts payable within one year42/48€4,137€12,559€85,933€116,233▲ 35.3%
Financial debts43---€1,960-
Other loans439---€1,960-
Trade debts44€787€3,929€80,211€106,040▲ 32.2%
Suppliers440/4€787€3,929€76,516€106,040▲ 38.6%
Bills of exchange payable441--€3,695--
Taxes, remuneration and social security45€3,350€5,462€2,378€2,768▲ 16.4%
Taxes450/3€3,350€5,462€2,378€2,768▲ 16.4%
Other amounts payable47/48-€3,167€3,343€5,464▲ 63.4%
Line2021202220232024Change
Profit (loss) for the period9904-€165-€4,640€2,336€12,584▲ 439%
Operating cash flow (approximation)-€165-€4,640€2,336€12,584▲ 439%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash-€950€153--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 106 days late
14-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 471 days late
2024
31-12
Financial Highest result since 2021net €12,584 ▲439%
Operating result €12,594, net result €12,584, both a record.
2023
31-12
Financial Back to profitnet €2,336
Net result €2,336 after 2 loss-making years.
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-12
Financial Weakest financial yearnet -€4,640
Net result drops to -€4,640, the lowest in the series; recovery starts the following year.
14-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
8,562 m²
Building footprint
754 m²
Volume, LiDAR
4,860 m³
Parcel 21306D0232/00W000, Brussels · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
47 companies at this address See who is registered here
1 establishment unit
Auto Elyaz
Bollinckxstraat 15, 1070 AnderlechtNACE 45111
since 20202.310.154.671
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21306D0232/00W000 Brussels 8,562 m² 1 · 754 m² 13.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 757 companies in sector 95313 we hold annual accounts for 290. 146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
95313Repair and fitting of specific motor vehicle parts
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95319Other maintenance and repair of motor vehicles
49410Freight transport by road
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0748396669
Also 9925:BE0748396669
Registered 05-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.