AUTO CONTINENTAL
ActiveSummary
The computed 12-month bankruptcy probability of AUTO CONTINENTAL is 1.7% (moderate). The 2025 annual accounts show equity of €33,828 and a net result of €17,240. Its solvency ranks better than 20% of 8115 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+37
Solvency38▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.07 in 2024; short-term debt: 86.6% and cash: 11% of total assets), and 86.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.4%
Return on assets
6.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8115 sector peers (2025).
NBB · sector comparisonPosition among 8115 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€33,828▲ 104%
2024 · €16,588
Total assets
€253,108▲ 13.0%
2024 · €223,932
Net result
€17,240▲ 985%
2024 · €1,588
Working capital
€32,086▲ 115%
2024 · €14,955
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€3,688-€22,373▲ 507%
Net result€1,588-€17,240▲ 985%
Equity€16,588-€33,828▲ 104%
Total assets€223,932-€253,108▲ 13.0%
Debt€207,343-€219,280▲ 5.8%
Working capital€14,955-€32,086▲ 115%
Staff (FTE)1.5-2.1▲ 40.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 507% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253,108
Fixed assets
€1,742 ▲ 6.7%
Current assets
€251,366 ▲ 13.1%
Equity and liabilities €253,108
Equity
€33,828 ▲ 104%
Debt
€219,280 ▲ 5.8%
Debt's share of the balance-sheet total falls from 92.6% to 86.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23,349▲
2024 · €4,504
Cash flow
€18,216▲
2024 · €2,405
Current ratio
1.15▲
2024 · 1.07
Quick ratio
0.30▲
2024 · 0.29
Debt to equity
6.48▼
2024 · 12.50
ROE
51.0%▲
2024 · 9.6%
ROA
6.8%▲
2024 · 0.7%
Interest coverage
5.58▲
2024 · 2.14
Debt ≤ 1 year
€219,280▲
2024 · €207,343
Income taxes
€970
Staff costs
€89,410▲
2024 · €67,248
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €1.5m | €1.3m | ▼ 9.7% |
| Remuneration, social security and pensions62 | €67,248 | €89,410 | ▲ 33.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €816 | €976 | ▲ 19.5% |
| Other operating charges640/8 | €1,468 | €2,307 | ▲ 57.2% |
| Gross operating margin9900 | €73,220 | €115,066 | ▲ 57.2% |
| Operating profit (loss)9901 | €3,688 | €22,373 | ▲ 507% |
| Financial income75/76B | €10 | €25 | ▲ 142% |
| Recurring financial income75 | €10 | €25 | ▲ 142% |
| Financial charges65/66B | €2,109 | €4,187 | ▲ 98.5% |
| Recurring financial charges65 | €2,109 | €4,187 | ▲ 98.5% |
| Profit (loss) for the period before taxes9903 | €1,588 | €18,210 | ▲ 1,046% |
| Income taxes67/77 | - | €970 | - |
| Profit (loss) for the period9904 | €1,588 | €17,240 | ▲ 985% |
| Profit (loss) for the period to be appropriated9905 | €1,588 | €17,240 | ▲ 985% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €223,932 | €253,108 | ▲ 13.0% |
| Fixed assets21/28 | €1,633 | €1,742 | ▲ 6.7% |
| Tangible fixed assets22/27 | €1,633 | €1,742 | ▲ 6.7% |
| Plant, machinery and equipment23 | €1,633 | €1,043 | ▼ 36.1% |
| Furniture and vehicles24 | - | €699 | - |
| Current assets29/58 | €222,299 | €251,366 | ▲ 13.1% |
| Stocks and contracts in progress3 | €163,081 | €184,816 | ▲ 13.3% |
| Stocks30/36 | €163,081 | €184,816 | ▲ 13.3% |
| Amounts receivable within one year40/41 | €37,100 | €37,100 | = |
| Trade receivables40 | €37,100 | €37,100 | = |
| Cash at bank and in hand54/58 | €21,166 | €27,742 | ▲ 31.1% |
| Deferred charges and accrued income490/1 | €952 | €1,708 | ▲ 79.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €223,932 | €253,108 | ▲ 13.0% |
| Equity10/15 | €16,588 | €33,828 | ▲ 104% |
| Contributions10/11 | €15,000 | €15,000 | = |
| Capital10 | €15,000 | €15,000 | = |
| Issued capital100 | €15,000 | €15,000 | = |
| Reserves13 | €1,588 | €18,828 | ▲ 1,085% |
| Distributable reserves133 | €1,588 | €18,828 | ▲ 1,085% |
| Amounts payable17/49 | €207,343 | €219,280 | ▲ 5.8% |
| Amounts payable within one year42/48 | €207,343 | €219,280 | ▲ 5.8% |
| Trade debts44 | €39,907 | €70,262 | ▲ 76.1% |
| Suppliers440/4 | €39,907 | €70,262 | ▲ 76.1% |
| Taxes, remuneration and social security45 | €10,282 | €14,445 | ▲ 40.5% |
| Taxes450/3 | €625 | €1,966 | ▲ 215% |
| Remuneration and social security454/9 | €9,657 | €12,480 | ▲ 29.2% |
| Other amounts payable47/48 | €157,154 | €134,573 | ▼ 14.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1,588 | €17,240 | ▲ 985% |
| + Depreciation and write-downs630 | €816 | €976 | ▲ 19.5% |
| Operating cash flow (approximation) | €2,405 | €18,216 | ▲ 657% |
| Investment in fixed assets (approximation) | - | -€1,085 | - |
| Change in cash | - | €6,576 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2024
Ground area
3.2 ha
Building footprint
597 m²
Volume, LiDAR
3,277 m³
Parcel 62001B0373/00F000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
53
companies at this address
See who is registered here
1 establishment unit
AUTO CONTINENTAL
since 20242.357.546.891
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62001B0373/00F000 | Wallonia | 3.2 ha | 1 · 597 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTER AUTO
BE 0442.839.741
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AYA CAR
BE 0689.944.865
Charleroi · Eq €33,973
VPAuto Belgium
BE 0750.590.849
Seneffe · Eq €33,995
MALHERBE A.W.
BE 0463.237.554
Jette · Eq €34,191
JOVAN
BE 0442.681.472
Hooglede · Eq €33,465
Of 2,129 companies in sector 46711 we hold annual accounts for 1,128. 680 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
95315Tyre services
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:1007391619
Also
9925:BE1007391619
Registered
09-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.