AUTO - CONTACT

Active

Private limited companyfounded 199629 yrs activeFaubourg de Soignies 42, 1400 Nivelles, BelgiumKBO/BCE: BE 0459.427.830

AUTO - CONTACT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.78M and a net result of €277k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 572 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

72 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability74▲+1

Solvency87▲+2

Growth62▲+17

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €270k at 30 days acceptable

Liquidity ample (current ratio 2.46 against 2.49 in 2023; short-term debt: 34.6% and cash: 9.3% of total assets), and 37.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 95

Relative position

BE, all sectors

reference

Sector 95

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

62.2%

Return on assets

4.6%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

28 d late

2022

99 d late

2021

74 d late

2020

122 d late

2019

93 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

€7.27M▼ 0.7%

2018 · €7.32M

2018: €7.32M

2018 → 2019

EBIT margin

2.5%▼ 1.5pp

2018 · 4.1%

2018: 4.1%

2018 → 2019

Net result

€277k▲ 53.2%

2023 · €181k

2018: €257k 2019: €157k 2020: €143k 2021: €123k 2022: €213k 2023: €181k

2018 → 2024

Working capital

€3.06M▲ 5.5%

2023 · €2.90M

2018: €2.18M 2019: €2.31M 2020: €2.24M 2021: €2.46M 2022: €2.61M 2023: €2.90M

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€2.99M-€3.11M▲ 4.1%€3.32M▲ 6.9%€3.50M▲ 5.4%€3.78M▲ 7.9%

Operating result€74k-€84k▲ 13.4%€193k▲ 131%€176k▼ 8.9%€270k▲ 53.5%

Net result€143k-€123k▼ 13.8%€213k▲ 73.3%€181k▼ 15.3%€277k▲ 53.2%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 53% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €6.08M

15.1%

84.9%

Fixed assets €915k▼ 3.4%

Current assets €5.16M▲ 6.5%

Equity and liabilities €6.08M

62.2%

37.8%

Equity €3.78M▲ 7.9%

Debt €2.30M▲ 0.2%

The debt ratio falls from 39.5% to 37.8%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€499k▲

2023 · €395k

Cash flow

€507k▲

2023 · €401k

Solvency

62.2%▲

2023 · 60.5%

Current ratio

2.46▼

2023 · 2.49

Quick ratio

1.89▼

2023 · 1.95

Debt / equity

0.61▼

2023 · 0.65

ROE

7.3%▲

2023 · 5.2%

ROA

4.6%▲

2023 · 3.1%

Interest coverage

50.61▲

2023 · 19.62

Debt

€2.30M▲

2023 · €2.29M

Debt ≤ 1 year

€2.10M▲

2023 · €1.95M

Debt > 1 year

€80k▼

2023 · €151k

Income taxes

€140k▲

2023 · €99k

Staff costs

€1.92M▲

2023 · €1.74M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€5.80M€6.08M▲

Fixed assets21/28€947k€915k▼

Tangible fixed assets22/27€855k€823k▼

Land and buildings22€406k€369k▼

Plant, machinery and equipment23€167k€171k▲

Furniture and vehicles24€267k€274k▲

Leasing and similar rights25€14k€8k▼

Financial fixed assets28€93k€93k=

Current assets29/58€4.85M€5.16M▲

Amounts receivable after more than one year29€886k€918k▲

Trade receivables290€886k€918k▲

Stocks and contracts in progress3€1.04M€1.19M▲

Stocks30/36€1.04M€1.19M▲

Amounts receivable within one year40/41€2.00M€2.14M▲

Trade receivables40€1.45M€1.39M▼

Other amounts receivable41€548k€747k▲

Cash at bank and in hand54/58€687k€562k▼

Deferred charges and accrued income490/1€229k€352k▲

Equity and liabilities

Total equity and liabilities10/49€5.80M€6.08M▲

Equity10/15€3.50M€3.78M▲

Contributions10/11€6k€6k=

Reserves13€512k€782k▲

Distributable reserves133€512k€782k▲

Profit (loss) carried forward14€2.99M€2.99M▲

Amounts payable17/49€2.29M€2.30M▲

Amounts payable after more than one year17€151k€80k▼

Financial debts170/4€151k€80k▼

Amounts payable within one year42/48€1.95M€2.10M▲

Current portion of amounts payable after more than one year42€67k€70k▲

Trade debts44€1.52M€1.76M▲

Suppliers440/4€1.52M€1.76M▲

Taxes, remuneration and social security45€361k€272k▼

Taxes450/3€121k€91k▼

Remuneration and social security454/9€239k€181k▼

Accrued charges and deferred income492/3€192k€114k▼

Income statement Code20232024

Non-recurring operating income76A-€7k

Remuneration, social security and pensions62€1.74M€1.92M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220k€230k▲

Other operating charges640/8€40k€41k▲

Non-recurring operating charges66A€2k€289▼

Gross operating margin9900€2.17M€2.46M▲

Operating profit (loss)9901€176k€270k▲

Financial income75/76B€125k€157k▲

Recurring financial income75€108k€117k▲

Non-recurring financial income76B€17k€40k▲

Financial charges65/66B€20k€10k▼

Recurring financial charges65€20k€10k▼

Profit (loss) for the period before taxes9903€280k€417k▲

Income taxes67/77€99k€140k▲

Profit (loss) for the period9904€181k€277k▲

Profit (loss) for the period to be appropriated9905€181k€277k▲

Appropriation of the result

Profit (loss) to be appropriated9906€3.17M€3.26M▲

Profit (loss) brought forward from the previous period14P€2.98M€2.99M=

Transfer to equity691/2€180k€270k▲

To other reserves6921€180k€270k▲

Social balance

Average headcount (FTE)908735.138.5▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 2Gazette 1Filings 10

2026

13-01

State Gazette act Capital & shares · Purpose · Restructuring

General meeting · Merger · Accounting effect9 facts ▸

General meeting, 2025-12-22
Merger, absorption, 2025-10-01
Accounting effect, 2025-10-01
Share cancellation, 1250
Purpose change, La société a pour objet, tant en Belgique qu'à l'étranger, pour compte propre, pour compte de tiers ou en participation avec ceux-ci : 1) L'entretien et la répa…
Power of attorney, VANHAMME Gérard, Léon, Joseph
Real estate, Un garage, sur et avec terrain, sis chaussée de Dinant, 184-186-188, l'ensemble cadastré section E, numéro 192 H Р0000 (d'après titre numéros 207 A 2 P0000 et 1…
Mortgage, 2016-03-22
Capital

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 60 days late

2024

31-12

Financial Highest result since 2018net €277k ▲53.2%

Net result €277k, the highest in the series.

28-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 28 days late

2023

07-11

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 99 days late

2022

13-10

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 74 days late

2021

31-12

Financial Weakest financial yearnet €123k ▼13.8%

Net result drops to €123k, the lowest in the series; recovery starts the following year.

30-11

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 122 days late

2020

01-11

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 93 days late

2019

30-09

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 61 days late

2018

28-09

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 59 days late

2017

22-12

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 144 days late

2016

23-12

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 145 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Nivelles · 4 establishment units since 1997

establishment All 4 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Faubourg de Soignies 421400 Nivelles

Ground area

8,130 m²

Building footprint

2,234 m²

Volume, LiDAR

8,043 m³

4 parcels, Wallonia · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.

4 establishment units

AUTO-CONTACT

Faubourg de Soignies 42, 1400 NivellesNACE 50101

since 19972.080.619.811

AUTO-CONTACT

Chaussée de Namur 238, 1300 WavreNACE 50101

since 20032.204.153.071

AUTO-CONTACT

Chaussée de Charleroi 255, 5030 GemblouxNACE 45111

since 20122.204.153.962

AUTO - CONTACT

Chaussée de Dinant 184, 5000 NamurWholesale of motor vehicle parts and accessories

since 20252.377.645.588

4 parcels

Wallonia 4 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25772K0028/00T000	Wallonia	2,882 m²	1 · 346 m²	12.5 m · 2 fl.
92255B0149/00W002	Wallonia	2,006 m²	1 · 745 m²	-
25072B0482/00A000	Wallonia	1,973 m²	1 · 1,092 m²	9.8 m · 2 fl.
92302E0192/00H000	Wallonia	1,269 m²	1 · 51 m²	7.3 m · 2 fl.