Active BE 0840.733.147Private limited company

AUTO CLAUDE

Rue de Messancy - AUBANGE 110 ·6790 Aubange, Belgium· 14 yrs active

Sector: NACE 95319 (95319)

Conclusion Checked

The computed 12-month bankruptcy probability of AUTO CLAUDE is 0.5% (very low). The 2024 annual accounts show equity of €166k and a net result of €3k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 183 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€166k
Net result	€3k
Better than sector	67%
Active	14 yrs

Snowflake analysis 5 axes · computed by Checked

64 / 100

Strong profile, led by stability.

Health 79

Profitability 8

Solvency 79

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Higher-failure-rate region +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2011 — 14 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

79 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.

growing Equity: growth of ~25.5%/year over 7 fiscal years — indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	42.2%	23.6%	better than 67% of 183 sector peers
Net result	€3k	€4k	better than 46% of 183 sector peers
Equity	€166k	€15k	better than 95% of 183 sector peers
Gross operating margin	€7k	€25k	better than 29% of 183 sector peers
Total assets	€393k	€70k	better than 92% of 183 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€6k

-86.6% -91% vs sector

Net profit

€3k

-89.4% -92% vs sector

Cash flow

€5k

-85.1% -90% vs sector

Total assets

€393k

+0.7% +46% vs sector

Equity

€166k

+1.7% +80% vs sector

Working capital

€156k

+18.1% +69% vs sector

Income taxes

€842

-92.3% -94% vs sector

Debt

€227k

-0.1% +59% vs sector

Debt ≤ 1y

€227k

-0.1% +59% vs sector

Current ratio

1.69

+6.7% -19% vs sector

Quick ratio

1.34

+54.8% -28% vs sector

Solvency

42.2%

+1.0% -18% vs sector

Debt / equity

1.37

-1.7% +208% vs sector

ROE

1.7%

-89.5% -93% vs sector

ROA

0.7%

-89.4% -96% vs sector

Interest coverage

40.16

-90.7% -9% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€6k
Net profit	€3k
Cash flow	€5k
Staff costs	—
Income taxes	€842
Dividends	—
Total assets	€393k
Equity	€166k
Debt	€227k
of which ≤ 1y	€227k
of which > 1y	—
Working capital	€156k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	1.69
Quick ratio	1.34
Working capital ratio	39.7%
Solvency	42.2%
Debt / equity	1.37
Long-term debt ratio	—
Interest coverage	40.16
Gross margin	—
Net margin	—
ROA	0.7%
ROE	1.7%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €10k · 2.5% Current assets €384k · 97.5%

Equity & liabilities

Equity €166k · 42.2% Debt €227k · 57.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€393k
Fixed assets	21/28	€10k
Tangible fixed assets	22/27	€10k
Current assets	29/58	€384k
Stocks & contracts in progress	3	€79k
Amounts receivable within one year	40/41	€6k
Cash & bank	54/58	€295k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€393k
Equity	10/15	€166k
Contributions / capital	10/11	€20k
Reserves	13	€124k
Accumulated profits (losses)	14	€22k
Amounts payable	17/49	€227k
Amounts payable within one year	42/48	€227k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€7k
Operating result	9901	€4k
Financial charges	65	€152
Result before taxes	9903	€4k
Income taxes	67/77	€842
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	95319
Legal form	Private limited company(610)
Incorporation	31-10-2011
Status	Active
Postal code	6790

Establishment units 1 location

Rue de Messancy - AUBANGE 110, 6790 Aubange

Groothandel in auto's en lichte bestelwagens (= 3,5 ton)

since 20112.204.031.624

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

15-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

01-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

13-12-2023

State Gazette act Director changes

Jean-François BRICART

03-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

01-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

28-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

06-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

16-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

20-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

09-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

27-07-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgisch Staatsblad — acts 1 acts

All acts · 1 updated 2 years ago

2023

13-12-2023 2 resigning, 2 reappointed Director changes·Jean-François BRICART

BRAHY Laurent — Zaakvoerder
BOURGEOIS Denis — Zaakvoerder
BRAHY Laurent — Bestuurder
BOURGEOIS Denis — Bestuurder

Notary: Jean-François BRICART · Messancy

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Onderhoud en reparatie van motorvoertuigen, n.e.g.45209Onderhoud en reparatie van motorvoertuigen, neg95319Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811

Primary activity highlighted.

Names & trade names

Legal nameFR

AUTO CLAUDE

Registered office

Rue de Messancy - AUBANGE 110

6790 Aubange, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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