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Generated 15-08-2026
Active BE 0713.523.783Private limited company

Authentic Stone

Kaaistraat 1 ·3580 Beringen, Belgium· 7 yrs active
Sector: Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment) (47521)
Conclusion Checked

The computed 12-month bankruptcy probability of Authentic Stone is 2.5% (moderate). The 2025 annual accounts show equity of €48k and a net result of €3k. Its solvency ranks better than 46% of 1421 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €48k
Net result €3k
Staff (FTE) 9.4
Better than sector 46%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health61Profitability34Solvency26Growth-Stability85
52 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 61
Profitability 34
Solvency 26
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
61 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 10-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 19.8% 23.7%
better than 46% of 1421 sector peers
Net result €3k €8k
better than 42% of 1418 sector peers
Equity €48k €26k
better than 62% of 1423 sector peers
Gross operating margin €378k €35k
better than 95% of 1415 sector peers
Staff costs €337k €42k
higher than 95% of 602 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€37k
Net profit€3k
Cash flow€27k
Staff costs€337k
Income taxes€8k
Dividends-
Total assets€243k
Equity€48k
Debt€195k
of which ≤ 1y€195k
of which > 1y-
Working capital€12k
Employees (FTE)9.4
Ratios (computed)
2025
Current ratio1.06
Quick ratio1.06
Working capital ratio4.9%
Solvency19.8%
Debt / equity4.06
Long-term debt ratio-
Interest coverage39.13
Gross margin-
Net margin-
ROA1.4%
ROE6.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€243k
Fixed assets 21/28€36k
Intangible fixed assets 21€20k
Tangible fixed assets 22/27€15k
Financial fixed assets 28€200
Current assets 29/58€207k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€243k
Equity 10/15€48k
Contributions / capital 10/11€1k
Reserves 13€47k
Amounts payable 17/49€195k
Amounts payable within one year 42/48€195k
Trade debts payable within one year 44€154k
Income statement
Gross operating margin 9900€378k
Operating result 9901€12k
Financial income 75€0
Financial charges 65€934
Result before taxes 9903€11k
Income taxes 67/77€8k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Verbruggen, Jelene
    Niet statutair bestuurder
    State Gazette act 25355566 (15-09-2025)
    Current
    15-09-2025 → present
  • Verbruggen, Joren
    Niet statutair bestuurder
    State Gazette act 25355566 (15-09-2025)
    Current
    15-09-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521)
Legal form Private limited company(610)
Incorporation14-11-2018
StatusActive
Postal code3580
Establishment units 3 locations
Authentic Stone GCV
Grote Steenweg 344, 9340 LedeHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20182.281.754.160
Artstone Heusden-Zolder
Lochtemanweg 51, 3550 Heusden-ZolderHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20202.303.895.696
Artstone Puurs
Dendermondsesteenweg 150, 2870 Puurs-Sint-AmandsHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20212.313.739.812
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502C0640/00E000 Flanders 1.5 ha 1 · 3,397 m² 9.7 m · 2 fl.
41032D0103/00F000 Flanders 9,186 m² 1 · 709 m² 7.7 m · 2 fl.
71004A0543/00H000 Flanders 1,159 m² 1 · 175 m² 33.3 m · 10 fl.
12022B0330/00H000 Flanders 312 m² 1 · 312 m² 10.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
10-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
15-09-2025
State Gazette act Director changes
Hendrik Van de Cruys
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 11 months ago
2025
15-09-2025 2 directors appointed Director changes·Hendrik Van de Cruys
  • Verbruggen, Joren, Niet statutair bestuurder
  • Verbruggen, Jelene, Niet statutair bestuurder
Notary: Hendrik Van de Cruys · Vosselaar
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "niet_statutair_bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbruggen, Joren",
        "address": "2870 Puurs-Sint-Amands, Dendermondsesteenweg 150",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "niet_statutair_bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbruggen, Jelene",
        "address": "2890 Puurs-Sint-Amands, Wilgenweg 13",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
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      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": "Hendrik Van de Cruys",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Vosselaar",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-09-15",
    "filing_date": "2025-09-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-08-26",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0713.523.783",
    "name_full": "Authentic Stone",
    "legal_form": "Gewone commanditaire vennootschap"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0451.657.041",
    "org_name": "Moore Finance \u0026 Tax",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "lijst publicatiedata",
    "geco\u00F6rdineerde statuten",
    "verslag bestuursorgaan",
    "verslag bedrijfsrevisor"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in wand- en vloertegels in gespecialiseerde winkels47523Detailhandel in wand- en vloertegels47523Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Detailhandel in overige bouwmaterialen in gespecialiseerde winkels47529Detailhandel in overige bouwmaterialen, neg47529
Primary activity highlighted.
Names & trade names
Legal nameNL Authentic Stone
Registered office
Kaaistraat 1
3580 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative