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Authentic Stone

Active
Kaaistraat 1 ·3580 Beringen, Belgium
KBO/BCE: BE 0713.523.783
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Age7 yrs
Board2
Staff (FTE)9.4
Real estate4 parcels · 2.6 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Authentic Stone is 2.5% (moderate). The 2025 annual accounts show equity of €48k and a net result of €3k. Its solvency ranks better than 46% of 1421 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 10-07-2026 21 d early 2026-00277179

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€3k
Working capital€12k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 10-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 19.8% 23.7%
better than 46% of 1421 sector peers
Net result €3k €8k
better than 42% of 1418 sector peers
Equity €48k €26k
better than 62% of 1423 sector peers
Gross operating margin €378k €35k
better than 95% of 1415 sector peers
Staff costs €337k €42k
higher than 95% of 602 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€37k
Net profit€3k
Cash flow€27k
Staff costs€337k
Income taxes€8k
Dividends-
Total assets€243k
Equity€48k
Debt€195k
of which ≤ 1y€195k
of which > 1y-
Working capital€12k
Employees (FTE)9.4
Ratios (computed)
2025
Current ratio1.06
Quick ratio1.06
Working capital ratio4.9%
Solvency19.8%
Debt / equity4.06
Long-term debt ratio-
Interest coverage39.13
Gross margin-
Net margin-
ROA1.4%
ROE6.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€243k
Fixed assets 21/28€36k
Intangible fixed assets 21€20k
Tangible fixed assets 22/27€15k
Financial fixed assets 28€200
Current assets 29/58€207k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€243k
Equity 10/15€48k
Contributions / capital 10/11€1k
Reserves 13€47k
Amounts payable 17/49€195k
Amounts payable within one year 42/48€195k
Trade debts payable within one year 44€154k
Income statement
Gross operating margin 9900€378k
Operating result 9901€12k
Financial income 75€0
Financial charges 65€934
Result before taxes 9903€11k
Income taxes 67/77€8k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
61 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Verbruggen, Jelene
    Niet statutair bestuurder
    State Gazette act 25355566 (15-09-2025)
    Current
    15-09-2025 → present
  • Verbruggen, Joren
    Niet statutair bestuurder
    State Gazette act 25355566 (15-09-2025)
    Current
    15-09-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521)
Legal form Private limited company(610)
Incorporation14-11-2018
StatusActive
Postal code3580

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kaaistraat 13580 Beringen

Establishment units

3 locations
Authentic Stone GCV
Grote Steenweg 344, 9340 LedeHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20182.281.754.160
Artstone Heusden-Zolder
Lochtemanweg 51, 3550 Heusden-ZolderHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20202.303.895.696
Artstone Puurs
Dendermondsesteenweg 150, 2870 Puurs-Sint-AmandsHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20212.313.739.812
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels4
Ground area2.6 ha
Buildings4
Building footprint4,594 m²
Volume (LiDAR)32,529 m³
Tallest building33.3 m · ±10 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502C0640/00E000 Flanders 1.5 ha 1 · 3,397 m² 9.7 m · 2 fl.
41032D0103/00F000 Flanders 9,186 m² 1 · 709 m² 7.7 m · 2 fl.
71004A0543/00H000 Flanders 1,159 m² 1 · 175 m² 33.3 m · 10 fl.
12022B0330/00H000 Flanders 312 m² 1 · 312 m² 10.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 11 months ago
2025
15-09-2025 2 directors appointed Director changes·Hendrik Van de Cruys
  • Verbruggen, Joren, Niet statutair bestuurder
  • Verbruggen, Jelene, Niet statutair bestuurder
Notary: Hendrik Van de Cruys · Vosselaar

Analysis

Snowflake analysis

financial profile on 5 axes
Health61Profitability34Solvency26Growth-Stability85
52 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 61
Profitability 34
Solvency 26
Growth -
Stability 85

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 165 of the 1,711 companies in this sector. 113 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in wand- en vloertegels in gespecialiseerde winkels47523Detailhandel in wand- en vloertegels47523Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Detailhandel in overige bouwmaterialen in gespecialiseerde winkels47529Detailhandel in overige bouwmaterialen, neg47529
Primary activity highlighted.
Names & trade names
Legal nameNL Authentic Stone
Registered office
Kaaistraat 1
3580 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.