AUGUSTINUS
ActiveSummary
AUGUSTINUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €116,159 and a net result of -€5,267. Equity is shrinking by ~18.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 93% of 1495 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
10 d early
2023
34 d early
2022
36 d early
2021
14 d early
2020
35 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€116,159▼ 4.3%
2024 · €121,426
Net result
-€5,267
2024 · €12,977
Total assets
€127,196▼ 2.8%
2024 · €130,914
Solvency
91.3%▼ 1.4pp
2024 · 92.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,463€133,236▲ 265%€6,658▼ 95.0%€11,310▲ 69.9%-€4,586
Net result€36,437€107,580▲ 195%€4,074▼ 96.2%€12,977▲ 219%-€5,267
Equity€877,795▼ 25.7%€985,375▲ 12.3%€657,449▼ 33.3%€121,426▼ 81.5%€116,159▼ 4.3%
Total assets€884,057▼ 25.8%€1.0m▲ 15.5%€665,408▼ 34.8%€130,914▼ 80.3%€127,196▼ 2.8%
Debt€6,262▼ 39.0%€35,526▲ 467%€7,959▼ 77.6%€9,488▲ 19.2%€11,037▲ 16.3%
Working capital€848,037▼ 25.3%€956,140▲ 12.7%€627,821▼ 34.3%€100,705▼ 84.0%€117,659▲ 16.8%
Solvency99.3%▲ 0.2pp96.5%▼ 2.8pp98.8%▲ 2.3pp92.8%▼ 6.1pp91.3%▼ 1.4pp
Staff (FTE)00
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,586 after €11,310 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €127,196
Equity
€116,159 ▼ 4.3%
Debt
€11,037 ▲ 16.3%
Debt's share of the balance-sheet total rises from 7.2% to 8.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-4.5%▼
2024 · 10.7%
ROA
-4.1%▼
2024 · 9.9%
Debt ≤ 1 year
€9,537▲
2024 · €7,988
Income taxes
€2,348▼
2024 · €12,865
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €50,757 | €127,837 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €20,086 | €27,487 | €73,017 | €76,824 | ▲ 5.2% |
| Remuneration, social security and pensions62 | €72,868 | €48,868 | €48,960 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,788 | €7,095 | €7,407 | €7,407 | €7,407 | = |
| Other operating charges640/8 | €2,206 | €2,312 | €263 | €1,637 | €659 | ▼ 59.7% |
| Non-recurring operating charges66A | - | - | - | - | €357 | - |
| Gross operating margin9900 | €128,325 | €191,511 | €63,288 | €20,354 | €3,837 | ▼ 81.1% |
| Operating profit (loss)9901 | €36,463 | €133,236 | €6,658 | €11,310 | -€4,586 | ▼ 141% |
| Financial income75/76B | €94 | - | €1,085 | €14,575 | €1,750 | ▼ 88.0% |
| Recurring financial income75 | €94 | - | €1,085 | €14,575 | €1,750 | ▼ 88.0% |
| Financial charges65/66B | €84 | €60 | €72 | €43 | €83 | ▲ 93.0% |
| Recurring financial charges65 | €84 | €60 | €72 | €43 | €83 | ▲ 93.0% |
| Profit (loss) for the period before taxes9903 | €36,473 | €133,176 | €7,671 | €25,842 | -€2,919 | ▼ 111% |
| Income taxes67/77 | €36 | €25,596 | €3,597 | €12,865 | €2,348 | ▼ 81.7% |
| Profit (loss) for the period9904 | €36,437 | €107,580 | €4,074 | €12,977 | -€5,267 | ▼ 141% |
| Profit (loss) for the period to be appropriated9905 | €36,437 | €107,580 | €4,074 | €12,977 | -€5,267 | ▼ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €884,057 | €1.0m | €665,408 | €130,914 | €127,196 | ▼ 2.8% |
| Fixed assets21/28 | €29,758 | €37,035 | €29,628 | €22,221 | - | - |
| Tangible fixed assets22/27 | €29,758 | €37,035 | €29,628 | €22,221 | - | - |
| Plant, machinery and equipment23 | €27,910 | €0 | - | - | - | - |
| Furniture and vehicles24 | €1,848 | €37,035 | €29,628 | €22,221 | - | - |
| Current assets29/58 | €854,299 | €983,866 | €635,780 | €108,693 | €127,196 | ▲ 17.0% |
| Amounts receivable within one year40/41 | - | €6,655 | - | - | €1,941 | - |
| Trade receivables40 | - | €6,655 | - | - | - | - |
| Other amounts receivable41 | - | - | - | - | €1,941 | - |
| Cash at bank and in hand54/58 | €854,299 | €977,211 | €635,780 | €108,693 | €125,255 | ▲ 15.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €884,057 | €1.0m | €665,408 | €130,914 | €127,196 | ▼ 2.8% |
| Equity10/15 | €877,795 | €985,375 | €657,449 | €121,426 | €116,159 | ▼ 4.3% |
| Contributions10/11 | €9,915 | €9,915 | - | €9,916 | €9,916 | = |
| Outside capital11 | - | - | - | €9,916 | - | - |
| Other1109/19 | - | - | - | €9,916 | - | - |
| Reserves13 | €920,381 | €975,460 | €657,449 | €111,510 | €106,243 | ▼ 4.7% |
| Non-distributable reserves130/1 | €36,509 | €36,509 | - | - | - | - |
| Reserves not available under the articles1311 | €36,509 | €36,509 | - | - | - | - |
| Distributable reserves133 | €883,872 | €938,951 | €657,449 | €111,510 | €106,243 | ▼ 4.7% |
| Profit (loss) carried forward14 | -€52,501 | - | - | - | - | - |
| Amounts payable17/49 | €6,262 | €35,526 | €7,959 | €9,488 | €11,037 | ▲ 16.3% |
| Amounts payable within one year42/48 | €6,262 | €27,726 | €7,959 | €7,988 | €9,537 | ▲ 19.4% |
| Trade debts44 | €3,065 | €1,906 | €1,224 | €659 | €731 | ▲ 10.9% |
| Suppliers440/4 | €3,065 | €1,906 | €1,224 | €659 | €731 | ▲ 10.9% |
| Taxes, remuneration and social security45 | €3,197 | €25,820 | €6,735 | €7,329 | €6,835 | ▼ 6.7% |
| Taxes450/3 | €3,197 | €25,820 | €6,735 | €7,329 | €6,835 | ▼ 6.7% |
| Other amounts payable47/48 | - | - | - | - | €1,971 | - |
| Accrued charges and deferred income492/3 | - | €7,800 | - | €1,500 | €1,500 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,437 | €107,580 | €4,074 | €12,977 | -€5,267 | ▼ 141% |
| + Depreciation and write-downs630 | €16,788 | €7,095 | €7,407 | €7,407 | €7,407 | = |
| Operating cash flow (approximation) | €53,225 | €114,675 | €11,481 | €20,384 | €2,140 | ▼ 89.5% |
| Investment in fixed assets (approximation) | - | -€14,372 | €0 | €0 | - | - |
| Change in cash | - | €122,912 | -€341,431 | -€527,087 | €16,562 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 79.88
Current ratio from 35.49 to 79.88; short-term debt falls from €27,726 to €7,959.
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €36,437
Net result €36,437 after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€48,427
Net result drops to -€48,427, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 67.34
Current ratio from 15.43 to 67.34; short-term debt falls from €82,375 to €17,456.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 1991
Ground area
316 m²
Building footprint
169 m²
Volume, LiDAR
862 m³
Parcel 12034A0701/00V000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AUGUSTINUS
since 19912.053.012.720
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12034A0701/00V000 | Flanders | 316 m² | 1 · 169 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 1,507 companies in sector 66199 we hold annual accounts for 921. 631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
Contact
E-mail
eddy@augutinusbvba.be
E-mail
info@augustinusbvba.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443871208
Registered
30-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.