Skip to content

Au Clocher

Active
Private limited companyfounded 200818 years activeRue de la Colline,Transinne 58, 6890 Libin, BelgiumKBO/BCE: BE 0895.290.105
Summary

Au Clocher has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €366,777 and a net result of €62,204. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 926 sector peers (NACE 56, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€403,105total assets 2025
Staff
3.5 FTE
Equity
€366,777
Profit
€62,204
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
LIBRASEINE HOLDING · 100%
Accounts 1 day early0 of 4 deeds read
Why 94- Sector Food and beverage service activities (NACE 56)- Size: 3.5 FTE, total assets €403,105+ Liquidity: current ratio 9.30, cash €97,357+ Equity €366,777 (91.0% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.0% of total assets
Liquidity 80+12
short-term debt 8.9% · cash 24.2%
Profitability 88=
return on assets 15.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,697 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.2%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.5%▼ -0.7 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%▲ +0.1 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.8%▲ +0.1 percentage points vs 12-2025 02-2026: 1.1%▲ +0.3 percentage points vs 01-2026 03-2026: 0.3%▼ -0.8 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.2 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 9.3 against 18.6 in 2024; short-term debt: 8.9% and cash: 24.2% of total assets), and 9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 83% on liquidity, 76% on profitability and 66% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 9.30, cash €97,357
NBB · annual accounts
lowers risk · Equity €366,777 (91.0% of total assets)
NBB · annual accounts
raises risk · Size: 3.5 FTE, total assets €403,105
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
4 days late
2023
60 days early
2022
16 days late
2021
55 days early
2020
72 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Liquidity triplescurrent ratio 18.60

Key points

  • Positive: Among the best 5% on solvencysector median 30.7% · 926 companies 91.0% View
  • Controlled by LIBRASEINE HOLDING 100% View
  • Positive: 5 profitable years in a rowprofit 2025: €62,204 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€403,105
Profit
€62,204
Solvency
91.0%
Turnover▼ 2.0%
Net result
20222023
Go to Financials

Timeline

Events
18
Since
2016
Next accounts
by 31-01-2027
  1. 02-12-2023Annual accounts filed
  2. 30-06-2023Liquidity times 5
  3. 30-06-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
29-01-2008
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.