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ATRIUM

Active Public limited companyfounded 2006active for 20 yearsRue des Hêtres 17, 4400 FlémalleKBO/BCE: BE 0884.089.177 subsidiary of LAUREATUS#9 employer in Flémalle, Wholesale and retail trade sector

Lifetime

18 annual accounts with figures on one time axis
peak €768,285 (2012)
€295,864▼ 10.2%
lowest -€107,213 (2014)
-€36,816▼ €37,620
peak €477,105 (2021)
€329,201▼ 10.1%
€699,481▼ 2.0%
peak 17.5 FTE (2012)
6.7 FTE▼ 4.3%
Board6 names since 2020
2 directorsLAUREATUS and 1 other
Owners2 names in the annual accounts
  
Documentsfilings and deeds
09-09-20269 days late
2026financial year
Loss of €36,816Cash from €29,450 to €17,871

Key points

from the 2026 annual accounts

Turnover

≈ €1.6m estimated

The accounts state no turnover.

Staff

6.7 FTE from 17.5 in 2012

Between 2012 and 2026, 62% of the full-time equivalents disappeared.

Filings

18 annual accounts since 2008
deadline2010201520202025

The 2026 accounts came 9 days late. The other nine of the last ten were filed on time.

Checked score

68
Healthy
Financially stronger than 30% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 1.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 0.9%▼ -0.1 percentage points vs 06-2025 08-2025: 0.6%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.6%● unchanged vs 08-2025lowest value 10-2025: 0.6%● unchanged vs 09-2025lowest value 11-2025: 0.6%● unchanged vs 10-2025lowest value 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 1.4%▲ +0.8 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.7 percentage points vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026

Financial strength
Weak

57-2equity 32.0% of total assets
21-4short-term debt 60.2% · cash 1.7%
33-17return on assets -3.6%

Score breakdown

raises risk
Size: 6.7 FTE, total assets €1.0m
Loss of €36,816 (financial year 2026)
Sector: Retail trade (NACE 47)
lowers risk
Founded in 2006
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 48% of them on solvency, 19% on liquidity, 26% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-01-2026.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as ATRIUM has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ATRIUM itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for ATRIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €22,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.58 (1.6 in 2025), above the usual 1.5. Short-term debt is 60.2% and cash 1.7% of total assets. However, 68% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: 6.7 FTE, total assets €1.0m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €36,816 (financial year 2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2026 accounts filed 9 days late
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 09-09-2026, 9 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
9 days late
2025
38 days early
2024
5 days early
2022
19 days early
2021
24 days early
2020
35 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

V
VIVUS
L
Managing director, Fanny STORMS
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0884089177
New chair of the board VIVUS appointed, STORMS Daniel Gilbert Alain resigned · Permanent representative: Christine DUFOUR · Director discharge: STORMS Daniel Gilbert Alain · General meeting of 27-06-2023 · Gazette deed
3 directors appointed, 3 resignations Resignations: Adrien VAN NEUSS, Christine DUFOUR and STRENA SA · Appointments: LAUREATUS (managing director), VIVUS (managing director) and Daniel STORMS · General meeting of 25-08-2020 · Gazette deed
Capital increase of €200,000 to €450,000 Capital from €250,000 to €450,000, 80 new shares · General meeting of 06-12-2018 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
ATRIUM Flémalle €1.0m €295,864 32.0% 6.7
NOKTA BOUWMATERIALEN Antwerp €1.2m €336,508 38.9% 6.5
Bricowar Waremme €1.2m €383,678 80.0% 7.5
ENGHIEN BRICOLAGE Enghien €1.4m €467,387 33.0% 6.6
DECOTORA Deinze €0.8m €296,589 19.0% 7.4
H & A Antwerp €1.1m €308,236 36.1% 5
AMERLOO Schilde €1.0m €255,766 61.5% 4.9

These companies have the same main activity as ATRIUM: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €831,000 and €1.4m, founded between 2001 and 2010.

Official details

Source: KBO
Status
Active since 09-10-2006Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range)NACE 47521
Joint committees
201Independent retail
100Auxiliary committee for blue-collar workers · annual accounts 31-01-2026
Establishment unit
2.157.462.2214780 Saint-Vith, since 21-03-2007
Financial year end
31 January
Peppol
Reachable since 27-03-2026
Company details

Annual accounts to 31-01-2026

€1.0m▼ 4.8%
Employeeson 31-01-2026
10▼ 16.7%
Filing
Filed on 09-09-2026
Financials

Insights on ATRIUM

ATRIUM has existed since 2006. The gross margin fell from €736,253 in 2013 to €2,224 in 2016 and staff from 15.3 to 0.6 full-time equivalents.

LAUREATUS holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ATRIUM

What is the company number of ATRIUM?
The company number of ATRIUM is 0884.089.177. The VAT number is the same number with BE in front: BE 0884.089.177.
Where is ATRIUM based?
The registered office is at Rue des Hêtres 17, 4400 Flémalle.Company details
What does ATRIUM do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of ATRIUM?
ATRIUM is a public limited company (NV).
When was ATRIUM founded?
ATRIUM was founded on 09-10-2006.
Is ATRIUM still active?
Yes, ATRIUM is an active enterprise in the KBO register.
How many employees does ATRIUM have?
ATRIUM had an average of 6.7 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does ATRIUM fall under?
In its 31-01-2026 annual accounts, ATRIUM states joint committees 201 (Independent retail) and 100 (Auxiliary committee for blue-collar workers).
What is the turnover of ATRIUM?
The turnover in financial year 2026 is ≈ €1.6m. This figure is estimated from the gross margin of €295,864 and 31 comparable companies (NACE 475). It probably lies between €980,000 and €2.4m.
Is ATRIUM profitable?
In financial year 2026, ATRIUM made a loss of €36,816.
Where can I find the annual accounts of ATRIUM?
ATRIUM filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of ATRIUM due?
ATRIUM must file the annual accounts for financial year 2027 by 31-08-2027.Timeline

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