ATR FINANCES
ATR FINANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €110k and a net result of €61k. Equity is growing by ~81.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 773 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €110k |
| Net result | €61k |
| Staff (FTE) | 2.3 |
| Better than sector | 26% |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 13.0% | 38.6% | |
| Net result | €61k | €28k | |
| Equity | €110k | €62k | |
| Gross operating margin | €307k | €66k | |
| Staff costs | €133k | €63k |
Show 4 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €61k |
| Cash flow | n/a |
| Staff costs | €133k |
| Income taxes | €18k |
| Dividends | - |
| Total assets | €849k |
| Equity | €110k |
| Debt | €739k |
| of which ≤ 1y | €98k |
| of which > 1y | €641k |
| Working capital | n/a |
| Employees (FTE) | 2.3 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 13.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 7.2% |
| ROE | 55.1% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €849k |
| Fixed assets | 21/28 | €767k |
| Intangible fixed assets | 21 | €182k |
| Tangible fixed assets | 22/27 | €585k |
| Financial fixed assets | 28 | €217 |
| Current assets | 29/58 | €83k |
| Cash & bank | 54/58 | €82k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €849k |
| Equity | 10/15 | €110k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €104k |
| Amounts payable | 17/49 | €739k |
| Amounts payable after one year | 17 | €641k |
| Amounts payable within one year | 42/48 | €98k |
| Trade debts payable within one year | 44 | €21k |
| Income statement | ||
| Gross operating margin | 9900 | €307k |
| Operating result | 9901 | €94k |
| Financial income | 75 | €30 |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €79k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €61k |
| Result to be appropriated | 9905 | €61k |
| NACE primary | Agenten en makelaars in bankdiensten(66191) |
| Legal form | Private limited company(610) |
| Incorporation | 06-05-2021 |
| Status | Active |
| Postal code | 1340 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083F0032/00K002 | Wallonia | 177 m² | 1 · 78 m² | 13.6 m · 4 fl. |
| 25083F0031/00Y000 ProtectedSite or landscape |
Wallonia | 175 m² | 1 · 172 m² | 12.4 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
08-03-2024 Registered office moved from Ottignies-Louvain-la-Neuve to Ottignies
- Avenue des Combattants 48A : 1340 Ottignies-Louvain-la-Neuve → avenue des Combattants, 44 à 1340 Ottignies
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "avenue des Combattants, 44 \u00E0 1340 Ottignies",
"city": "Ottignies",
"region": "waals_gewest",
"street": "avenue des Combattants",
"country": "BE",
"postcode": "1340",
"box_number": null,
"street_number": "44",
"locality_suffix": null
},
"old_address": {
"raw": "Avenue des Combattants 48A : 1340 Ottignies-Louvain-la-Neuve",
"city": "Ottignies-Louvain-la-Neuve",
"region": "waals_gewest",
"street": "Avenue des Combattants",
"country": "BE",
"postcode": "1340",
"box_number": null,
"street_number": "48A",
"locality_suffix": null
},
"effective_date": "2024-02-14",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de transf\u00E9rer le si\u00E8ge social \u00E0 dater du 14 f\u00E9vrier 2024 de l\u0027adresse actuelle vers l\u0027adresse avenue des Combattants, 44 \u00E0 1340 Ottignies.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "A. Lecomte",
"firm_city": null,
"firm_name": null,
"office_city": "Braine-le-Comte",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-03-08",
"filing_date": "2024-03-06",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
"date": "2024-02-14",
"unanimous": true
},
"subject_company": {
"kbo": "0767.931.479",
"name_full": "ATR FINANCES",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad - 08/03/2024 - Annexes du Moniteur belge"
]
}| Legal nameFR | ATR FINANCES |