ATOM'Z
ActiveSummary
ATOM'Z has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.2m and a net result of €581,969. Equity is growing by ~35.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 18.73 against 5.56 in 2023; short-term debt: 5.1% and cash: 67.9% of total assets), and 6.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.7%
Return on assets
25.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
35 d early
2023
54 d early
2022
58 d early
2021
56 d early
2020
28 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2024, full schema
In the rankings
#1 company by equity in Ham-sur-Heure-Nalinnes, Construction sector#6 company by total assets in Ham-sur-Heure-Nalinnes, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€581,969▼ 19.0%
2023 · €718,264
Working capital
€2.1m▲ 13.6%
2023 · €1.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€474,734▲ 327%€468,194▼ 1.4%€678,278▲ 44.9%€1.0m▲ 47.5%€836,322▼ 16.4%
Net result€308,896above the sector's middle half▲ 303%€330,781above the sector's middle half▲ 7.1%€467,144above the sector's middle half▲ 41.2%€718,264above the sector's middle half▲ 53.8%€581,969above the sector's middle half▼ 19.0%
Equity€687,141within the sector's middle half▲ 109%€932,857within the sector's middle half▲ 35.8%€1.3mwithin the sector's middle half▲ 35.8%€1.7mabove the sector's middle half▲ 32.2%€2.2mabove the sector's middle half▲ 29.4%
Total assets€1.1mwithin the sector's middle half▲ 50.0%€1.4mwithin the sector's middle half▲ 26.2%€1.8mwithin the sector's middle half▲ 33.1%€2.4mwithin the sector's middle half▲ 29.1%€2.3mwithin the sector's middle half▼ 1.9%
Debt€400,865▲ 43.0%€440,570▲ 9.9%€560,865▲ 27.3%€684,386▲ 22.0%€146,178▼ 78.6%
Working capital€714,417within the sector's middle half▲ 58.7%€969,559above the sector's middle half▲ 35.7%€1.4mabove the sector's middle half▲ 42.2%€1.8mabove the sector's middle half▲ 34.0%€2.1mabove the sector's middle half▲ 13.6%
Solvency63.2%above the sector's middle half▲ 17.9pp67.9%above the sector's middle half▲ 4.8pp69.3%above the sector's middle half▲ 1.4pp71.0%above the sector's middle half▲ 1.7pp93.7%above the sector's middle half▲ 22.7pp
Current ratio3.22above the sector's middle half▲ 0.494.22above the sector's middle half▲ 1.005.24above the sector's middle half▲ 1.025.56above the sector's middle half▲ 0.3218.73above the sector's middle half▲ 13.17
Return on assets (ROA)28.4%above the sector's middle half▲ 17.8pp24.1%above the sector's middle half▼ 4.3pp25.6%above the sector's middle half▲ 1.5pp30.4%above the sector's middle half▲ 4.9pp25.2%above the sector's middle half▼ 5.3pp
Staff (FTE)3.2below the sector's middle half▼ 8.6%1below the sector's middle half▼ 68.8%0.9below the sector's middle half▼ 10.0%0.4below the sector's middle half▼ 55.6%2.3below the sector's middle half▲ 475%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2020 Net result +303% on 2019. This fiscal year ran 18 months, the previous one 12. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 16% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.3m
Fixed assets
€95,493 ▼ 10.0%
Current assets
€2.2m ▼ 1.6%
Equity and liabilities €2.3m
Equity
€2.2m ▲ 29.4%
Debt
€146,178 ▼ 78.6%
Debt's share of the balance-sheet total falls from 29.0% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€854,863▼
2023 · €1.0m
Cash flow
€600,511▼
2023 · €737,353
Debt to equity
0.07▼
2023 · 0.41
ROE
26.8%▼
2023 · 42.9%
Interest coverage
2481.75▼
2023 · 4560.47
Debt ≤ 1 year
€118,412▼
2023 · €404,972
Debt > 1 year
€9,267▼
2023 · €242,365
Income taxes
€266,100▼
2023 · €288,641
Staff costs
€77,301▲
2023 · €73,767
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €30,175 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €74,757 | €70,985 | €73,767 | €77,301 | ▲ 4.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,818 | €4,976 | €18,629 | €19,089 | €18,541 | ▼ 2.9% |
| Other operating charges640/8 | - | €11,760 | €670 | €839 | €1,099 | ▲ 31.0% |
| Non-recurring operating charges66A | - | - | €172 | €480 | - | - |
| Gross operating margin9900 | €525,624 | €559,687 | €768,734 | €1.1m | €933,264 | ▼ 14.8% |
| Operating profit (loss)9901 | €474,734 | €468,194 | €678,278 | €1.0m | €836,322 | ▼ 16.4% |
| Financial income75/76B | - | €6,172 | €3,381 | €6,543 | €12,092 | ▲ 84.8% |
| Recurring financial income75 | €7,544 | €6,172 | €3,381 | €6,543 | €12,092 | ▲ 84.8% |
| Financial charges65/66B | - | €180 | €266 | €224 | €344 | ▲ 54.1% |
| Recurring financial charges65 | €198 | €180 | €266 | €224 | €344 | ▲ 54.1% |
| Profit (loss) for the period before taxes9903 | €482,079 | €474,187 | €681,393 | €1.0m | €848,070 | ▼ 15.8% |
| Income taxes67/77 | €173,183 | €143,406 | €214,249 | €288,641 | €266,100 | ▼ 7.8% |
| Profit (loss) for the period9904 | €308,896 | €330,781 | €467,144 | €718,264 | €581,969 | ▼ 19.0% |
| Profit (loss) for the period to be appropriated9905 | €308,896 | €330,781 | €467,144 | €718,264 | €581,969 | ▼ 19.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.4m | €1.8m | €2.4m | €2.3m | ▼ 1.9% |
| Fixed assets21/28 | €51,828 | €102,886 | €123,467 | €106,144 | €95,493 | ▼ 10.0% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €50,728 | €101,786 | €122,342 | €105,019 | €94,368 | ▼ 10.1% |
| Land and buildings22 | - | €79,183 | €79,183 | €79,183 | €79,183 | = |
| Plant, machinery and equipment23 | - | €6,746 | €5,663 | €4,792 | €3,247 | ▼ 32.2% |
| Furniture and vehicles24 | - | €11,046 | €33,315 | €17,496 | €9,020 | ▼ 48.4% |
| Other tangible fixed assets26 | - | €4,811 | €4,180 | €3,550 | €2,919 | ▼ 17.8% |
| Assets under construction and advance payments27 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €1,100 | €1,100 | €1,125 | €1,125 | €1,125 | = |
| Current assets29/58 | €1.0m | €1.3m | €1.7m | €2.3m | €2.2m | ▼ 1.6% |
| Amounts receivable within one year40/41 | €92,496 | €225,500 | €145,564 | €131,718 | €186,610 | ▲ 41.7% |
| Trade receivables40 | - | €216,584 | €145,564 | €131,718 | €151,268 | ▲ 14.8% |
| Other amounts receivable41 | - | €8,917 | €0 | €0 | €35,343 | - |
| Current investments50/53 | - | €199,000 | €260,420 | €460,309 | €459,787 | ▼ 0.1% |
| Cash at bank and in hand54/58 | €942,878 | €839,455 | €1.3m | €1.7m | €1.6m | ▼ 4.9% |
| Deferred charges and accrued income490/1 | - | €6,585 | €0 | €7,854 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.4m | €1.8m | €2.4m | €2.3m | ▼ 1.9% |
| Equity10/15 | €687,141 | €932,857 | €1.3m | €1.7m | €2.2m | ▲ 29.4% |
| Contributions10/11 | - | €70,460 | €70,460 | €70,460 | €70,460 | = |
| Reserves13 | €616,681 | €862,397 | €1.2m | €1.6m | €2.1m | ▲ 30.7% |
| Distributable reserves133 | - | €862,397 | €1.2m | €1.6m | €2.1m | ▲ 30.7% |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €400,865 | €440,570 | €560,865 | €684,386 | €146,178 | ▼ 78.6% |
| Amounts payable after more than one year17 | - | - | €165,812 | €242,365 | €9,267 | ▼ 96.2% |
| Other amounts payable178/9 | - | - | €165,812 | €242,365 | €9,267 | ▼ 96.2% |
| Amounts payable within one year42/48 | €321,761 | €300,982 | €325,249 | €404,972 | €118,412 | ▼ 70.8% |
| Current portion of amounts payable after more than one year42 | - | €0 | - | €0 | - | - |
| Trade debts44 | €28,097 | €30,245 | €85,894 | €34,314 | €20,035 | ▼ 41.6% |
| Suppliers440/4 | - | €30,245 | €85,894 | €34,314 | €20,035 | ▼ 41.6% |
| Taxes, remuneration and social security45 | - | €103,508 | €102,270 | €48,848 | €8,417 | ▼ 82.8% |
| Taxes450/3 | - | €103,109 | €101,989 | €46,947 | €5,627 | ▼ 88.0% |
| Remuneration and social security454/9 | - | €398 | €281 | €1,900 | €2,790 | ▲ 46.8% |
| Other amounts payable47/48 | - | €167,229 | €137,085 | €321,810 | €89,960 | ▼ 72.0% |
| Accrued charges and deferred income492/3 | - | €139,588 | €69,804 | €37,050 | €18,500 | ▼ 50.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €308,896 | €330,781 | €467,144 | €718,264 | €581,969 | ▼ 19.0% |
| + Depreciation and write-downs630 | €12,818 | €4,976 | €18,629 | €19,089 | €18,541 | ▼ 2.9% |
| Operating cash flow (approximation) | €321,714 | €335,757 | €485,773 | €737,353 | €600,511 | ▼ 18.6% |
| Investment in fixed assets (approximation) | - | -€56,033 | -€39,210 | -€1,767 | -€7,890 | ▼ 347% |
| Change in cash | - | -€103,422 | €458,746 | €355,210 | -€81,610 | ▼ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 18.73
Current ratio from 5.56 to 18.73; short-term debt falls from €404,972 to €118,412.
31-12
Financial
Equity above €2mEq €2.2m ▲29.4%
6 profitable years in a row build equity to €2.2m.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €718,264 ▲53.8%
Operating result €1.0m, net result €718,264, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1mEq €1.3m ▲35.8%
4 profitable years in a row build equity to €1.3m.
05-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 28 days late
2020
31-12
Financial
Equity above €500,000Eq €687,141 ▲109%
2 profitable years in a row build equity to €687,141.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2015
Ground area
4,391 m²
Building footprint
404 m²
Volume, LiDAR
2,285 m³
2 parcels, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LMTC
since 20152.248.002.813
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058B0570/00P008 | Wallonia | 3,479 m² | 1 · 355 m² | 7.7 m · 2 fl. |
| 52034B0927/00G000 | Wallonia | 911 m² | 1 · 48 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesATOM'Z SRL36937
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 3,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
Website
www.atomz.be
E-mail
laurent@atomz.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0642562444
Also
9925:BE0642562444
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.